HDFC Bank H.O.G Diners Club Credit Card

The H.O.G. Diners Club Credit Card offered by the HDFC Bank is a premium lifestyle credit card exclusively designed for members of the Harley Owners Group (H.O.G.) and offers various benefits.  

You can apply for the HDFC Bank H.O.G. Diners Club credit card by visiting the nearest branch or through the official website. Whether it’s planning your travels, dining on weekends or indulging in premium lifestyle experiences, this card ensures that you enjoy it all. Moreover, you also get added benefits like concierge services, insurance coverage, waiver on fuel surcharges, lounge access, revolving credit facility, and credit liability cover. Read on to learn more about the HDFC Bank H.O.G. Diners Club credit card.

Features and Benefits of the HDFC Bank H.O.G Diners Club Credit Card: 

The key features and benefits of the HDFC Bank H.O.G Diners Club Credit Card are as listed below: 

  1. Welcome Benefits: Get a three-month Swiggy One membership, a Club Mariott annual membership, MMT Black membership, Forbes, Amazon Prime and a gift card by Harley-Davidson valued at Rs.2500 as a welcome benefit on spending Rs.1.5 lakh within the first 90 days of card issuance. 
  1. Milestone Benefits: Get to choose any two vouchers from Uber, cult.fit Live (1 month membership), TataCLiQ, and BookMyShow, on completing transactions worth Rs.80,000 in a month. Do note that each voucher is worth Rs.500. 
  1. Reward Point Benefits: Earn 5 reward points for every Rs.150 spent and enjoy 10X reward points on purchases of Harley-Davidson merchandise and services at authorised Harley-Davidson dealerships. Get up to 10X Reward Points on purchases made through SmartBuy and 2X Reward Points on weekend dining spends. 
  1. Golf Benefits: Get up to six complimentary golf games every quarter across the finest courses in the world. 
  1. Travel Benefits: This credit card allows you to book flights and hotels across 150 airlines and a wide range of domestic and international hotels through SmartBuy. 
  1. Harley-Davidson Spend Rewards: On purchases at authorised Harley-Davidson dealerships, including merchandise and services, you earn 10X Reward Points
  1. Interest-Free Credit Period: Get up to 50 days of interest-free credit from the purchase date. Do note that this is subject to when the merchant submits the charge. 
  1. Dining Benefits: Enjoy 2X Reward Points on weekend dining at restaurants. 
  1. Credit Liability Cover: Get credit liability cover of up to Rs.9 lakh in case of card loss or misuse. 
  1. Foreign Currency Markup: This credit card offers a low foreign currency markup of 2% on all international transactions. Do note that the charges are billed within 60 days of the transaction as per the conversion rate at the time of settlement. 
  1. Revolving Credit Facility: You also get the revolving credit option at a nominal interest rate.  
  1. Concierge Services: This credit card also offers various concierge services. You can avail them by reaching out to the HDFC Bank customer care. 
  1. Lounge Benefits: Get unlimited complimentary access to over 1,000 airport lounges in India and worldwide for both primary and add-on cardholders. 
  1. Waiver on Fuel Surcharge: Get a 1% waiver on fuel surcharge up to Rs.1000 in one statement cycle on a minimum transaction worth Rs.400. 
  1. Annual Fee Waiver: The annual fee of Rs.10,000 gets waived off on spending Rs.5 lakh or above in the card anniversary year. 
  1. Easy EMI Conversion: This credit card also offers you the facility to convert big purchases into easy EMIs. 
  1. Contactless Payment: This credit card supports contactless payments, which means you do not have to enter a PIN, swipe or insert your credit card for completing transactions up to Rs.5000.

Eligibility Criteria to Apply for HDFC Bank H.O.G Diners Club Credit Card

The eligibility criteria to apply for the HDFC Bank H.O.G Diners Club credit card are as listed below: 

  1. The applicant should be an Indian national. 
  1. In the case of salaried applicants, the minimum age is 21 years up to 60 years. 
  1. The salaried applicant should have a minimum monthly income of Rs.1,75,000. 
  1. In the case of self-employed applicants, the minimum age is 21 years up to 65 years. 
  1. The salaried applicant should have an ITR of Rs.21 lakhs p.a. 

Note: The above-listed eligibility criteria are in general, and the bank may request you to fulfill additional criteria to get the H.O.G. Diners Club credit card. 

Documents Required to Apply for HDFC Bank H.O.G Diners Club Credit Card

The documents required to apply for the HDFC Bank H.O.G Diners Club credit card are as listed below: 

Proof of Identity

  1. Aadhaar Card 
  1. PAN Card 
  1. Passport 
  1. Any other government-issued ID 

Proof of Address

  1. Aadhaar Card 
  1. Passport 
  1. Utility Bills or other valid address documents 

Proof of Income

  1. Salary Slips (last 3 months) 
  1. Recent Bank Statements 
  1. Form 16 
  1. ITR 

Photographs

  1. Multiple recent passport-sized photographs 

Note: The documents mentioned above are general requirements. Do note that additional documents may be requested by the bank as per internal policies or specific case requirements.

Fees and Charges for HDFC Bank H.O.G Diners Club Credit Card

The fees and charges for the HDFC Bank H.O.G Diners Club credit card are as listed below: 

Category 

Charges 

Joining Fee 

Rs.10,000 + taxes 

Annual Fee 

Rs.10,000 + taxes(waived off on spending Rs.5 lakh or above during the card anniversary year) 

Reward Redemption Fee 

Rs. 99 per request 

Cash Advance Fee 

2.5% of the withdrawn amount, subject to a minimum of Rs.500 

Fuel Surcharge Waiver  

Waiver of 1% up to Rs.1000 on fuel transactions worth Rs.400 and above 

Cash Processing Fee 

Rs.100 

Reissue of stolen, lost, or damaged card 

Rs.100 per request 

Foreign Currency Markup 

2% 

FAQs on HDFC Bank H.O.G Diners Club Credit Card

  • Will I get any waiver on fuel surcharge with the HDFC Bank H.O.G. Diners Club credit card?

    Yes, you will get a waiver of 1% up to Rs.1000 on fuel transactions worth Rs.400 and above with the HDFC Bank H.O.G. Diners Club credit card. 

  • How much is the reward redemption fee for the HDFC Bank H.O.G. Diners Club credit card?

    A reward redemption fee of Rs.99 per request is charged for the HDFC Bank H.O.G. Diners Club credit card. 

  • Will I get any lounge benefits with the HDFC Bank H.O.G. Diners Club credit card?

    Yes, the HDFC Bank H.O.G. Diners Club credit card offers unlimited airport lounge access, both domestic and international, to its customers. 

  • What are the minimum age criteria to apply for the HDFC Bank H.O.G. Diners Club credit card?

    The minimum age criteria to apply for the HDFC Bank H.O.G. Diners Club credit card is 21 years. 

  • Is there any waiver on the annual fee with the HDFC Bank H.O.G. Diners Club credit card?

    Yes, there is a waiver on the annual fee with the HDFC Bank H.O.G. Diners Club credit card. On spending Rs.5 lakh and above during the card anniversary year, the annual fee of Rs.10,000 is waived. 

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