Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Club Vistara SBI Card is a travel credit card offered by the State Bank of India and Air Vistara to provide the best-in-class features under various categories, primarily travel. The credit card comes with a welcome offer, a comprehensive insurance package, Club Vistara points, and more. The annual fee and the joining fee of the Club Vistara SBI Card are Rs.1,499 and comes with an interest rate of 2.50% per month.
| Welcome Benefits |
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| Reward Point Benefits |
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| Travel Benefits |
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| Insurance Benefits |
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| Milestone Benefits |
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| Flexipay |
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| Network Benefits |
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| Balance Transfer Benefits |
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| Easy Money Facility |
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The credit limit for the Club Vistara SBI Card is assigned by the bank after considering several factors. The State Bank of India takes into consideration, the credit score, credit utilisation ratio, and the repayment habits of past debts before assigning the credit limit.
| Type of Charge | Fee |
|---|---|
| Joining fee | Rs.1,499 |
| Add-on credit card fee | Nil |
| Renewal fee | Rs.1,499 |
| Finance charge | 2.50% per month |
| Over limit fee | 2.5% of the over limit amount |
| Cash advance limit | 80% of the credit limit |
| Cheque fee | Rs.100 |
| Late payment fee | If the outstanding balance is
|
| Cash payment fee | Rs.199 |
| Cash advance fee | 2.5% of the transaction amount (subjected to a minimum of Rs.500) |
| Free credit period | Nil |
| Payment dishonour fee | 2% of the payment amount |
| Statement retrieval | Rs.100 |
| Foreign currency mark-up | 3.5% |
| Rewards redemption fee | Rs.99 |
| Age | The applicant must be at least 18 years old. |
| Nationality | He or she must be a citizen of India. |
| Employment status | The applicant must be either salaried or self-employed |
| Credit Score | The applicants who hold a good credit score have a higher change of being eligible for the card. |
| Proof of Address | Identity Proof | Income Proof |
|---|---|---|
| Ration Card | Voter ID | Salary Slip |
| Aadhaar Card | Aadhaar Card | Form 16 |
| Voter ID | Driving License | IT Returns |
| Passport | - | - |
To apply for the Club Vistara SBI Card, the steps you need to follow are:
The annual fee and the joining fee for the card are Rs.1,499.
The Club Vistara points accumulated on the credit card can be redeemed at the rewards redemption page for services and products from Air Vistara and partner airlines.
One complimentary lounge visit at domestic airports will be given per quarter.
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