The Google Pay Flex credit card offered by Axis Bank is a digital-first credit card designed for individuals who prefer convenient payment options. This credit card is available exclusively through the Google Pay app and allows users to pay via UPI QR codes, online merchants, and apps while using their assigned credit limit instead of their bank balance.
The GPay Flex credit card is built on RuPay network and offers flexible payment options through UPI along with instant rewards. Read on to learn more about it.
The features and benefits of Google Pay Flex Axis Bank credit card are as follows:
The eligibility criteria to apply for Google Pay Flex Axis Bank credit card are as follows:
The documents required to apply for Google Pay Flex Axis Bank credit card are as follows:
Note: The list of documents given above is indicative and you may be requested to provide additional documents based on the bank’s internal policies and your specific case.
The fees and charges associated with Google Play Flex Axis Bank credit card are as follows:
Type of Fee | Amount |
Joining fee & Annual fee | Nil |
Cash Payment Fee | Rs.175 |
Card Replacement Fee | Nil |
Duplicate Statement Fee, Charge Slip Retrieval Fee, Outstation Cheque Fee, Mini Statement SMS | Waived |
Transaction SMS Alert Fee | Nil |
Finance Charges | 3.75% per month |
Late Payment Fee | Amount due less than Rs.500 - Nil Amount due Rs.501 to Rs.5,000 - Rs.500 Amount due Rs.5,001 to Rs.10,000 - Rs.750 Amount due above Rs.10,000 - Rs.1200 |
Foreign Currency Transaction Fee | 3.50% of the transaction amount |
Reward Redemption Fee | Nil |
Cheque Return Fee | 2% of payment amount, subject to a minimum of Rs.500 |
Rent Transaction Fee | 1% fee for every transaction |
You can apply for Google Play Flex Axis Bank credit card online through the Google Pay application. The entire application process is paperless, and once your application is approved, your card will be instantly linked within the Google Pay app for immediate use.

No, Google Pay Flex Axis Bank credit card is a lifetime-free credit card and there no joining or renewal fees associated with it.
No, the Google Pay Flex credit card does not offer any complimentary airport lounge benefits.
No, the Google Pay Flex offered by Axis Bank is a digital credit card, and you will not receive any physical credit card.
The minimum transaction amount to opt for EMI conversions with Google Pay Flex credit card is Rs.2,500.
No, the Google Pay Flex credit card does not offer any fuel surcharge waiver benefit.

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