ICICI Bank HPCL Coral Visa Contactless Credit Card

Joining fee

Rs.199

Annual fee

Nil (Rs.199 second year onwards)

Finance charge

3.40% per month

Cash Advance fee

2.5% of the advance amount (subjected to a minimum of Rs.300)

Return of cheque fee

2% of the total amount due (subjected to a minimum of Rs.250)

Late Payment fee

1. If total amount due is less than Rs.100 - Nil
2. Between Rs.100 and Rs.500 - Rs.100
3. Between Rs.500 and Rs.10,000 - Rs.500
4. Between Rs.10,000 - Rs.20,000 - Rs.600
5. More than Rs.20,000 - Rs.700

Overlimit fee

2.5% of the advance amount (subjected to a minimum of Rs.500)

Duplicate Statement fee

Rs.100

Card Replacement fee

Rs.100

Fuel surcharge

1% surcharge waived on fuel transactions

Cash pick-up fee

Rs.100

Age

The applicant must be at least 18 years old.

Nationality

He or she must be a citizen of India.

Employment status

The applicant must be either salaried or self-employed

Credit Score

The applicants who hold a good credit score have a higher chance of being eligible for the card.

Voter ID

Salary Slip

Ration Card

Aadhaar Card

Form 16

Aadhaar Card

Driving License

IT Returns

Voter ID

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Passport