Bank of India Navy Gold Credit Card

Designed to complement the elite lifestyle of top Navy officials, Bank of India Navy Gold Credit Card comes loaded with benefits like convenient payment system and international usage. For people who like to stay in control of their finances, Bank of India Navy Gold Credit Card will let you control your expenses and also avail other exciting advantages like reward points on purchases. Navy Gold Credit Cardholders can make full or part payments and also make payments multiple times which spells more flexibility. This card offered by Bank of India, in partnership with MasterCard is free for lifetime. Get ready to enjoy a world of exclusive privileges and open the door to that high life with Bank of India Navy Gold Credit Card.

Features and Benefits of Bank of India Navy Gold Credit Card:

The following benefits and advantages that come with a Bank of India Navy Gold Credit Card makes it the right credit card choice for Navy professionals.

• Free for Lifetime

  Bank of India Navy Gold Credit Card comes with no annual fee or renewal fee and is free for lifetime. You don’t have to be worried about getting your card renewed year on year.

• Direct Billing Credit Card

  Bank of India Navy Gold Credit Card is crafted for top officers of the Indian Navy who are always on the move and is a direct billing credit card. Navy Gold Credit Cardholders can use any bank’s internet banking account to pay their bills from anywhere in the world.

• Hassle - Free Payment System

  The billing cycle for Bank of India Navy Gold Credit Card is from the 16th of current month to the 15th of next month and the credit card bill payment is to be made on or before the 5th of succeeding month. This system of billing cycle and direct billing is very convenient for salaried class.

• Add-On Card Facility

  Immediate family members of the primary cardholder can avail supplementary cards. Up to two Bank of India Navy Gold Credit Card add-on cards can be availed.

• Economical Charges

  The charges for Bank of India Navy Gold Credit Card services are very nominal. This free for lifetime credit card also offers attractive and affordable interest rate for credit card purchases.

Fees and Charges:

The table of fees and charges for Bank of India Navy Gold Credit Card is given below.

Fees and Charges are decided by the Bank of India and is subject to frequent change. Do enquire with the Bank about the current fees and charges before making a credit card transaction.

Eligibility for Bank of India Navy Gold Credit Card:

The eligibility for a Bank of India Navy Gold Credit Card is as given below.

• The applicant must be a top officer in the Indian Navy.
• Any individual of Indian origin, resident Indians who are employed with the Indian Navy can apply for the Bank of India Navy Gold Credit Card.
• The customer should have a good CIBIL score and must not have defaulted on any payment of dues pertaining to Bank of India or any other bank.

Do contact Bank of India for a detailed list of eligibility criteria including the income requirements, if any.

Documentation required:

The following documents must be submitted by an application to obtain a Bank of India Navy Gold Credit Card.

• Proof of identity - You can submit either passport, driving license, voter ID, Aadhaar card, PAN card.
• Address Proof - You can submit recent telephone bills, passport, electricity bills or voter ID as proof of address.
• Income Proof documents - IT Returns, Recent salary slips and last six months bank account statements.
• For Bank of India Navy Gold Credit Card, you should also submit a proof that you belong to the Indian Navy.

Based on the applicant’s profile, additional documents may be asked for. Do enquire with the Bank of India for a comprehensive list of required documents before starting the application process.

India Navy Gold Credit Card FAQs:

1. How do I apply for the Bank of India Navy Gold Credit Card?

   Applying for a Bank of India Navy Gold Credit Card is very easy - all you have to do is submit a completely filled application form at the nearest Bank of India branch.

2. I am not a top officer in the Navy, but I a member of the Indian Navy. Can I apply for Bank of India Navy Gold Credit Card?

   Bank of India Navy Gold Credit Card is offered only to the top officials of the Indian Navy. You can apply for another offering from the BOI, Navy Classic Credit Card, which is for the members of Indian Navy.

3. How do I make Bank of India Navy Gold Credit Card bill payments?

   Bank of India Navy Gold Credit Card is a direct billing credit card. The customers can make the payments online in a convenient and secure manner by using the Internet banking accounts of BOI as well as other banks.

4. Can I make multiple payments for the purchases that I make using Bank of India Navy Gold Credit Card?

   Yes, there is no limit on the number of payments that can be made. You can also choose to make part or full payments for the purchases that you make.

5. Can I get an add-on card with Bank of India Navy Gold Credit Card?

   Yes, cardholders are offered up to 2 add-on cards. These add-on credit cards are offered to immediate relatives of the primary cardholder.

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