Edge CSB Bank RuPay Credit Card

The Edge CSB Bank RuPay Credit Card is a card offered by Jupiter in collaboration with CSB Bank. In case you avail the credit card, no joining fee or annual membership fee needs to be paid. Reward points can be earned by using the card as well. Using this card, you can earn up to Rs.3,000 monthly. This credit card is free for a lifetime.

Features and Benefits of Edge CSB Bank RuPay Credit Card

The main features and benefits of the Edge CSB Bank RuPay Credit Card are mentioned below:

  1. No joining fee needs to be paid.
  2. No annual membership fee needs to be paid.
  3. No fee is levied for issuing the card.
  4. Flat 2% Cashback in your preferred category, which includes dining, shopping, and travel.
  5. Get 0.4% cashback on all additional purchases.
  1. Rs.250 is provided as a welcome voucher in case the first spend is done at a partner brand which are Swiggy, Amazon, Zomato, and Flipkart.
  1. Credit limit of up to Rs.3 lakh.
  2. Assured cashback on all UPI and credit card spends.

Features and Benefits of Edge+ CSB Bank RuPay Credit Card

The significant features and key benefits of the Edge+ CSB Bank RuPay credit cards are mentioned below: 

  1. The card comes at a joining fee of Rs.499. 
  1. No annual charges, and hence, it is a lifetime free card. 
  1. Ensure savings of Rs.50,000 per year on shopping using this card. 
  1. Allows payment using this card by scanning with UPI. 
  1. Offers cashback on shopping on brands, such as Myntra, Yatra, MakeMyTrip, Flipkart, Amazon, etc. 
  1. Offers a cashback of 10% on top shopping brand. 
  1. Earn 5% cashback on popular travel brands. 
  1. On all offline and online shopping, cardholders will get 1% cashback. 
  1. Ensures card control just by one click. 
  1. Maximise cashback by tracking rewards. 
  1. Provides details of your spending made by both UPI and credit card. 

Note: From 6 December 2025, the joining fee will be Rs.999. 

How to switch between Shopping, Dining, and Travel

The steps to switch are given below:

  1. Choose from dining, travelling, or shopping.
  2. Using the Jupiter app, pay with your credit card or UPI.
  3. Get 2% back with every UPI or credit card purchase.
  4. Change to a new category following three billing cycles.
  5. Get 0.4% back on additional purchases.

Fees and Charges of CSB Bank Edge and Edge+ RuPay Credit Cards

The main fees and charges of the Edge CSB Bank RuPay Credit Card and Edge+ CSB Bank RuPay credit card are mentioned in the table below:

Schedule of Charges 

Fee 

Joining Fee 

Nil 

Annual Membership Fee 

Nil  

Fee to Issue Card 

Nil 

Card Closure Fee 

Nil 

Overlimit Fee 

Nil 

Annual Membership Fee (Add-On Card) 

Nil 

Forex Markup Fee 

3.5% per international transaction  

Purchase Transaction Interest 

Monthly: 3.75%Annually: 45% 

Late Payment Charges 

5% of the outstanding amount subject to a minimum of  Rs.250 and maximum up to Rs.2000. 

Fuel Surcharge 

  1. Up to Rs.400: Rs.10
  2. Above Rs.400: 1% 

Auto-Debit Fee 

Nil 

Rent Payment fee 

1% of the transaction amount and minimum up to Rs.149. 

Wallet Transaction fee 

1% of the amount transacted. 

Education fee 

1% of the amount transacted. 

Utility fee 

If the amount transacted is more than Rs.20,000 or month is more than Rs.50,000, then 1% of the transaction amount will be charged. 

GST 

18% 

Note: Overlimit transactions are not allowed for Edge CSB Bank RuPay credit card and Edge+ CSB Bank RuPay credit card. 

FAQs on Edge CSB Bank RuPay Credit Card

  • Can I redeem the reward points on the Jupiter app?

    Yes, the reward points can be redeemed on the Jupiter app.

  • In what form are the reward points offered?

    Reward points are offered in the form of Jewels.

  • What is the minimum number of Jewels that are needed before the reward points can be redeemed?

    A minimum of 100 Jewels are needed before they can be redeemed.

  • Can I block the Edge CSB Bank RuPay Credit Card on the Jupiter app?

    Yes, the Edge CSB Bank RuPay Credit Card can be blocked on the Jupiter app.

  • Can I freeze the Edge CSB Bank RuPay Credit Card on the Jupiter app?

    Yes, you can freeze the Edge CSB Bank RuPay Credit Card on the Jupiter app. 

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