Flipkart Wholesale HDFC Bank Credit Card

Benefits of the Flipkart Wholesale HDFC Bank Credit Card 

• As part of the early activation benefit, you can receive Rs.500 cashback per transaction on your first three purchases made within 90 days of on-boarding, with a minimum transaction of Rs.2,000 each, and the spending must be limited to Flipkart Wholesale online platforms only.
• After purchase, the Flipkart Wholesale HDFC Bank Credit Card allows you to convert large purchases into EMIs. On EMI transactions, CashBack benefits are not available.
• One way to pay with your Flipkart Wholesale HDFC Bank Credit Card is through contactless payment. To know if your card is contactless, look for the contactless network symbol. It's important to note that in India, payments through contactless mode are limited to a maximum of Rs.5,000 for a single transaction where you don't need to enter your Credit Card PIN. For transactions equal to or exceeding Rs.5,000, the Cardholder must enter their Credit Card PIN for security reasons.
• Redemption of Reward Points/CashBack & Validity: Renewal membership fee waived if you spent Rs.3,00,000 or more in the previous year.
• Cashback accrued in a calendar month is auto-redeemed against the statement of the following month.
• You can enable or disable online transactions, contactless payments and international usage, or set transaction limits, through the Manage Limits option under Cards in the HDFC Bank MobileBanking App, or through the MyCards platform.

Eligibility for the Flipkart Wholesale HDFC Bank Credit Card 

 To be eligible for the Flipkart Wholesale HDFC Bank Credit Card, you must meet the following requirements: 

• Have a Flipkart Wholesale/Best Price membership 
• Be a self-employed Indian citizen aged 21 to 65 
• Have an ITR of more than Rs.6 lakh per year 

The credit limit on the card is decided based on your income, credit history and existing relationship with HDFC Bank, and HDFC Bank informs you of the approved limit after processing your application. 

Documents required to apply for the Flipkart Wholesale HDFC Bank Credit Card

• Identity proof: passport, Aadhaar card, voter ID, driving licence or PAN card, along with passport-size photographs 
• Address proof: utility bills (electricity, water, gas or telephone), rental agreement, passport, Aadhaar card or voter ID 
• Income proof: income tax returns (ITR), Form 16 or bank statements 

How to apply for the Flipkart Wholesale HDFC Bank Credit Card

• Existing HDFC Bank account holders: download the application form, fill in your details and submit it at your local HDFC Bank branch. 
• Non-HDFC Bank account holders: download the account opening form, fill it in along with the Flipkart Wholesale HDFC Bank Credit Card application and submit it at your nearest HDFC Bank branch. 

Fees and Charges for the Flipkart Wholesale HDFC Bank Credit Card 

How to Generate a PIN for Flipkart Wholesale HDFC Bank Credit Card? 

To activate your Flipkart Wholesale HDFC Bank Credit Card, you must generate a PIN. You have four options to do so, which are as follows:  

1. Call 1860 266 0333 and use the IVR to generate the PIN  
2. Generate the PIN using Net Banking 
3. Generate the PIN using the Mobile Banking App.  
4. Generate the PIN using an ATM. You can visit here for more information on generating your PIN.

Summary

The Flipkart Wholesale HDFC Bank Credit Card suits self-employed business owners who regularly buy on Flipkart Wholesale and want cashback on business spends. It offers cashback on Flipkart Wholesale online purchases, on telecom, utility, government and tax payments and on other spends, with no joining fee and a renewal fee that can be waived on annual spends. Check the eligibility criteria and the cashback caps listed above before you apply.