Specially designed for people who want the best of everything, Bank of India TAJ Premium Card is offered only to reputed people who hold a TAJ membership. Bank of India TAJ Premium Card comes loaded with features like exclusive access and convenient billing options. Cardholders will also be eligible for other exciting privileges like reward points with purchases and other offers from the Taj group. This card is also free for lifetime making it very convenient option for people who want to avoid the hassles of renewal and making annual payments. The Bank of India TAJ Premium Card will be your key to the world of high life, exclusive privileges, enviable deals and banking convenience.
The following features and benefits that come with a Bank of India TAJ Premium Card
Makes it the best choice for people who want to stay at the top of their game.
With the Bank of India TAJ Premium Card, you do not have to worry about paying the annual charges. This credit card is free for lifetime!
This credit card is offered only to reputed individuals who hold a Taj Group’s membership. With such exclusivity, cardholders are sure to get the best privileges across all categories.
Services pertaining to the Bank of India TAJ Premium Card comes with affordable fees and charges. You do not have to burn a hole in your pocket to stay in control of your finances.
The billing cycle is from the 16th of present month to the 15th of next month. The bill dues should be paid before the 5th of succeeding month. This cycle makes it very convenient for the salaried class to make payments.
The interest rate for Bank of India TAJ Premium Card is affordable and will enable the cardholders to make purchases using this credit card without having to worry about the interest.
The table of fees and charges forBank of India TAJ Premium Card is given below.
|
Service |
Fees & Charges |
|
Cash Advance Transaction Fee |
2.5% on advance amount |
|
Late Payment |
Late payment charges will be Rs.100/- for minimum payment due exceeding Rs.1000/- in addition to finance charges. |
|
Cheque Bounce Fee |
Minimum of Rs 100 |
|
Duplicate Statement Request Charges |
Rs 50 |
|
Replacement Card Charges |
Rs 200 |
|
Charge Slip Request |
Rs. 100/- or actuals whichever higher |
|
Return of Cheque Fee |
Minimum of Rs 100 |
|
Over Limit Charges |
Rs. 100 for each transaction |
|
Return of Cheque Fee |
Minimum of Rs 100 |
|
Air/Railway Booking Charges |
Actual charges as prescribed by Railways or the acquirer bank |
|
Foreign Currency Transaction Charges |
2% |
Fees and charges pertaining to the Bank of India TAJ Premium Card are subject to frequent change. Do enquire about the prevailing charges before making a transaction using your BOI TAJ Premium credit card.
The eligibility criteria for Bank of India TAJ Premium Card is as follows.
For a detailed list of eligibility criteria and the minimum income requirements, do contact the Bank of India before proceeding with the credit card application process.
The following documents will be required to complete the application for Bank of India TAJ Premium Card.
The required documents vary depending on the profile of the applicant. Do enquire with Bank of India about the documents required for your employment type and income source.
No, TAJ Premium Card is valid for use only in India, Nepal and Bhutan.
The billing cycle for Bank of India TAJ Premium Card is from the 16th of running month to the 15th of next month.
In case of the unfortunate event of card loss, contact Bank of India to immediately block the card. Your card will be hotlisted to prevent any misuse.
To apply for Bank of India TAJ Premium Credit card, you have to fill the application form and submit the relevant documents at the nearest Bank of India branch.
All Bank of India credit cards will be renewed automatically year on year until the cancellation is notified to the Bank at least 2 months prior to the expiry of the credit card.
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