The Indian Bank RuPay Platinum Credit Card is designed to offer customers both ease of use and smart savings on everyday expenses. This credit card is powered by the RuPay network and comes with various benefits such as complimentary lounge access, an EMI facility, add-on card options, and reward points on eligible transactions.
You can apply for this credit card conveniently through the Indian Bank’s official website or by visiting your nearest branch. The card comes with no joining fee and a nominal annual fee of Rs.250 from the second year onwards.
The features and benefits of the IB RuPay Platinum Credit Card are as listed below:
The documents required to apply for IB RuPay Platinum Credit Card are as listed below:
Proof of Identity
Proof of Address
Proof of Income
Photographs
Note: The documents listed above are in general, and the bank may request additional documents based on your credit card application and internal policies.
The fees and charges for IB RuPay Platinum Credit Card are as listed below:
Category | Charges |
Joining Fee | Nil |
Annual Fee | Nil for First YearRs. 250 second year onwards (Note: Second year fee has a conditional waiver) |
Rate of Interest Charged on Outstanding Balance | 1.66% per month |
Minimum Amount Due | 5% of the outstanding balance |
Cash Limit | 40% of the allowed credit limit |
Follow the steps given below to apply for IB RuPay Select credit card online:
Step 1: You will have to visit the official Indian Bank website.
Step 2: Navigate to the ‘Credit Cards’ section.
Step 3: Find the credit card you wish to apply for from the list of credit cards offered by the Indian Bank.
Step 4: Click on the ‘Apply Now’ option present on the screen.
Step 5: Fill out the application form and complete the process.
Step 6: You will have to submit the requested documents.
Step 7: You will receive your credit card kit at the registered address once the application is successfully processed.
Follow the steps given below to apply for an IB RuPay Select credit card offline:
Step 1: You will have to visit the nearest Indian Bank branch.
Step 2: Request the credit card application form from the bank’s relationship manager.
Step 3: Fill out the application form and submit it along with the required documents.
Step 4: You will receive your credit card kit at your registered address once your application is successfully processed.

You can apply for the IB RuPay Platinum credit card by visiting the Indian Bank’s official website or by visiting the nearest bank branch.
No, you will not have to pay any joining fees. The Indian Bank is offering RuPay Platinum credit card at a zero joining fee.
The cash limit for the IB RuPay Platinum credit card is 40% of the allowed credit limit.
Yes, the IB RuPay Platinum credit card offers airport lounge access benefits to its customers.
Yes, you will get up to four add-on cards with the IB RuPay Platinum credit card.

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