Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Credit Card Bill Payment through Other Bank Debit Card

    Axis Bank provides a variety of options to pay Axis Bank credit card bills using both online and offline channels. Credit cardholders can make the best use of the channels to clear their outstanding dues on time thus can avoid late payment fee. While a few channels provide instant credit facility, payment through other channels requires 2-3 days of processing time. Hence, Axis Bank Credit Cardholders need to be little sensible while making credit card payment and choose the channel based on their payment due date.

    A few online methods offered by Axis Bank for credit card bill payment include Axis Bank Internet Banking, National Automated Clearing House (NACH), Immediate Payment Service (IMPS), National Electronic Funds Transfer (NEFT), Axis mobile app, and others. Offline payment methods include cheque/draft, cash payment, ATM payment, Axis Bank auto debit facility, etc.

    Of all the available options, we here discuss in detail about Axis Bank Credit Card payment using a debit card.

    Pay Axis Bank Credit Card Bill Using Debit Card (Offline)

    The only way you can use your debit card to pay Axis Bank Credit Card bill is by visiting Axis Bank ATM. However, in order to use this facility, you must have Axis Bank Debit / ATM Card. You cannot use other bank ATMs to make payment.

    If you have an Axis Bank debit-cum-ATM card follow the below instructions to make your Axis Bank Credit Card payment.

    Steps To Pay Axis Bank Credit Card Bill Using Debit Card

    • Visit any of the Axis Bank ATM kiosks
    • Insert your Axis Bank ATM / Debit card
    • Enter your PIN
    • From the menu, select ‘Other Services’ option
    • Choose ‘Bill Payment > Credit Card Bill Payment’
    • Enter your Axis Bank credit card number for which you want to make payment
    • Re-enter the same to validate the details
    • The ATM screen will then display the total amount due and minimum amount due on the card
    • Select the amount you wish to pay
    • As soon as you hit the confirm button, the account linked to your Axis Bank debit card will be debited while your credit card account gets credited with the same amount on the same day.

    Pay Axis Bank Credit Card Bill Using Debit Card (Online)

    Of all the online payment methods offered by Axis Bank, paying through either Axis Bank Debit Card or other bank debit card is not an option. You may use the accounts linked to your debit cards to make payment through net banking, NEFT and other options, but you cannot directly use the debit card to pay the Axis Bank Credit Card bill.

    FAQs On Axis Bank Credit Card Bill Using Debit Card

    1. Can I make Axis Bank Credit Card payment using any bank debit card?
    2. No, currently Axis bank is not accepting credit card payment from other bank debit or ATM cards.

    3. How long will it take to process the credit card payment made through ATM?
    4. Axis Bank Credit Card payments made through ATMs will be processed on the same day.

    5. How do I know that the payment is successful?
    6. Your ATM screen will display the message and you will also receive an acknowledgement mail and message from the bank about your Axis Bank Credit Card payment.

    7. What are the other alternatives available to pay Axis Bank Credit Card bill using other bank accounts?
    8. You can use both online and offline channels to make Axis Bank Credit Card payment. Some of them include net banking, NEFT, IMPS, mobile banking, SMS Banking, Axis mobile app, cheque/draft, cash payment, etc.

    9. How secure are online credit card payments?
    10. All the transactions made through Axis Bank online platform are encrypted with best internet security protocols and hence are secure.

      

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