The RuPay Select credit card offered by Indian Bank is designed to provide convenience to its customers and help them save as they spend. This credit card is backed by RuPay and offers various benefits like complimentary lounge access, EMI facility, add-on credit cards, and reward points.
You can apply for the Indian Bank RuPay Select credit card through the bank’s official website or by visiting the nearest branch. The Indian Bank offers this credit card at a zero joining fee and nominal annual membership fee of Rs.250 second year onwards. Read on to know more about the IB RuPay Select credit card.
The features and benefits of the IB RuPay Select Credit Card are as listed below:
The documents required to apply for IB RuPay Select Credit Card are as listed below:
Proof of Identity
Proof of Address
Proof of Income
Photographs
Note: The documents listed above are in general, and the bank may request additional documents based on your credit card application and internal policies.
The fees and charges for IB RuPay Select Credit Card are as listed below:
Category | Charges |
Joining Fee | Nil |
Annual Fee | Nil for First YearRs. 250 second year onwards(Note: Second year fee has a conditional waiver) |
Rate of Interest Charged on Outstanding Balance | 1.66% per month |
Minimum Amount Due | 5% of the outstanding balance |
Cash Limit | 40% of the allowed credit limit |
Follow the steps given below to apply for IB RuPay Select credit card online:
Step 1: You need to visit the Indian Bank official website.
Step 2: Look for the ‘Credit Cards’ section.
Step 3: Check the list of credit cards offered by the Indian Bank.
Step 4: Click on ‘Apply Now’ tab present on the screen.
Step 5: Complete the application process for the credit card of your choice.
Step 6: Upload and submit the requested documents.
Step 7: Once your application is accepted and processed, you will receive your credit card kit at the registered address.
Follow the steps given below to apply for an IB RuPay Select credit card offline:
Step 1: You need to visit the nearest Indian Bank branch.
Step 2: You need to request the bank’s relationship manager for the credit card application form.
Step 3: Submit the duly filled form along with the required documents.
Step 4: Once the application is successfully submitted and processed, you will receive your credit card kit at the registered address.

The Indian Bank is offering RuPay Select credit card at a zero joining fee.
You can apply for the IB RuPay Select credit card by visiting the Indian Bank’s official website or by visiting the nearest bank branch.
The cash limit for the IB RuPay Select credit card is 40% of the allowed credit limit.
Yes, the IB RuPay Select credit card offers airport lounge access benefits to its customers.
Yes, you will get up to four add-on credit cards with the IB RuPay Select credit card.

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