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Even though credit cards are useful products when it comes to finance, maintaining them may end up being difficult. Sometimes, you may also want to opt for a different credit card that comes with more benefits. In such cases, you will need to cancel or close the credit card. The process to cancel the credit card is easy and will ensure that no charges will need to be paid for a card that is not being used.
The two different ways by which you can cancel a credit card provided by AU Small Finance Bank are mentioned below:
Once the credit card has been closed, it is important that you cut the card into four pieces and ensure that the magnetic chip, card chip, and hologram are permanently destroyed.
Some of the important things that must be checked before the credit card is cancelled are mentioned below:
No, prior notice need not be provided to AU Bank before cancellation.
Yes, the add-on card will also be cancelled in case the primary card is cancelled.
Yes, AU Bank will cancel the credit card only if the outstanding bills have been paid.
No, the annual fee will not be refunded by AU Bank in case the credit card is cancelled.
No, the renewal fee will not be refunded by AU Bank in case the credit card is cancelled.
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