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    Bank of India TAJ Premium Credit Card

    We found 1 Bank of India TAJ Premium Credit Card

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    Bank of India TAJ Premium Credit Card

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    Overview:

    Specially designed for people who want the best of everything, Bank of India TAJ Premium Card is offered only to reputed people who hold a TAJ membership. Bank of India TAJ Premium Card comes loaded with features like exclusive access and convenient billing options. Cardholders will also be eligible for other exciting privileges like reward points with purchases and other offers from the Taj group. This card is also free for lifetime making it very convenient option for people who want to avoid the hassles of renewal and making annual payments. The Bank of India TAJ Premium Card will be your key to the world of high life, exclusive privileges, enviable deals and banking convenience.

    Features and Benefits of Bank of India TAJ Premium Card:

    The following features and benefits that come with a Bank of India TAJ Premium Card

    Makes it the best choice for people who want to stay at the top of their game.

    • Free for Lifetime:

      With the Bank of India TAJ Premium Card, you do not have to worry about paying the annual charges. This credit card is free for lifetime!

    • An Exclusive Card:

      This credit card is offered only to reputed individuals who hold a Taj Group’s membership. With such exclusivity, cardholders are sure to get the best privileges across all categories.

    • Affordability:

      Services pertaining to the Bank of India TAJ Premium Card comes with affordable fees and charges. You do not have to burn a hole in your pocket to stay in control of your finances.

    • Hassle-Free Billing:

      The billing cycle is from the 16th of present month to the 15th of next month. The bill dues should be paid before the 5th of succeeding month. This cycle makes it very convenient for the salaried class to make payments.

    • Attractive Interest:

      The interest rate for Bank of India TAJ Premium Card is affordable and will enable the cardholders to make purchases using this credit card without having to worry about the interest.

    Fees and Charges:

    The table of fees and charges forBank of India TAJ Premium Card is given below.

    Service

    Fees & Charges

    Cash Advance Transaction Fee

    2.5% on advance amount

    Late Payment

    Late payment charges will be Rs.100/- for minimum payment due exceeding Rs.1000/- in addition to finance charges.

    Cheque Bounce Fee

    Minimum of Rs 100

    Duplicate Statement Request Charges

    Rs 50

    Replacement Card Charges

    Rs 200

    Charge Slip Request

    Rs. 100/- or actuals whichever higher

    Return of Cheque Fee

    Minimum of Rs 100

    Over Limit Charges

    Rs. 100 for each transaction

    Return of Cheque Fee

    Minimum of Rs 100

    Air/Railway Booking Charges

    Actual charges as prescribed by Railways or the acquirer bank

    Foreign Currency Transaction Charges

    2%

    Fees and charges pertaining to the Bank of India TAJ Premium Card are subject to frequent change. Do enquire about the prevailing charges before making a transaction using your BOI TAJ Premium credit card.

    Eligibility for Bank of India TAJ Premium Card:

    The eligibility criteria for Bank of India TAJ Premium Card is as follows.

    • The applicant must be a member of the Taj Group.
    • This card is issued to a person of Indian origin.
    • The applicant must have a commendable CIBIL score. He / She must not have defaulted any payment of dues from Bank of India or any other bank.
    • The applicant must also have a steady source of income which will be verified from the salary slips or Income Tax Return statements.

    For a detailed list of eligibility criteria and the minimum income requirements, do contact the Bank of India before proceeding with the credit card application process.

    Documentation required:

    The following documents will be required to complete the application for Bank of India TAJ Premium Card.

    • Taj Membership card
    • Proof of Identity - You can submit either of Aadhaar card, PAN card, passport or driving license.
    • Address Proof - You can submit either of Driving license, voter ID and passport or Aadhaar card.
    • Income Proof - Recent salary slips, income tax return statements, last 6 months bank account statements.

    The required documents vary depending on the profile of the applicant. Do enquire with Bank of India about the documents required for your employment type and income source.

    Bank of India TAJ Premium Card FAQs:

    1. Is my Bank of India TAJ Premium Card accepted overseas?

      No, TAJ Premium Card is valid for use only in India, Nepal and Bhutan.

    2. What is the billing cycle for Bank of India TAJ Premium Card?

      The billing cycle for Bank of India TAJ Premium Card is from the 16th of running month to the 15th of next month.

    3. What do I do if I accidentally misplace or lose my credit card?

      In case of the unfortunate event of card loss, contact Bank of India to immediately block the card. Your card will be hotlisted to prevent any misuse.

    4. How do I apply for Bank of India TAJ Premium Card?

      To apply for Bank of India TAJ Premium Credit card, you have to fill the application form and submit the relevant documents at the nearest Bank of India branch.

    5. How do I renew my Bank of India TAJ Premium Credit Card?

      All Bank of India credit cards will be renewed automatically year on year until the cancellation is notified to the Bank at least 2 months prior to the expiry of the credit card.

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