How to Change Address in HDFC Credit Cards Online?

If you own a credit card, it is important to remain updated with the changes in features, benefits, fees and charges that the bank makes from time to time. While generally the bank does send the correspondence via email, at times they prefer to do it using postal address. Often, cardholders forget to change their address of correspondence after shifting their house. It is important for the cardholders to change the same in order to ensure smooth flow of communication between the bank and them. In case there is a mismatch in their present address and the one registered with the bank, HDFC credit cardholders can change the address offline as well as online. Let us take a look at this process in detail.

Online Process to Change Address of Correspondence for HDFC Credit Cards

1. Using netbanking: You can log in to the HDFC credit card netbanking portal to change or update their address of correspondence.
   • Step 1: Once they login into the HDFC netbanking portal, they will need to click on the "Update Contact Details" tab from the main menu.
   
   • Step 2: Next step is to click on "Update Address."
   • Step 3: Next, the cardholder will be directed to a page that will contain a list of documents that are accepted by the bank as proof of address.
   • Step 4: Cardholders would need to scan a self-attested copy of one of the documents listed by the bank.
   • Step 5: The last step is to check the copies of the documents, upload, and submit them.
   • Step 6: Once the documents are verified by the bank, the address will be updated.
2. Online application for change of address of correspondence: Cardholders can also apply online to change their address of correspondence.
   • Step 1: The first step is to download the form to change the address of correspondence from leads.hdfcbank.com.
   • Step 2: Once the form is duly filled, the cardholder would need to get a print of the application form.
   • Step 3: The next step requires the cardholder to sign the form and attach self-attested copies of address proof with it.
   • Step 4: The final step is to send the application and the attached proof of address via courier or post to the nearest branch of HDFC bank.

Offline Process Change Address of Correspondence for HDFC Credit Card

• You can walk into their nearest branch of HDFC bank and meet the bank’s representative to change or update your address in person. You must carry original documents as proof of address with them when you visit the branch.
• You can also dial the HDFC credit card toll free number 61606161/6160616 and talk to the executive to initiate the process.

How to Download the Declaration Form to Change the HDFC Address of Correspondence?

You can download the declaration form to change or update the address of correspondence by logging on to the HDFC bank portal. Once you fill up the form, you must take a print out of the same to submit it at the nearest HDFC bank.

Document Required to Change Address in HDFC Credit Card

HDFC credit cardholders can submit any one of the following as proof of address:

• Copy of valid passport
• Copy of voter's ID card
• Copy of driver's license
• Copy of Aadhaar card
• Copy of job card issued NREGA and signed by the officer of State Government.
• Copy of letter issued by a gazette officer with a photograph of the cardholder duly attested.
• Copy of utility bill like electricity bill, landline, postpaid mobile bill, gas line, and water bill. The bill should not be more than 2 months old.
• Receipt of property or municipal tax.
• Copy of post office savings bank account statement/passport or bank account.
• Copy of pension or family pension payment orders (PPOs) issued to retired employees by the government departments or public sector undertakings, only if they contain the address.
• Letter of allotment of accommodation from the cardholder's employer issued by the central government or state government department, regulatory or statutory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Also, license and leave agreements with such employers allotting official accommodation.
• Copies of documents issued by the government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India.

Necessity of Changing Address of Correspondence for HDFC Card

In a situation where you are changing your address of correspondence, it is important to change or update this information on their portal. This will ensure seamless communication between you and the bank.

• This will help the bank in getting in touch with them easily.
• Updating the new address of correspondence will ensure that all the necessary documents like account statements, etc, reach the cardholder through post on time.
• In case the bank decides to change banking terms and conditions, they will be able to reach the cardholder and update them about the same.

FAQs on Address Change in HDFC Credit Card

1. How long will it take for my address change to be reflected?

   It would take around seven working days for an address change to get reflected, after verification of the documents.

2. How can I check the updated address?

   You can log into HDFC Net Banking and check under “My Contact Details” for updated address.

3. Will I get an SMS alert to notify the change in address of correspondence?

   You will receive SMS alert notifying the change of correspondence address only if you have subscribed for the SMS facility at HDFC Bank.

4. Which documents are considered officially valid in case address is not updated on Aadhar card?

   You can provide the bank with a copy of a recent utility bill (electricity bill, gas passbook, etc.), Municipal tax receipt, property tax receipt or pension payment orders as address proof in case it is not updated on other important documents.

5. Do joint account holders need to submit separate applications for address change?

   Yes, the joint account holders need to apply separately for address change.

6. How can I change my HDFC credit card billing address?

   You can change the credit card billing address via Net Banking or post/courier.

7. Can I change my HDFC credit card address online?

   Yes, you can change the HDFC credit card address online by logging into HDFC Net Banking.

8. How to download the Declaration Form to change the HDFC address of correspondence?

   Visit the official website of HDFC bank to down download the HDFC Credit card address change form. You can also click on this link to download the form. After filling up the form, submit it at the nearest HDFC branch or post it at the address mentioned on the form.

9. How long would it take for my address change to be reflected?

   The address would be updated within 24 to 48 after receiving the request.

10. Does the bank notify to inform the change in address of correspondence?

    No, the bank does not notify the cardholder via SMS. But you can go to the nearest Branch to know the status of the raised request.