HDFC Pixel Go Credit Card

The following is the list of HDFC Pixel Go Credit Card:

• Offers unlimited cashback of 1% on all eligible purchases
• Allows splitting payments into flexible and low-cost EMIs
• Offers an interest-free credit period of up to 50 days from the purchase date
• Offers discounts up to 10% at partner restaurants through Swiggy Dineout
• Easily convert your outstanding balance on PIXEL Go credit card to EMIs with one click via PayZapp.
• Helps manage all active EMIs conveniently from the EMI dashboard in PayZapp.
• Allows users to select low-cost and flexible repayment tenures as per the requirement and options are available for both specific transactions and outstanding balances
• Convert to EMI can be converted through PayZapp and no documentation, emails, or phone calls required to manage the repayments
• Allows reporting the loss of your HDFC Bank Pixel Go Credit Card immediately to our 24-hour call center to prevent any fraudulent transactions
• Benefit from up to 50 days of interest-free credit on purchases with your HDFC Bank Pixel Go Credit Card, starting from the purchase date
• Provides access to revolving credit at a competitive interest rate with your HDFC Bank Pixel Go Credit Card
  
• Users can save up to 10% on restaurant bills via Swiggy Dineout at select restaurants

Note: The dining offer is valid only for payments made through the Swiggy App that includes both restaurant and Swiggy discounts.

Offers a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000, capped at Rs.250 per billing cycle. 

Benefits of HDFC Pixel Go Credit Card

The following are the benefits of using HDFC Pixel Go Credit Card:

• Provides easy and swift onboarding process with PayZapp that enables obtaining the Pixel Go Credit Card instantly
• Enables users to manage Pixel Go Credit Card digitally via PayZapp and provides access to:
  • EMI Dashboard
  • Recent transaction history
  • Notifications
  • Help Centre easily
• Allows users to manage their finances by selecting low-cost and flexible repayment tenures with the Pixel Go Credit Card
• In case users lose their card, they can avail themselves of zero liability protection against unauthorized transactions
• Ensures quick e-commerce transactions, such as utility bills, buy groceries, or book movie tickets with the Swipe to Pay feature without needing a one-time password (OTP)
• Facilitate contactless payments at retail outlets with the Pixel Go Credit Card
• Offers a joining fee waiver by spending Rs.10,000 within 90 days of card issuance as a promotional offer to new Pixel Go Credit Card applicants
• Offers cashback on eligible transactions and dining offers at partner restaurants with the Pixel Go Credit Card

Rewards on HDFC Pixel Go Credit Card

The following is the list of rewards offered by HDFC Pixel Go Credit Card:

• Offers unlimited cashback of 1% on all eligible transactions 
• Offers 5% cashback on eligible transactions via SmartBuy 
• Offers 1% cashback on UPI spends with the RuPay variant 
• Cashback is credited as PIXEL CashPoints, which can be redeemed to the PayZapp Wallet once you accumulate 500 PIXEL CashPoints, and are valid for 2 years from the date of accumulation. 

Eligibility for Applying for HDFC Pixel Go Credit Card

Here are the eligibility criteria for applying for HDFC Pixel Go Credit Card:

• Salaried:
  • Age: Minimum and Maximum age is 21 years and 60 years, respectively
  • Nationality: Indian 
  • Income: Monthly income of Rs.12,000
• Self Employed:
  • Age: Minimum and Maximum age is 21 years and 65 years, respectively
  • Nationality: Indian 
  • Income: Income Tax Return more than Rs.6 lakh per annum
• You can also apply for an FD-backed PIXEL Credit Card exclusively through the HDFC Bank PayZapp mobile app. It needs no credit score or income proof, and offers a credit limit of up to 90% of your fixed deposit value. 

How to Apply for HDFC Pixel Go Credit Card?

Here is how to users can apply for HDFC Pixel Go Credit Card:

• From the Google Play Store for Android or the App Store for iOS, download or update the PayZapp app
• On the PayZapp homepage, click on the 'Apply Now for PIXEL CREDIT CARD'
• Enter the required details and submit the application to complete the process
• In certain cases, you may need to upload documents and complete a video KYC. 
• You can choose a Visa, RuPay or both network cards through PayZapp up to 3 days from the day of application approval. After that, HDFC Bank issues both cards, with RuPay as a digital card and Visa as a physical card sent to your registered postal address. 
• Documents required: identity proof such as a passport, Aadhaar card, voter ID, driving licence or PAN card along with a passport-size photograph, and address proof such as a utility bill, rental agreement, passport, Aadhaar card or voter ID. 

Fees and Charges Related to HDFC Pixel Go Credit Card

The following is the list of fees HDFC charges applicable for HDFC Pixel Go Credit Card:

• Joining or Annual Membership Fee: Rs.250
• Minimum Spend for waiver of annual membership fee: Rs.50,000 per annum
• Fuel Surcharge Waiver: 1% on fuel transactions between Rs.400 and Rs.5,000, capped at Rs.250 per billing cycle
  
• Joining fee waiver: spend Rs.10,000 within 90 days of card issuance. 
• Applicable taxes are charged in addition to the joining or annual membership fee. 
• Finance charges: 3.75% per month (45% p.a.) on revolved balances. 

Summary

The HDFC Pixel Go Credit Card is a PayZapp-based digital credit card that offers cashback on eligible and SmartBuy spends, flexible EMI conversion and spend-based fee waivers. Check the eligibility criteria and fee details above before you apply. You can apply online through the PayZapp app.

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>