Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Canara Global Gold Credit Card
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    Canara Global Gold Credit Card

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    Canara Global Gold Credit Card

    Overview:

    The Canara Bank Global Gold Credit Card is a unique offering to the elite class. The card is tailored to meet the requirements of a high-end lifestyle. Use the card around the world and indulge in luxury, style and comfort. The card brings more convenience to your elegant environment. The Global card costs Rs. 250 but carries no annual fees. Be entitled to cash advances, revolving credit, surcharge waivers, and complimentary insurance. The Global Credit Card is EMV chip and PIN enabled which enhances security and protection against fraud. Get purchase protection to ensure you never get cheated by fraudulent sellers. Avail of add on cards for your family members and allow them to indulge in the experience as well.

    Benefits:

    • Zero Annual Fees:

      Other than the one-time joining fee of Rs. 250, Canara Bank does not levy any annual fees on this card. Enjoy the features and benefits of the Gold card every year for free!

    • Reward Points:

      Collect reward points on all transactions made on the credit card. You need to activate the rewards scheme. Get two points for every Rs. 100 you spend. Redeem your points at Rs. 0.25 per point.

    • Cash Advance:

      You are entitled to withdraw up to 50% of your credit limit with your Canara Global Gold Card. This is subject to a maximum of Rs. 50,000 cash against your credit card account. The charges for this service is 3% of the transaction amount when you use Canara Bank ATMs, or a minimum of Rs. 30 for every Rs. 1,000 withdrawn or part thereof. If you make a withdrawal at any other bank’s ATMs, the charges of that bank will be applicable.

    • Add on cards:

      For immediate family members above the age of 18, you can extend the benefits of the Canara Bank Global Gold card by taking Add-on cards for them. There are no annual fees attached.

    • Fuel surcharge waiver:

      Upon purchase of petrol and petroleum products on your Global Gold card, the 2.5% fuel surcharge will be waived for transactions of Rs. 400 and above. You are entitled to a maximum reimbursement of Rs. 100 per month. To avail of this waiver, you should spend at least Rs. 2,500 on petrol transactions for the billing month.

    • Complimentary Accident Insurance:

      You will receive complimentary insurance against accidental death due to air crash for Rs. 8 lakhs for yourself, and Rs. 4 lakhs for your spouse. For death by any other reason, the insurance will cover Rs.4 lakhs for yourself and Rs. 2 lakhs for your spouse.

    • Offer on Mediclaim insurance:

      Canara Bank has an arrangement with M/s United India Insurance wherein Canara Bank Global Gold customers can avail of Mediclaim policies at competitive rates. The premium will be significantly reduced.

    • Complimentary Baggage Insurance:

      Have peace of mind when you travel with complimentary insurance against lost baggage for up to Rs. 50,000.

    Features:

    • Globally accepted:

      The Canara Bank Global Gold credit card is issued in association with VISA and MasterCard. The card is accepted worldwide. You can use the credit card in India and abroad at merchant outlets and ATMs. The card is also accepted on the Internet, IVRS, Teleshopping and Mail order.

    • EMV chip and PIN enabled:

      The card is embedded with an EMV chip that gives you added protection against fraud and duplication. The card also required a PIN to authenticate your transactions.

    • Credit limit:

      You can avail of a credit limit of up to 50% of your annual income. The minimum limit is Rs. 50,000. The maximum credit limit is set at Rs. 25 lakhs. Credit limits are issued at the sole discretion of the Card Division of Canara Bank.

    • Interest-free period:

      Get up to 50 days interest-free periods to make payments on your credit card.

    • Revolving credit:

      Choose to pay your credit card bill according to your financial convenience. The minimum payment due is Rs. 100 or 5% of the billed amount, whichever is higher. The minimum amount must be paid by the due date. You can carry forward the remainder but interest will be levied.

    • Purchase Protection:

      When you shop with your Canara Bank Global Gold Credit Card, you are free from fraudulent products and services with Purchase Protection. Be covered for up to Rs. 50,000 in the event you need to dispute a charge.

    • SMS alerts:

      SMS Alerts are provided free of charge. Register for this service and receive updates on transactions on your card, account summaries, bank balance, bill amounts, payment due dates and more.

    Important Fees and Charges:

    Charge

    Amount

    Joining Fee

    Rs. 250 + Service tax

    Annual Fee

    Nil

    Add on Card

    Nil

    Interest on revolving credit

    2.5% per month (30% per annum)

    Minimum due

    5% of the billed amount, subject to Rs. 100 minimum

    Other Fees and Charges:

    Charge

    Amount

    Cash advance limit

    50% of the credit limit, subject to a maximum of Rs. 50,000.

    Cash advance transaction charge at Canara Bank ATMs

    3% of transaction amount, or a minimum of Rs. 30 for every Rs 1,000 or part thereof.

    Cash advance transaction charge at Other Bank ATMs

    Charges of the respective bank will be applicable.

    Late payment charges

    Rs. 10 or 2% of the amount due, whichever is higher. Subject to a maximum of Rs. 150.

    Card inactivity

    Rs. 750. Waived if you spend Rs. 25,000 or more.

    Add on Card inactivity

    Rs. 750. Waived if you spend Rs. 25,000 or more.

    EMV Card

    Rs. 250 (Waived only in case of card malfunction)

    Fuel surcharge

    2.5 % of the transaction subject to a minimum of Rs. 10.

    Foreign currency transactions

    Up to 3% conversion mark up (applicable on cards enabled for global use)

    Outstation cheque processing charge

    Rs. 100 per cheque (Plus any charges levied by the other bank)

    Dishonoured cheque

    Rs. 50

    Overdue reminder fee

    Rs. 50 per notification

    Duplicate Statement

    Rs. 10 per page

    Card replacement

    Free

    Chargeslip request processed by Canara Bank

    USD 2

    Chargeslip request processed by any other bank

    USD 6

    Eligibility:

    You can be eligible for a Canara Bank Global Gold Credit Card if you meet the eligibility requirements.

    • You should have satisfactory dealings with the bank and its particular branch.
    • The minimum income required is Rs. 2 lakhs per annum.
    • It is preferable that you have a Canara Bank account.
    • Canara Bank will enquire into your CIBIL score, so you need a good credit history.
    • You should have a mobile connection to subscribe for the SMS alerts.
    • You should have a PAN card.

    Canara Global Gold Credit Card FAQs:

    1. What is the minimum due on my Canara Bank Global Gold credit card?

      The minimum due is calculated as 5% of the billed amount. Rs. 100 is the minimum amount that will be charged.

    2. What charges are levied in case of missed payments?

      A charge of 2% + service tax on the outstanding amount not paid by the due date will be applicable. Canara Bank will suspend the usage of your credit card till you clear your debt in full.

    3. What happens if I cannot pay back my credit card bill?

      A credit card comes with great financial responsibility and must be used only to the extent that you can afford. In case you cannot pay back your dues, Canara Bank will hotlist your credit card. You will be reported to CIBIL and will appear on the negative list. This will have an impact on any future credit opportunities such as loans and overdrafts. Canara Bank also has the right to impose legal action to recover the overdue amount.

    4. When are my Canara Bank Global Gold credit card dues billed?

      The VISA Gold card is billed on the 20th of every month. The date will be the 10th of the next month.

      The MasterCard Gold card is billed on the last working day of every calendar month. The payment due date will be the 20th of the next month.

    5. How do I receive my Canara Bank credit card statement?

      You can opt to receive your credit card statement via email or post. The statement will be sent to you well in advance before the payment due date. You can also opt to receive SMS alerts with the bill information and due date so that you do not miss a payment.

    6. How do I pay my Canara Bank Credit Card bill?

      Account holders: Canara Bank will debit the credit card dues directly from the Canara Bank account designated by you. You should maintain a sufficient balance to pay your credit card bill. Failure to do so will result in the account being overdrawn to cover the amount due. Overdrawn amounts attract interest and should be cleared in 15 days to avoid further penalties and suspension of the card.

      Non-account holders and account holders: You can get Demand Drafts for free from any Canara Bank branch towards payment of your card dues. You can use Electronic Fund Transfer (NEFT) facility to pay your bill. You can also remit cheques or cash at any branches of Canara Bank.

    7. How does Canara Bank determine the interest-free credit period?

      With your Canara Bank, Global credit card, you can get upto 50 days interest-free. That means you have up to 50 days to pay back the amount you spent without any interest. The credit period is determined based on the date of your transaction and the billing date. Clear your bills in full to carry on the interest-free period. If you carry forward a balance, then the interest-free period lapses, and interest is charged on the revolving amount as well as any subsequent purchases.

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    Canara Global Gold Credit Card Reviews

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      "Good"
      0.5 5.0/5 "Blown Away!"
      From last 3 years i am using the credit card of Canara Bank and the customer service is real good from their end . The bank gave me a limit of 2 lakh and there is option of cash withdraw up to 50% and also i get reward points on using the card . I can say it is a good experience .
      Was this review helpful? 0
      , indore
      Reviewed on Oct 16, 2017
    • Canara Bank Credit Card
      "Easy card to use"
      0.5 4.0/5 "Great!"
      I hold a classic International master credit card from Canara bank for more than 2 years. The customer support is good with Canara bank credit card department. I am satisfied with the credit limit. There is no annual fee with this card. The minimum transactions need to be spent with this card otherwise the annual fee of Rs,600 will be charged. The rate of interest and the charges are nominal when compared with other banks.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
    • Canara Bank Credit Card
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a very good service from CANARA bank for my credit card service even their interest rate and charges was nominal representatives and customer service also fine,I use to get good offers and points, so overall service is very excellent from CANARA bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 30, 2017
    • Canara Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use CANARA BANK credit card. CANARA BANK customer support is quick in response. I use this card very well as I like their services and also their EMI option is good for this credit card. I pay Rs. 250 as an annual fees for this card which is good compared with other banks credit cards.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 30, 2017
    • Canara Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I availed a life time free card from Canara bank. The bank offered good credit limit also there is an option to upgrade the limit in future. Basic on the salary account they have offered this card. I use this card for six months now, I never faced any issues because of my credit card. It is good to use.
      Was this review helpful? 0
      , thane
      Reviewed on Sep 11, 2017
    • Canara Bank Credit Card
      "Need to have flexible options"
      0.5 2.0/5 "Expected more"
      I hold a credit card with Canara bank and the major drawback in the card services is if I use the card for 50K to 60K in a month, I would have to repay the whole amount in the following month itself. There is no EMI facility to make my payments easier.
      Was this review helpful? 0
      , baddi
      Reviewed on Aug 03, 2017
    • Canara Bank Credit Card
      "Good in customer service"
      0.5 5.0/5 "Blown Away!"
      Canara bank offered a credit card. The yearly charges for the card is around 500 rupees. I did not check about the reward points and cash back offers. Credit limit is quite ok and the customer service is really good with the bank. I do not have any issues with Canara.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 12, 2017
    • Canara Bank Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I availed a life time free card from Canara bank. The bank offered good credit limit also there is an option to upgrade the limit in future. Basic documents are required to avail the card. I use this card for one and a half years, I never faced any issues because of my credit card. It is good to use.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 24, 2017
    • Canara Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have used Canara bank and I have closed it because of credit limit was very lesser one. Response was good one with them and the customer service was also a good one. Offers are nil with them till now because it was the newly launched credit card. They are not having much exposure.
      Was this review helpful? 1
      , devanahalli
      Reviewed on Jun 10, 2017
    • Canara Bank Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      Canara bank offered me a credit card. I do not remember the annual charges for the card. I do receive reward points and cash back offers from the bank. But then, I am not happy with the credit limit. I would like to increase the limit of the card. Hence I am not using this card frequently.
      Was this review helpful? 1
      , thrissur
      Reviewed on May 24, 2017
    • Canara Bank Credit Card
      "Comfortable to use"
      0.5 5.0/5 "Blown Away!"
      I hold credit card with Canara bank. But I am not regularly using the card I use rarely. I did not face any problem till date. I do not have any idea about reward points but I got cash back offer. There is no annual fee for my credit card.
      Was this review helpful? 1
      , salem
      Reviewed on May 24, 2017
    • Canara Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      Canara bank has offered me a credit card and the services on the card are not to my satisfaction. When I purchased something they billed me twice , there was a duplicate entry in my statement and when I reached out to them they took more than a month to rectify that transaction and for the same to reflect in the statement.
      Was this review helpful? 2
      , namakkal
      Reviewed on May 19, 2017
    • Canara Bank Credit Card
      "Satisfactory Service"
      0.5 4.0/5 "Great!"
      Canara bank offered credit card with good credit limit. But it is not a life time free card, annual charges are there for my card. Interest rate is pretty normal when compared with other banks and I am getting reward points and other offers regularly.
      Was this review helpful? 1
      , chennai
      Reviewed on May 11, 2017
    • Canara Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Canara bank credit card has good benefits, which is helpful to use. I get reward points in this master green card. There is fuel surcharge waiver, which is useful in filling the fuel. Good to use this card with the limited benefits and happy being loyal customer with canara.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Mar 26, 2017
    • Canara Bank Credit Card
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I was using Canara Classic card for past one year it was fine, Credit limit was normal but not upto the mark and also transaction charges was high for credit card usage. But there was no issues on my bill it was prompt and there was no hidden charges.
      Was this review helpful? 4
      , bangalore
      Reviewed on Dec 03, 2016
    • Canara Bank Credit Card
      "Very good services"
      0.5 3.0/5 "Satisfactory"
      I use only one credit card and I am okay with it. It is with Canara bank. The limit is good and I am not looking for more as well. I am satisfied with what I have. The rate of interest is too high on the card. I use for a general use and when ever I used it, it has been smooth.
      Was this review helpful? 5
      , hosur
      Reviewed on Nov 18, 2016
    • Canara Bank Credit Card
      "Provide better offers"
      0.5 4.0/5 "Great!"
      There could be an improvement for the credit card at Canara bank. Unlike the other bank, they do not provide much of offers. Like there are no much of EMI facilities, the limit is less. The good thing is that it is a life time free card. They are responsive and the services are good overall.
      Was this review helpful? 4
      , new delhi
      Reviewed on Sep 06, 2016
    • Canara Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am feeling good to use the Canara bank credit card. They are having own web portal in which we can redeem the accumulated rewards points for booking ticket and they also have wide range of products too. There is no annul fee for the card . Interest rate compared to other banks
      Was this review helpful? 4
      , bangalore
      Reviewed on Jun 16, 2016
    • Canara Bank Credit Card
      "My bank card !"
      0.5 4.0/5 "Great!"
      I have a Visa Classic credit card that I took from Canara Bank when I opened my salary account with them. The credit limit on the card is Rs.10,000 and has an annual charge of Rs.250. I have been using the card for 6 years and it does have offers on Retails and online purchases on e-commerce platforms.
      Was this review helpful? 5
      , mumbai
      Reviewed on Mar 23, 2016
    • Canara Bank Credit Card
      "Benefited card for the farmers "
      0.5 5.0/5 "Blown Away!"
      From canara bank i have fishers credit card which is benefit for taking loans with the interest rate of 8%-8.5% which is very low and there is no extra charges the tenure is for five years. The amount was credited to the account within three days. There is no annul fee on the card. Statements are send on time.
      Was this review helpful? 3
      , bhopal
      Reviewed on Mar 17, 2016
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