Jammu & Kashmir Bank Credit Card Application Status

In-progress

When the bank is still processing the application, you will get the status as 'In progress'.

On-hold

If for any reasons, the bank has kept your application on hold, you will receive 'On-hold' status. The reasons could be incomplete documentation or details. In any case, if the bank requires further details or documents from you, the concerned department will call you asking for the same. Once the gaps are filled the credit card processing resumes.

Approved

You will find the 'Approved' status, once your application is approved. You will soon receive your card to the address mentioned in the application.

Dispatched

Once your Jammu & Kashmir Bank Credit Card is dispatched, your status will tell the same. You can expect the card in 2-3 working days once you receive a message saying that your card has been dispatched. Make yourself available at your mailing address as the card will be handed over only to the applicant.

Disapproved

A 'Disapproved' status says your application has been rejected as you failed to meet the eligibility criteria set by the bank. Ideally, you should receive the same message as SMS, saying your application has been rejected, without mentioning the reason.

No records found

If you enter incorrect details, the system will come back with a 'No records found' status. Re-enter the correct details to get the status right.