The Canara Bank MasterCard Gold Credit Card offers rewarding benefits and ensures global acceptance for a seamless experience. Cardholders can enjoy cashback or reward points on daily expenses like groceries and fuel at zero joining and annual fees.
The Canara Bank MasterCard Gold Credit Card offers global acceptance along with the option to earn attractive rewards or cashback on routine spending, such as groceries, fuel, and bills. The card also provides other benefits such as emergency card replacement services for added convenience, flexible credit limits, and many more for a seamless experience.
The key features of the Canara Bank MasterCard Gold Credit Card are mentioned below:
The Canara Bank MasterCard Gold Credit Card offers a host of benefits to the cardholders which are mentioned below:
The eligibility criteria that must be fulfilled to apply for Canara Bank MasterCard Gold Credit Card are mentioned below:
The fees and charges applicable on Canara Bank MasterCard Gold Credit Card are given in the table below:
Fees and charges | Amount |
Enrolment fee | Nil |
Annual fee | Nil |
Inactivity fee (If the turnover of the card in the card year is less than Rs.2 lakh) | Rs.150 |
Credit-free period | 20 to 50 days |
Card replacement fee (for both primary and add-on card) | Rs.300 per card |
Revolving amount charges | 30% per annum (2.50% per month) |
Minimum Amount Due - MAD | 5% of the total amount outstanding (minimum of Rs. 100) plus all applicable charges/fees/taxes plus EMI (if EMI availed by cardholder) plus over the limit amount (if any) |
Foreign currency markup | 3% |
Cheque dishonor charges | Rs.50 |
EMI Processing Fee | 2% of transaction amount (Minimum and maximum of Rs.100 and Rs.200, respectively) |
Rate of Interest on EMI | 13% p.a. for EMI period of three, six and nine months14% p.a. for EMI period of 12,18 and 24 months. |
Fuel surcharge | 1% of transaction value with minimum fee of Rs.10 plus applicable taxes. |
Transaction fee for cash withdrawal | 3% of the transaction amount (Minimum of Rs.30 for every Rs.1000) |
Late payment charges | Rs. 250 plus GST will be charged in addition to the existing service charges on carried over balance. |
Note:

You can earn reward points on eligible purchases like groceries, fuel, dining, and utility bills made using MasterCard Gold credit card, which can be redeemed for various products or services.
Yes, the card is internationally valid and can be used for purchases and ATM withdrawals abroad, subject to foreign exchange regulations.
You must pay an inactivity fee of Rs.150 in case the card turnover is less than Rs.25,000 in the card year.
No, there are no annual or joining fees for the Canara Bank MasterCard Gold credit card.
The credit limit for MasterCard Gold credit card is Rs.25 lakh per month. The credit limits are assigned based on the applicant’s income, credit history, and eligibility, and may vary from one customer to another.

Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2026 BankBazaar.com.