If you own a credit card, it is important to remain updated with the changes in features, benefits, fees and charges that the bank makes from time to time. While generally the bank does send the correspondence via email, at times they prefer to do it using postal address. Often, cardholders forget to change their address of correspondence after shifting their house. It is important for the cardholders to change the same in order to ensure smooth flow of communication between the bank and them. In case there is a mismatch in their present address and the one registered with the bank, HDFC credit cardholders can change the address offline as well as online. Let us take a look at this process in detail.
Online Process To Change Address Of Correspondence For HDFC Credit Cards
HDFC credit cardholders can update or change their address of correspondence in two simple ways:
Using netbanking: Cardholders can log in to the HDFC netbanking portal to change or update their address of correspondence. All they have to do is follow the steps listed below:
Once they login into the HDFC netbanking portal, they will need to click on the "Update Contact Details" tab from the main menu.
Next step is to click on "Update Address."
Next, the cardholder will be directed to a page that will contain a list of documents that are accepted by the bank as proof of address.
Cardholders would need to scan a self-attested copy of one of the documents listed by the bank.
The last step is to check the copies of the documents, upload, and submit them.
Once the documents are verified by the bank, the address will be updated.
Online application for change of address of correspondence: Cardholders can also apply online to change their address of correspondence. They can do so by following the steps listed below:
The first step is to download the form to change the address of correspondence from leads.hdfcbank.com.
Once the form is duly filled, the cardholder would need to get a print of the application form.
The next step requires the cardholder to sign the form and attach self-attested copies of address proof with it.
The final step is to send the application and the attached proof of address via courier or post to the nearest branch of HDFC bank.
Offline Process To Change Address Of Correspondence For HDFC Credit Card
HDFC credit cardholders can change the address of correspondence offline in two different ways:
Cardholders can walk into their nearest branch of HDFC bank and meet the bank’s representative to change or update their address in person. They must carry original documents as proof of address with them when they visit the branch.
Cardholders can also dial the toll free number 61606161/6160616 and talk to the executive to initiate the process.
How To Download The Declaration Form To Change The HDFC Address Of Correspondence?
Cardholders can download the declaration form to change or update the address of correspondence by logging on to leads.hdfcbank.com. Once they fill up the form, they must take a print out of the same to submit it at their nearest HDFC bank.
Document Required To Change Address in HDFC Credit Card
HDFC credit cardholders can submit any one of the following as proof of address:
Copy of valid passport
Copy of voter's ID card
Copy of driver's license
Copy of Aadhaar card
Copy of job card issued NREGA and signed by the officer of State Government.
Copy of letter issued by a gazetted officer with a photograph of the cardholder duly attested.
Copy of utility bill like electricity, landline, postpaid mobile bill, gas line, and water bill. The bill should not be more than 2 months old.
Receipt of property or municipal tax.
Copy of post office savings bank account statement/passport or bank account.
Copy of pension or family pension payment orders (PPOs) issued to retired employees by the government departments or public sector undertakings, only if they contain the address.
Letter of allotment of accommodation from the cardholder's employer issued by the central government or state government department, regulatory or statutory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Also, license and leave agreements with such employers allotting official accommodation.
Copies of documents issued by the government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India.
Necessity Of Changing Address Of Correspondence For HDFC Card
In a situation where the cardholder is changing their address of correspondence, it is important to change or update this information on their portal. This will ensure seamless communication between the bank and the cardholder. Listed below are a few reasons why the cardholders should update or change their address of correspondence in case they shift to a new one:
This will help the bank in getting in touch with them easily.
Updating the new address of correspondence will ensure that all the necessary documents like account statements, etc, reach the cardholder through post on time.
In case the bank decides to change banking terms and conditions, they will be able to reach the cardholder and update them about the same.
Faqs Regarding Change Of Address Of Correspondence For HDFC Credit Card
How long does it take the bank to update my mailing address?
It will take around 7 working days after the receipt of the request and documents for the bank to update the mailing address.
Do joint account holders need to fill separate forms to request a change of address?
Yes, joint account holders need to fill in two separate forms to file a request to change the address of correspondence.
Will I sent an SMS alert to notify the change in address of correspondence?
No, the bank doesn’t send an SMS alert to notify the cardholder. However, you can visit the customer’s portal and check the status of your request.
Is rent agreement a valid proof for change of address?
A copy of the rent agreement can be submitted with copies of any of the documents listed in the list by the bank as proof of address.
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How To Change Address In HDFC Credit Cards Online Reviews
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Purchased my credit card from HDFC almost 2 years ago. They have given me a credit limit of Rs. 25000 in between they have reduced my credit limit so I'm not sure about the credit limit. I'm getting movie ticket offer and in payzap app, i can get the discounts for various product.
I have SBI credit card which was taken through bank since have saving account this card was offered to me .I am using this credit card more than 10 years ,This was a chargeable card and cash back offers are there for fuel but i am not using this card for fuels .Each and every details about the card process was clearly shared by the agent .
Recently i have bought the TATA card from State bank of India. They are providing free medical insurance for the TATA card but they are charging me a huge annual fee of Rs. 2200 per annum where other banks are providing free credit card but they have not given me a much of credit limit also because its only Rs. 25000.
Purchased my credit card from HDFC almost 2 years ago. They have given me a credit limit of Rs. 25000 in between they have reduced my credit limit hence I'm not sure about the credit limit. I'm getting movie ticket offer and in payzap app, I can get discounts for various product.
Indusind bank is providing a good service with the good credit limit. Its easy to track the outstanding amount and unbilled amount since they have a separate application for it. They have provided me a huge credit limit. I can avail EMI facility based on my purchase. 1 month ago, i got this credit card.
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I am having an option of converting emi on Indusind Bank credit card which was availed through online .I am using this card for the past 2 months ,i have chosen this card since ihave not experience this bank service. The credit limit was less, if it is enhanced it will be good .chargeable card and so far satisfied with the service.
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I don't have a credit card from Indusind bank and specially for the shopping and reward points purpose, i bought this card. I'm getting some food delivery offers on Swiggy and zomato. I'm happy about the credit limit and last 1 month, i hold this card.
I have applied a INDUSIND credit card through online. Documentation process was good executive collected the documents and i received this card within a week. This is a life time free credit card and also credit limit is good. Customer service was not good need to improve.
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