Indian Bank Global Classic Credit Card
Indian Bank presents the Global Classic Credit Card which provides a variety of privileges and benefits to its cardholders. Enjoy this Indian Bank credit card free of cost as there are no joining fees or annual fees. Avail of add on cards for up to 4 of your family members at a one-time charge of Rs. 100. Get free insurance cover against a number of risks for yourself and your first add-on cardholder. The Indian Bank Global Classic Credit Card carries one of the lowest finance charges of 1.99% per month while giving you a credit period of 15 days to 45 days. Make your spends more rewarding as you earn 50 paisa for every Rs. 100 you spend. Accumulate Rs. 500 and collect it in the form of cash back. The card is accepted worldwide at over 30 million merchants and 800,000 VISA ATMs around the world.
We found 1 Indian Bank Credit Card
See Less
Fee Details
- 1st Year - ₹ 0
Joining Perks
- -
Rewards
- Get Rs 0.50 for every ₹ 100 spent on the card.
Documents
- KYC-PAN, Address proof and ID Proof
- One photograph, Salary slip/Form 16
What you'll love
Global usage and acceptance.
Comprehensive risk insurance cover.
Up to four supplementary cards can be taken.
Cash advance and revolving credit facility for card holders.
Get your queries solved with Indian Bank's 24/7 customer service.
Think about
This Company is not a partner. Visit its website/branch office for more details. Trademarks, logos and other intellectual property belong to their respective owners.
Features of Indian Bank Global Classic Credit Card
- Internationally accepted: The Indian Bank Global Classic Card is accepted globally at over 30 million merchants associated with VISA. It is accepted at over 1.5 lakh merchants in India.
- Interest-free credit: Get between 15 to 45 days interest-free on your purchases. Clear your credit card bills in full every month to carry on this interest-free cycle.
- Low Finance Charges: Interest is charged at 1.99% per month on your purchases from the date of transaction. Interest is calculated provisionally upto the due date. Based on payment of your dues, the interest will be refunded. You can pay just the minimum 5% of your total bill to avoid any penalties.
- Add on cards: Avail of up to 4 supplementary cards with your Indian Bank Global Classic Credit Card. Share the benefits and privileges with your family members.
- Credit Limits:The credit limits available on the Global Classic Card range between Rs. 25,000 and Rs. 75,000.
Benefits of Indian Bank Global Classic Credit Card
- No Joining Fees: Avail of this card free of cost from Indian Bank. The card bears no fees to become a cardholder. For add on cards, there is a one-time fee of Rs. 100.
- No Annual Subscription Charges: Indian Bank does not levy any charges annually for card membership. The Global Classic Credit Card is completely free. Add on cards also bear no annual charges except for a one-time fee of Rs. 100.
- Rewards: Earn 50 paisa for every Rs. 100 spent on your Indian Bank Global Classic Credit Card. You can redeem the rewards in the form of cashback once you have accumulated Rs. 500.
- Cash Advance: Get upto 40% of your credit limit in cash subject to a maximum of Rs. 25,000 per day. A small fee of Rs. 50 is charged for the cash withdrawal transaction. You can make withdrawals from any Indian Bank ATM or any other of the 5,500 ATMs that accept VISA in India. The card is also accepted at 800,000 VISA ATMs around the world.
- Insurance Plans: Get comprehensive cover with your Global Classic Card against a variety of risks. The first add on cardholder gets unique coverage.
- Purchase Protection: You are protected for up to Rs. 10,000 against fraudulent products and related issues. Be safe from unscrupulous sellers when you buy with your Indian Bank Global Classic Credit Card.
Indian Bank Global Classic Credit Card Fees and Charges
Type of Charge | Amount |
Joining Fee | Nil |
Annual Fee | Nil |
Add on Card | One-time fee of Rs. 100. |
Interest on revolving credit | 1.99% per month (23.88% per annum). |
Minimum due | 5% of the billed amount. |
Other Fees and Charges
Type of Charge | Amount |
Cash advance limit | 40% of the credit limit, subject to a maximum of Rs. 25,000 per day |
Finance Charges on Cash withdrawal | 2.25% per month (27% per year) from the date of transaction |
Cash advance transaction charge | Indian Bank ATM - Nil Other domestic ATM - Rs. 50 International ATM - Rs. 250 |
Balance Enquiry | Domestic ATM - Rs. 35 International ATM - Rs. 50 |
Over limit charges | Rs. 50 |
Limit Enhancement | Rs. 100 |
Fuel surcharge | 2.5 % of the transaction subject to a minimum of Rs. 10. |
Booking Railway ticket charges | 1.8% of the transaction amount subject to a minimum of Rs. 10 |
Statement retrieval | Rs. 100 per statement |
Chargeslip retrieval | Rs. 125 per slip |
Cheque return | Rs. 250 |
Late Payment | Rs. 250 |
Card re-issue | Rs. 100 |
PIN Mailer re-issue | Rs. 50 |
Foreign Currency Transaction | 3% markup |
Currently charged at 14.50%. |
Comprehensive Insurance Details of Indian Bank Global Classic Credit Card
Insurance Coverage | Amount |
Death due to air accident | Rs. 2 lakhs |
Death due to any other accident | Rs. 1 lakh |
Unique cover for first add on cardholder in case of death due to any other accident | Rs. 50,000 |
Hospitalisation cover due to accident for up to 65 years of age | Rs. 50,000 |
Hospitalisation cover due to accident for 66 years to 80 years of age | Rs. 25,000 |
Baggage Cover | Rs. 5,000 |
Credit shield on death | Rs. 10,000 |
Purchase Protection | Rs. 10,000 |
Indian Bank Global Classic Credit Card Eligibility Criteria
To successfully apply for an Indian Bank Global Classic Credit Card you need to meet the following criteria.
- You should be at least 18 years old.
- You should not exceed 80 years of age.
- Indian nationals and NRIs are eligible.
- You should be earning a minimum income of Rs. 12,500.
- PAN card is mandatory.
Documents Required for Indian Bank Global Classic Credit Card
- A copy of your PAN card: It is mandatory to provide your PAN card details to avail of this credit card.
- ID and Age Proof: You could submit a copy of your passport, driving licence, voter ID, Aadhar card or any other valid Government ID as per KYC norms.
- Address Proof: You can submit a copy of your utility bills, passport, driving licence, voter ID, Aadhar card or any other valid Government ID as per KYC norms.
- Income Proof: If you are a salaried individual, you need to submit your latest payslip or IT proof. If you are self-employed, you need to submit your statement of accounts for the last three months for banks other than Indian Bank. You also need to provide IT returns.
FAQs on Indian Bank Global Classic Credit Card
- Is there a limit to the number of transactions I can perform in a day with my Indian Bank Global Classic Credit Card?
No, there is no restriction to the number of transactions you can carry out in a day with your Indian Bank Global Classic Credit Card.
- What happens if I miss a credit card payment?
If you fail to pay the minimum due by the payment due date, you will be imposed with a fine of Rs. 250. Your credit limit will be reduced by 25%. Once you make the payment, the limit will be restored. Failure to pay any dues for two consecutive months will attract an additional charge of Rs. 500 and the card will be blocked. Continued delay for three months will result in you being marked as a defaulter.
- What should I do if I lose my Indian Bank Global Classic Credit Card?
If you lose your credit card, report it immediately to the Indian Bank Credit Card Customer Centre. You need to file a complaint with the police authorities in case you suspect theft or any misuse of the card. File an FIR and submit a copy to the Credit Card Centre. Upon reporting the card loss, it will be blocked immediately to safeguard you from fraudulent activity.
- When is my credit card billed every month?
The billing date is set to be the 20th of every month. The statement will be dispatched via Post or Courier. You should receive your statement within 7 days. If you do not receive it, you should contact customer care immediately to gather the required billing information. Your payment due date will usually be 15 days from the statement date.
- What is the minimum amount due?
The minimum amount due is the amount you have to pay to avoid penalties and corrective action. For your Indian Bank Global Classic Credit Card, the minimum due is calculated as 5% of the total bill. Paying only the minimum amount due will stretch your payment over years. For example, if you have billed Rs. 5,000 to your credit card, your minimum due is 5% plus interest. If you continue to pay only this amount, you will take 6 years to clear this bill.
Types of Credit Card
- Top 10 Credit Cards in India
- Fuel Credit Cards
- Lifetime Free Credit Cards
- Kisan Credit Card
- Student Credit Cards in India
- Shopping Credit Cards
- Contactless Credit Cards
- Travel Credit Cards
- Co-Branded Credit Cards
- Lifestyle Credit Cards
- Rewards Credit Cards
- Business Credit Cards
- NRI Credit Cards
- Cashback Credit Cards
- Lounge Access Credit Cards
Credit Card by Banks
- Axis Bank Credit Card
- HDFC Bank Credit Card
- Kotak Bank Credit Card
- Federal Bank Credit Card
- SBI Credit Cards
- HSBC Credit Card
- IndusInd Bank Credit Card
- RBL Bank Credit Card
- Standard Chartered Credit Card
- YES Bank Credit Card
- Canara Bank Credit Card
- Punjab National Bank Credit Card
- Bank of Baroda Credit Card
- IDBI Credit Card
- Union Bank of India Credit Card
- Bank of India Credit Card
Articles on Credit Card
- How to Check Credit Card Status
- How to Manage Multiple Credit Cards
- Best Credit Card for Poor Credit
- How to get Credit Card without Job
- Credit Card Insurance Benefits
- How to Apply for Lost Credit Card
- Reasons for Credit Card Rejection
- Advantages & Disadvantages of Credit Card
- Difference between Credit Card & Debit Card
Credit Card Customer Care
- SBI Credit Card Customer Care
- HDFC Bank Credit Card Customer Care
- Axis Bank Credit Card Customer Care
- Federal Bank Credit Card Customer Care
- IndusInd Bank Credit Card Customer Care
- PNB Credit Card Customer Care
- RBL Bank Credit Card Customer Care
- Kotak Credit Card Customer Care
- Yes Bank Credit Card Customer Care
- Standard Chartered Credit Card Customer Care
- Canara Bank Credit Card Customer Care
- HSBC Credit Card Customer Care
- Indian Bank Credit Card Customer Care
- Bank of Baroda Credit Card Customer Care
- Bank of India Credit Card Customer Care
- Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
- Credit Card Bill Payment
- SBI Credit Card Bill Payment
- HDFC Credit Card Bill Payment
- Federal Bank Credit Card Bill Payment
- Axis Bank Credit Card Bill Payment
- IndusInd Credit Card Bill Payment
- Kotak Credit Card Bill Payment
- Standard Chartered Credit Card Bill Payment
- RBL Bank Credit Card Bill Payment
- HSBC Credit Card Bill Payment
- PNB Credit Card Bill Payment
- Canara Bank Credit Card Bill Payment
- Bank of Baroda Credit Card Bill Payment
- Bank of India Credit Card Bill Payment
- Union Bank Credit Card Bill Payment
Credit Card Eligibility
- Credit Card Eligibility
- SBI Credit Card Eligibility
- HDFC Credit Card Eligibility
- Federal Bank Credit Card Eligibility
- Axis Bank Credit Card Eligibility
- Yes Bank Credit Card Eligibility
- IndusInd Bank Credit Card Eligibility
- HSBC Credit Card Eligibility
- Kotak Credit Card Eligibility
- Canara Bank Credit Card Eligibility
- Standard Chartered Credit Card Eligibility
- RBL Bank Credit Card Eligibility
- Bank of Baroda Credit Card Eligibility
- Union Bank Credit Card Eligibility
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.