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    We found 1 Canara Global Gold Credit Card
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    Canara Global Gold Credit Card is Rated as "Pretty good" by 3 Users

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    Canara Global Gold Credit Card

    Overview:

    The Canara Bank Global Gold Credit Card is a unique offering to the elite class. The card is tailored to meet the requirements of a high-end lifestyle. Use the card around the world and indulge in luxury, style and comfort. The card brings more convenience to your elegant environment. The Global card costs Rs. 250 but carries no annual fees. Be entitled to cash advances, revolving credit, surcharge waivers, and complimentary insurance. The Global Credit Card is EMV chip and PIN enabled which enhances security and protection against fraud. Get purchase protection to ensure you never get cheated by fraudulent sellers. Avail of add on cards for your family members and allow them to indulge in the experience as well.

    Benefits:

    • Zero Annual Fees:

      Other than the one-time joining fee of Rs. 250, Canara Bank does not levy any annual fees on this card. Enjoy the features and benefits of the Gold card every year for free!

    • Reward Points:

      Collect reward points on all transactions made on the credit card. You need to activate the rewards scheme. Get two points for every Rs. 100 you spend. Redeem your points at Rs. 0.25 per point.

    • Cash Advance:

      You are entitled to withdraw up to 50% of your credit limit with your Canara Global Gold Card. This is subject to a maximum of Rs. 50,000 cash against your credit card account. The charges for this service is 3% of the transaction amount when you use Canara Bank ATMs, or a minimum of Rs. 30 for every Rs. 1,000 withdrawn or part thereof. If you make a withdrawal at any other bank’s ATMs, the charges of that bank will be applicable.

    • Add on cards:

      For immediate family members above the age of 18, you can extend the benefits of the Canara Bank Global Gold card by taking Add-on cards for them. There are no annual fees attached.

    • Fuel surcharge waiver:

      Upon purchase of petrol and petroleum products on your Global Gold card, the 2.5% fuel surcharge will be waived for transactions of Rs. 400 and above. You are entitled to a maximum reimbursement of Rs. 100 per month. To avail of this waiver, you should spend at least Rs. 2,500 on petrol transactions for the billing month.

    • Complimentary Accident Insurance:

      You will receive complimentary insurance against accidental death due to air crash for Rs. 8 lakhs for yourself, and Rs. 4 lakhs for your spouse. For death by any other reason, the insurance will cover Rs.4 lakhs for yourself and Rs. 2 lakhs for your spouse.

    • Offer on Mediclaim insurance:

      Canara Bank has an arrangement with M/s United India Insurance wherein Canara Bank Global Gold customers can avail of Mediclaim policies at competitive rates. The premium will be significantly reduced.

    • Complimentary Baggage Insurance:

      Have peace of mind when you travel with complimentary insurance against lost baggage for up to Rs. 50,000.

    Features:

    • Globally accepted:

      The Canara Bank Global Gold credit card is issued in association with VISA and MasterCard. The card is accepted worldwide. You can use the credit card in India and abroad at merchant outlets and ATMs. The card is also accepted on the Internet, IVRS, Teleshopping and Mail order.

    • EMV chip and PIN enabled:

      The card is embedded with an EMV chip that gives you added protection against fraud and duplication. The card also required a PIN to authenticate your transactions.

    • Credit limit:

      You can avail of a credit limit of up to 50% of your annual income. The minimum limit is Rs. 50,000. The maximum credit limit is set at Rs. 25 lakhs. Credit limits are issued at the sole discretion of the Card Division of Canara Bank.

    • Interest-free period:

      Get up to 50 days interest-free periods to make payments on your credit card.

    • Revolving credit:

      Choose to pay your credit card bill according to your financial convenience. The minimum payment due is Rs. 100 or 5% of the billed amount, whichever is higher. The minimum amount must be paid by the due date. You can carry forward the remainder but interest will be levied.

    • Purchase Protection:

      When you shop with your Canara Bank Global Gold Credit Card, you are free from fraudulent products and services with Purchase Protection. Be covered for up to Rs. 50,000 in the event you need to dispute a charge.

    • SMS alerts:

      SMS Alerts are provided free of charge. Register for this service and receive updates on transactions on your card, account summaries, bank balance, bill amounts, payment due dates and more.

    Important Fees and Charges:

    Charge

    Amount

    Joining Fee

    Rs. 250 + Service tax

    Annual Fee

    Nil

    Add on Card

    Nil

    Interest on revolving credit

    2.5% per month (30% per annum)

    Minimum due

    5% of the billed amount, subject to Rs. 100 minimum

    Other Fees and Charges:

    Charge

    Amount

    Cash advance limit

    50% of the credit limit, subject to a maximum of Rs. 50,000.

    Cash advance transaction charge at Canara Bank ATMs

    3% of transaction amount, or a minimum of Rs. 30 for every Rs 1,000 or part thereof.

    Cash advance transaction charge at Other Bank ATMs

    Charges of the respective bank will be applicable.

    Late payment charges

    Rs. 10 or 2% of the amount due, whichever is higher. Subject to a maximum of Rs. 150.

    Card inactivity

    Rs. 750. Waived if you spend Rs. 25,000 or more.

    Add on Card inactivity

    Rs. 750. Waived if you spend Rs. 25,000 or more.

    EMV Card

    Rs. 250 (Waived only in case of card malfunction)

    Fuel surcharge

    2.5 % of the transaction subject to a minimum of Rs. 10.

    Foreign currency transactions

    Up to 3% conversion mark up (applicable on cards enabled for global use)

    Outstation cheque processing charge

    Rs. 100 per cheque (Plus any charges levied by the other bank)

    Dishonoured cheque

    Rs. 50

    Overdue reminder fee

    Rs. 50 per notification

    Duplicate Statement

    Rs. 10 per page

    Card replacement

    Free

    Chargeslip request processed by Canara Bank

    USD 2

    Chargeslip request processed by any other bank

    USD 6

    Eligibility:

    You can be eligible for a Canara Bank Global Gold Credit Card if you meet the eligibility requirements.

    • You should have satisfactory dealings with the bank and its particular branch.
    • The minimum income required is Rs. 2 lakhs per annum.
    • It is preferable that you have a Canara Bank account.
    • Canara Bank will enquire into your CIBIL score, so you need a good credit history.
    • You should have a mobile connection to subscribe for the SMS alerts.
    • You should have a PAN card.

    Canara Global Gold Credit Card FAQs:

    1. What is the minimum due on my Canara Bank Global Gold credit card?

      The minimum due is calculated as 5% of the billed amount. Rs. 100 is the minimum amount that will be charged.

    2. What charges are levied in case of missed payments?

      A charge of 2% + service tax on the outstanding amount not paid by the due date will be applicable. Canara Bank will suspend the usage of your credit card till you clear your debt in full.

    3. What happens if I cannot pay back my credit card bill?

      A credit card comes with great financial responsibility and must be used only to the extent that you can afford. In case you cannot pay back your dues, Canara Bank will hotlist your credit card. You will be reported to CIBIL and will appear on the negative list. This will have an impact on any future credit opportunities such as loans and overdrafts. Canara Bank also has the right to impose legal action to recover the overdue amount.

    4. When are my Canara Bank Global Gold credit card dues billed?

      The VISA Gold card is billed on the 20th of every month. The date will be the 10th of the next month.

      The MasterCard Gold card is billed on the last working day of every calendar month. The payment due date will be the 20th of the next month.

    5. How do I receive my Canara Bank credit card statement?

      You can opt to receive your credit card statement via email or post. The statement will be sent to you well in advance before the payment due date. You can also opt to receive SMS alerts with the bill information and due date so that you do not miss a payment.

    6. How do I pay my Canara Bank Credit Card bill?

      Account holders: Canara Bank will debit the credit card dues directly from the Canara Bank account designated by you. You should maintain a sufficient balance to pay your credit card bill. Failure to do so will result in the account being overdrawn to cover the amount due. Overdrawn amounts attract interest and should be cleared in 15 days to avoid further penalties and suspension of the card.

      Non-account holders and account holders: You can get Demand Drafts for free from any Canara Bank branch towards payment of your card dues. You can use Electronic Fund Transfer (NEFT) facility to pay your bill. You can also remit cheques or cash at any branches of Canara Bank.

    7. How does Canara Bank determine the interest-free credit period?

      With your Canara Bank, Global credit card, you can get upto 50 days interest-free. That means you have up to 50 days to pay back the amount you spent without any interest. The credit period is determined based on the date of your transaction and the billing date. Clear your bills in full to carry on the interest-free period. If you carry forward a balance, then the interest-free period lapses, and interest is charged on the revolving amount as well as any subsequent purchases.

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    Canara Global Gold Credit Card Reviews

    • Canara Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a Canara bank credit card from last 2 months, the credit card services are good when compared to other credit cards. There is no annual fee charged for this credit card. I get shopping coupons in this credit card and i use net banking for making payments. I am happy with the credit limit in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 31, 2018
    • Canara Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with CANARA BANK 4 years back. They have offered visa card and the given credit limit was 50,000 which is satisfactory . Their customer service and responses was really good. The fees and charges are very high than other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 23, 2018
    • Canara Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I am using Canara bank credit card from last 2.5 years, the credit card services are not up to the mark in this bank. Annual fee will be waived off based on the number of transactions done. I did not find any good offers and there is no option for EMI in this credit card. The credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2018
    • Canara Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have a Visa Platinum credit card from Canara Bank and using it for past 15 years. The credit limit was good. It is a life time free credit card. I get cash back offers. I am using the card for multi purposes. I used to pay the card payment through net banking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 15, 2018
    • Canara Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I am not using my Canara credit card much,still the service is good with Canara credit card department. The customer support is good with Canara credit card department. The rate of interest and charges are nominal from Canara credit card service. It is a average service from Canara credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Canara Bank Credit Card
      "Looking for a better limit"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card of Canara bank they had offered a limit of 30,000 i have same limit for the last 5-6 years of time i have requested for increase if credit t limit they have not increased as yet.I am planing to close the card.Net banking and response is good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 02, 2018
    • Canara Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have savings account from canara bank for past 1 year. I am satisfied with the credit limit value with this Canara bank platinum card. The customer support service is good with the Canara bank . I use this credit card for all kind of purchases and bill payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 31, 2018
    • Canara Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with Canara bank.They had offers a limit of 50,000,i have been holding the card for last one year.I get best earning ratio for all transaction and redemption options best as compared to other cards which I hold.Net banking is also very much user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • Canara Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was my Visa credit card with Canara bank,the service was good ,not using much with my Canara bank Visa credit card service ,customer service is good with Canara credit card department and offers benefits cash back good ,account charges interest rate was fine canara
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 09, 2018
    • Canara Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I would say I have never faced any hassle using the Canara bank visa classic credit card, but I am not satisfied with the credit limit with this card and they have told that they can still increase the credit limit with the Canara visa classic credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2018
    • Canara Bank Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      I am happy with the Canara Bank credit card. I am using this credit card for 3 years. They offered a credit limit of one lakh rupees which was good. The rate of interest and charges are not discussed. I tried calling the customer care, it was easily approachable. I am using the card for normal purchase.
      Was this review helpful? 0
      , kochi
      Reviewed on Jan 06, 2018
    • Canara Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with CANARA Bank for about 8 months back. I hold master International card and the credit limit was 35,000 which was satisfactory . The customer service and responses was up to the mark. The validity of the card is up to 2022 . My experience was good and Its recommendable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 04, 2018
    • Canara Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Canara Bank credit card from last 4 years, the credit card services are very good in this bank. I am not aware of any annual fee in this credit card. I have a credit limit of Rs 1 lakh and the cash limit of Rs 40000 which is more than sufficient. I am not aware of any offers as i do not use this card much. My credit card payment gets auto deducted through ECS.
      Was this review helpful? 0
      , lucknow
      Reviewed on Dec 27, 2017
    • Canara Bank Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Before two month back, I got Canara bank credit card, its very easy to transfer money from my account to credit card. Generally I make bill payment, shopping with Canara bank card, they offered me the credit limit around Rs. 1 lakh. But it has some annual fee its nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 21, 2017
    • Canara Bank Credit Card
      "Decent Card"
      0.5 1.0/5 "Really Bad"
      If I take Cash from this Card they would be putting an Interest rate of 3%. They offered me a decent credit limit of Rs.2 Lakhs. The number of offers are good. Only thing is that they charge for most of the things. Fuel gets charged pretty steeply.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 20, 2017
    • Canara Bank Credit Card
      "Good Credit Card"
      0.5 4.0/5 "Great!"
      I have been using this Credit Card for 5-6 years. I have a branch just below my office, which has always provided me with good service. They have offerd me good limit. Converting the whole amount to EMI options are available. You get to have 40 days cooling period. Their Rate of interest is less. I can take cash from ATM for which the interest rate is low too. Customer service is pretty good
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 19, 2017
    • Canara Bank Credit Card
      "Its Nice"
      0.5 4.0/5 "Great!"
      I availed Canara Bank platinum credit card, from last two years onwards, they have basic offers as other credit card. But they are providing good interest rate and life free charges for an existing customer, and they gave me insurance based on the credit card.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 09, 2017
    • Canara Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken a credit card with canara bank.The limit on the card is 10,000,i don't pay an annual fees to hold this card.I have been using the card for last three years.Net banking is convenient to use.The customer service don't respond on time.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 25, 2017
    • Canara Bank Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      The experience with Canara Bank's Credit Card has been pretty good. They gave me this card on the basis of my Savings and Fixed deposit with the Bank. The card has a good credit limit of Rs.75000 and the repayment attached to the card is also pretty simple.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 25, 2017
    • Canara Bank Credit Card
      "Average service"
      0.5 2.0/5 "Expected more"
      There was no response from Canara bank , because I have raised a request saying that my Global credit card got expired, so I have requested for replacement of the card but I never got any response from canara bank end. The response part need to be improved with caanara bank.
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      , bangalore
      Reviewed on Nov 21, 2017
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