IDFC First Bank Credit Card Eligibility

Updated On - 04 Oct 2025

To get a credit card approved by IDFC First Bank, you have to meet all the eligibility criteria that have been established by the IDFC First bank. IDFC First Bank will look into your credit history and your income when you are applying for IDFC First Bank Credit Card. This table summarises the credit card eligibility for the bank.

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IDFC First Bank Credit Card Eligibility Criteria

Age

21 to 65 years

Interest Free Period

Up to 50 days

Employment

Salaried or self-employed

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Documents Required to Apply for IDFC First Bank Credit Card

Address proof

  1. Passport
  2. Driving Licence
  3. Voters ID card

Identity proof

  1. Bank statement
  2. Voter ID card
  3. Driving licence
  4. Pension book

Income Proof

  1. Bank statement
  2. Pay slip
  3. Income Tax return
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IDFC First Bank Credit Card Eligibility Factors

Age Criteria

  1. In order to apply for an IDFC Bank credit card, you have to be a minimum of 21 years old and up to 65 years.

Nationality

  1. You should be a resident and citizen of India.

Income Criteria

  1. You need have a regular income in order to get an IDFC Bank credit card.
  2. The income criteria will change from one card to another. You can a salaried employee or a self-employed professional.

IDFC First Bank Credit Card Application Online

  1. You should go to the website of IDFC Bank: https://www.idfcfirstbank.com/credit-card.
  2. Choose the card you want and type in your contact details.
  3. You should submit the KYC documents and income proof.
  4. You can visit an IDFC Bank branch in order to apply for a credit card.

FAQs on IDFC First Bank Credit Card Eligibility

  • Who is eligible for a credit card from IDFC First Bank?

    If you are a salaried and self-employed person and meet the criteria, you can apply for an IDFC First Bank credit card.

  • What is the IDFC First Bank customer care number?

    You can contact IDFC First Bank credit card customer care at 1800 419 4332.

  • What are the different types of credit cards that IDFC First Bank offers?

    The three main credit cards are FIRST Classic Credit Card, FIRST Select Credit Card, and FIRST Wealth Credit Card.

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