HDFC Pixel Go Credit Card

HDFC Bank has introduced two digital credit cards, among which Pixel Go Credit Card is one of those that offers various discounts, cashbacks, and offers. These cards can be managed by PayZapp and enable users to customise their cashback earnings as well as their billing cycle. The card also offers seamless digital onboarding along with various reward programme. Here are some more details about the HDFC Pixel Go Credit Card.

Overview of HDFC Pixel Go Credit Card

The following is the overview of HDFC Pixel Go Credit Card:

  1. Ensures effortless digital onboarding process via PayZapp, receiving an instant digital credit card with PIXEL GO
  2. Enables users to manage PIXEL GO credit cards digitally through PayZapp and allows access features such as, Rewards, EMI Dashboard, Card Controls, Statements, Repayments, Hotlisting, Help Center, Recent Transactions, Disputes, Notifications, and others.
  3. Use PIXEL GO for everyday purchases to help building a strong credit score by using Pixel Go Credit Card for everyday purchases

Features of HDFC Pixel Go Credit Card

The following is the list of HDFC Pixel Go Credit Card:

  1. Offers unlimited cashback of 1% on all eligible purchases
  2. Allows splitting payments into flexible and low-cost EMIs
  3. Offers an interest-free credit period of up to 50 days from the purchase date
  4. Offers discounts up to 25% at partner restaurants through Swiggy Dineout
  5. Easily convert your outstanding balance on PIXEL Go credit card to EMIs with one click via PayZapp.
  6. Helps manage all active EMIs conveniently from the EMI dashboard in PayZapp.
  7. Allows users to select low-cost and flexible repayment tenures as per the requirement and options are available for both specific transactions and outstanding balances
  8. Convert to EMI can be converted through PayZapp and no documentation, emails, or phone calls required to manage the repayments
  9. Allows reporting the loss of your HDFC Bank Pixel Go Credit Card immediately to our 24-hour call center to prevent any fraudulent transactions
  1. Benefit from up to 50 days of interest-free credit on purchases with your HDFC Bank Pixel Go Credit Card, starting from the purchase date
  2. Provides access to revolving credit at a competitive interest rate with your HDFC Bank Pixel Go Credit Card
  3. Through the Good Food Trail program card users can avail themselves of substantial dining benefits
  4. Users can save up to 25% on restaurant bills via Swiggy Dineout at over 20,000 restaurants)

Note: The dining offer is valid only for payments made through the Swiggy App that includes both restaurant and Swiggy discounts.

Benefits of HDFC Pixel Go Credit Card

The following are the benefits of using HDFC Pixel Go Credit Card:

  1. Provides easy and swift onboarding process with PayZapp that enables obtaining the Pixel Go Credit Card instantly
  2. Enables users to manage Pixel Go Credit Card digitally via PayZapp and provides access to:
    1. EMI Dashboard
    2. Recent transaction history
    3. Notifications
    4. Help Centre easily
  3. Allows users to manage their finances by selecting low-cost and flexible repayment tenures with the Pixel Go Credit Card
  4. In case users lose their then can avail themselves of zero liability protection against unauthorized transactions
  5. Ensures quick e-commerce transactions, such as utility bills, buy groceries, or book movie tickets with the Swipe to Pay feature without needing a one-time password (OTP)
  6. Facilitate contactless payments at retail outlets with the Pixel Go Credit Card
  7. Offers a joining fee waiver by spending Rs.10,000 within 90 days of card issuance as a promotional offer to new Pixel Go Credit Card applicants
  8. Offers cashback on eligible transactions and dining offers at partner restaurants with the Pixel Go Credit Card

Rewards on HDFC Pixel Go Credit Card

The following is the list of rewards offered by HDFC Pixel Go Credit Card:

  1. Offers cashback of 5% Cashback on choice of any two packs
    1. Dining and Entertainment Category - BookMyShow and Zomato
    2. Travel Category - MakeMyTrip and Uber
    3. Grocery Category - Blinkit and Reliance Smart Bazaar
    4. Electronics Category - Croma and Reliance Digital
    5. Fashion Category - Nykaa and Myntra
  2. Offers cashback of 3.00% Cashback on choice of any one E-commerce merchant
  3. Provides unlimited cashback across all other spends on Amazon, Flipkart or PayZapp at 1%

Eligibility for Applying for HDFC Pixel Go Credit Card

Here are the eligibility criteria for applying for HDFC Pixel Go Credit Card:

  1. Salaried:
    1. Age: Minimum and Maximum age is 21 years and 60 years, respectively
    2. Income: Gross monthly income more than Rs.8000
  2. Self Employed:
    1. Age: Minimum and Maximum age is 21 years and 65 years, respectively
    2. Income: Income Tax Return more than Rs.6 lakh per annum

How to Apply for HDFC Pixel Go Credit Card?

Here is how to users can apply for HDFC Pixel Go Credit Card:

  1. From the Google Play Store for Android or the App Store for iOS, download or update the PayZapp app
  2. On the PayZapp homepage, click on the 'Apply Now for PIXEL CREDIT CARD'
  3. Enter the required details and submit the application to complete the process

Fees and Charges Related to HDFC Pixel Go Credit Card

The following is the list of fees HDFC charges applicable for HDFC Pixel Go Credit Card:

  1. Joining or Annual Membership Fee: Rs.250
  2. Minimum Spend for waiver of annual membership fee: Rs.50,000 per annum
  3. Fuel Transaction Surcharge: Rs.250
  4. Currency conversion rate: 3.50%

FAQs on HDFC Pixel Go Credit Card

  • Do I need any documents to convert my EMI repayments to HDFC Pixel Go Credit Card?

    No, you need any documents to convert your EMI repayment to HDFC Pixel Go Credit Card, as the card is completely digital and can be done via PayZapp.

  • Can I waive off my membership fee for HDFC Pixel go Credit Card?

    Yes, you waive of your membership fee for HDFC Pixel go Credit Card by spending Rs.20,000 within 90 days of card issuance. Users can also wiave off the next renewal fee by spending Rs.1 lakh or more in the previous year.

  • Does HDFC Pixel Go Credit Card offer contactless payment?

    Yes, HDFC Pixel Go Credit Card offers contactless payment system through two modes such as Swipe and Pay, and Tap and pay. Users will not have to provide any OTP to make payment for e-commerce transactions using this card, while the card also enables fast, convenient, and secure payment at retail outlets.

  • I am a salaried individual of 62 years age. Can I apply for HDFC Pixel Go Credit Card?

    No, you cannot apply for HDFC Pixel Go Credit Card as according to the eligibility criteria salaried individual must be within 21 to 60 years of age to apply this card despite fulfilling the income criteria.

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