Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • How to Pay IndusInd Credit Card Bill Through a Debit Card

    IndusInd Bank is one of the leading banks in India. As an IndusInd Bank credit cardholder, you can pay their bill in various ways. You can either go online and make a payment on the official IndusInd Bank website or pay them through their net banking account. If you do not wish to pay your credit card bills online, please note that IndusInd Bank accepts cheque and Demand Draft payments.

    IndusInd Bank Credit Card Bill Payment Using Other Bank Debit Cards

    You can pay your IndusInd Bank credit card bill through any non-IndusInd savings bank account. You can use this facility to transfer funds from your savings account to your credit card number. The most popular fund transfer options are National Electronic Funds Transfer (NEFT) and Immediate Payment Service (IMPS).

    Log into your net banking account and initiate either a NEFT or IMPS transfer and your credit card bill will be paid in few minutes.

    How to Pay Your IndusInd Bank Credit Card Bill Through NEFT

    To pay your IndusInd credit card bill through NEFT fund transfer option, follow the steps below:

    • Log into your net banking account.
    • Under ‘Fund Transfer’ option, choose NEFT option.
    • Choose ‘Add a beneficiary’ option and add your IndusInd Bank credit card as a beneficiary.
    • Choose IndusInd Bank from the drop-down.
    • Choose ‘Current’ for payee account type.
    • Enter IFSC Code INDB0000018.
    • Enter your full credit card number in the ‘Account Number’ field.
    • The beneficiary's name will be your full name as it appears on the card.
    • After entering all the above details, click on the ‘Confirm’ tab.
    • Your bank will take about 30 minutes to add IndusInd Bank as your beneficiary.
    • Once the beneficiary is added, you can transfer the funds to your credit card by entering the amount you wish to pa.

    How to Pay Your IndusInd Bank Credit Card Bill Through IMPS

    You can choose the IMPS option if you want the funds to be transferred instantly. In an IMPS funds transfer, the amount will be transferred immediately as it does not have any time restrictions. To initiate IMPS transfer, follow the below steps:

    • Log into your net banking account.
    • Under ‘Funds Transfer’ option, choose ‘IMPS’.
    • If you have already added your IndusInd credit number as a beneficiary, you will be able to choose it from the drop-down.
    • Enter the amount you wish to transfer.
    • Enter your email ID or phone number.
    • A One-time Password will be sent to your registered mobile number.
    • Please enter the OTP in the space provided.
    • Click on ‘Submit’.
    • Your IndusInd credit card bill will be paid instantly.

    Please follow the same procedure and choose ‘RTGS’ (Real Time Gross Settlement) to pay your IndusInd credit card bill through RTGS.

    Steps to Pay IndusInd Bank Credit Card Bill Payment Through Billdesk Using a Debit Card Online

    BillDesk is one of the leading online payment gateway providers in India. You can pay all your utility bills and credit card bills through BillDesk at ease. To pay your IndusInd Bank credit card bill through BillDesk, follow the below steps:

    • Visit www.billdesk.com/pgidsk/pgmerc/induscard/indus_card.jsp
    • Enter your full IndusInd Bank credit card number
    • Re-enter your credit card number
    • Enter your email ID
    • Enter the payment amount you wish to pay
    • Select the bank account from a list of participating banks
    • Click on ‘Proceed to pay’
    • You will be redirected to a secure payment processing page
    • Follow the instructions and pay your IndusInd credit card bill successfully

    FAQs on How to Pay IndusInd Credit Card Bill Through a Debit Card

    1. How do I update the address on my IndusInd Bank credit card?

      You can easily update the address on your IndusInd Bank credit card online. You can do this via internet banking. You will have to also submit scanned copies of a new address proof document. You can call the IndusInd Bank customer care and request them to update your address.

    2. Can I get an add-on card with my IndusInd credit cards?

      Yes, most IndusInd Bank credit cards offer the facility of an add-on credit card. You can easily apply for up to 5 add on cards on the classic credit cards offered by IndusInd Bank. Please note that the add-on cardholder will have the same benefits and also the privileges of a primary credit cardholder.

    3. Am I allowed to check the outstanding balance on my IndusInd Bank credit cards?

      Yes, you can check the outstanding balance on your credit card by logging into the net banking portal of the bank or also by using the mobile app. You can also check the balance on your credit card and via SMS.

    4. How can I pay the bill for my IndusInd Bank credit card?

      You can pay the credit card bill via internet banking, NEFT, mobile banking. You can also set an auto-debit payment mode or use the NACH Facility. You can visit an IndusInd Bank branch and pay the credit card bill in cheque or cash.

    5. What is the billing cycle of my IndusInd Bank credit card?

      The billing cycle of your IndusInd Bank credit card can range between 20 and 40 days. The credit card statement will be issued at the end of each billing cycle. It will be sent to you via e-mail or to your communication address.

    6. I have a debit card provided by another bank but is not the participatory bank in list of banks which I can select to pay my IndusInd credit card bill?

      In case the bank which provided you the debit card is not a participatory bank, then you can either transfer the said amount from the account of that bank to another bank account whose name is in the list or get in touch with IndusInd bank customer care service. Most probably, you will have to select another mode of payment use another bank’s debit card to clear your IndusInd credit card bill.

    7. Can I use the NACH facility to clear my IndusInd bank credit card bill?

      Yes, you can use the NACH facility to clear your IndusInd bank credit card bill.

    8. Will IndusInd charge me any fee if I pay the IndusInd credit card bill using a debit card?

      No, the IndusInd bank will not charge you any fee if you pay your IndusInd credit card bill using a debit card.

    9. I used my debit card to pay only the minimum due amount. Can I use any other payment mode to clear my outstanding IndusInd credit card bill?

      Yes, you can come back later and use any other payment mode to clear the rest of the IndusInd credit card outstanding bill amount.

    10. While paying my credit card bill using a debit card, the payment could not be completed, but the amount got debited from my bank account. What should I do?

      In case the amount got debited from your account but the payment could not be completed, do not worry. The debited amount if not successfully processed will be credited back to your account safely within 3-5 business days. In case there is a delay, get in touch with the bank whose debit card you used to pay the credit card bill.

    11. I paid more than the original credit card billing amount using my debit card. What should I do?

      In case you paid more than the original credit card billing amount, then the differential amount will be adjusted for the next month’s billing cycle. You can also contact the IndusInd Bank customer care and request them to credit the differential amount to your bank account. The amount will take 3-5 business days to be credited.

    12. I wish to pay my IndusInd credit card bill offline. Can I use my debit card to make the payment?

      No, IndusInd Bank will accept either cheque, cash, or demand draft if you wish to pay your credit card bill offline.

    13. Is it safe to pay the IndusInd Bank credit card bill through a debit card?

      Yes, the process of paying your IndusInd Bank credit card bill through a debit card is extremely safe and secure.

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