The IB Visa Platinum Credit Card offers premium privileges, such as reward points on every spend and many more, thereby ensuring secure, convenient, and rewarding transactions worldwide.
IB-Visa-Platinum credit card offers various benefits starting from golf, shopping, dining, and many more at zero joining fee. The card offers multiple lifestyle privileges, including an EMI facility, add-on cards, reward points for shopping, and many more. Read on to know more details about IB-Visa-Platinum credit card.
The key features and benefits of IB-Visa-Platinum credit card offered by Indian Bank are mentioned below:
The fees and charges applicable for the IB-Visa-Platinum credit card are mentioned in the table below:
Fees and charges | Amount |
Joining fee | Nil |
Annual fee For first yearSecond year onwards | NilRs.250 |
Revolving Credit Limit | Rs.1 lakh and above |
Cash Limit | 40% of credit limit |
Interest Rate | 1.66% per month |
Minimum monthly payment | 5% of outstanding balance |
Note:
If the transaction in the previous year exceeds Rs.50,000, then the annual maintenance charge will be waived.
Here are the following details about daily usage limit of IB-Visa-Platinum credit card:
The required documents to apply for IB-Visa-Platinum credit card are mentioned below:
Proof of identity
Proof of address
Proof of income
Note: Contact the bank to find out more details about the documents required to apply for IB-Visa-Platinum credit card.

The interest rate on outstanding balance for the IB-Visa-Platinum credit card is 1.66% per month.
No, you need not pay any joining fee for the IB-Visa-Platinum credit card.

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