Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Club Vistara SBI Card is a travel credit card offered by the State Bank of India and Air Vistara to provide the best-in-class features under various categories, primarily travel. The credit card comes with a welcome offer, a comprehensive insurance package, Club Vistara points, and more. The annual fee and the joining fee of the Club Vistara SBI Card are Rs.1,499 and comes with an interest rate of 2.50% per month.
| Welcome Benefits |
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| Reward Point Benefits |
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| Travel Benefits |
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| Insurance Benefits |
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| Milestone Benefits |
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| Flexipay |
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| Balance Transfer Benefits |
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| Easy Money Facility |
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The credit limit for the Club Vistara SBI Card is assigned by the bank after considering several factors. The State Bank of India takes into consideration, the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.
| Type of Fee | Amount |
|---|---|
| Annual Fee | Rs.1,499 |
| Renewal Fee | Rs.1,499 |
| Finance Charges | Up to 3.35% monthly |
| Add-On card fee | Nil |
| Cash advance fee |
|
| Finance Charges | 3.50% per month or 42% per annum |
| Payment dishonor fee | 2% of the payment amount; minimum of Rs.450 |
| Statement request | Rs.100 per statement (more than 2 months old) |
| Cash payment fee | Rs.250 |
| Late payment |
|
| Cheque payment fee | Rs.100 |
| Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
| Rewards redemption fee | Rs.99 |
| Foreign currency transaction | 3.50% |
| Age | The applicant must be at least 18 years old. |
| Nationality | He or she must be a citizen of India. |
| Employment status | The applicant must be either salaried or self-employed |
| Credit Score | The applicants who hold a good credit score have a higher change of being eligible for the card. |
| Proof of Address | Identity Proof | Income Proof |
|---|---|---|
| Ration Card | Voter ID | Salary Slip |
| Aadhaar Card | Aadhaar Card | Form 16 |
| Voter ID | Driving License | IT Returns |
| Passport | - | - |
To apply for the Club Vistara SBI Card, the steps you need to follow are:
Step 1: Visit the official website of the State Bank of India credit card at SBIcard.com.
Step 2: Select the option of 'credit cards'.
Step 3: Click on Club Vistara SBI Card.
Step 4: Select the option of 'apply now'.
Step 5: Once done, submit the details required.
Step 6: Click on submit. A representative from the bank will then get in touch with you.
The annual fee and the joining fee for the card are Rs.1,499.
The Club Vistara points accumulated on the credit card can be redeemed at the rewards redemption page for services and products from Air Vistara and partner airlines.
You will get up to 4 lounge access at any domestic airport with Club Vistara SBI card and 8 lounge access with Club Vistara SBI Prime card.
The joining fee for Club Vistara SBI card is Rs.1,499 plus any additional taxes.
Yes, upon joining customers will get one economy class ticket as e-gift voucher after payment of the annual/renewal fee.
Yes, users of Club Vistara SBI card enjoy free priority pass membership for the duration of the product, valued at USD 99.
Yes, the Club Vistara SBI card provides insurance coverage to its customers.
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