Designed to complement the elite lifestyle of top Navy officials, Bank of India Navy Gold Credit Card comes loaded with benefits like convenient payment system and international usage. For people who like to stay in control of their finances, Bank of India Navy Gold Credit Card will let you control your expenses and also avail other exciting advantages like reward points on purchases. Navy Gold Credit Cardholders can make full or part payments and also make payments multiple times which spells more flexibility. This card offered by Bank of India, in partnership with MasterCard is free for lifetime. Get ready to enjoy a world of exclusive privileges and open the door to that high life with Bank of India Navy Gold Credit Card.
The following benefits and advantages that come with a Bank of India Navy Gold Credit Card makes it the right credit card choice for Navy professionals.
Bank of India Navy Gold Credit Card comes with no annual fee or renewal fee and is free for lifetime. You don’t have to be worried about getting your card renewed year on year.
Bank of India Navy Gold Credit Card is crafted for top officers of the Indian Navy who are always on the move and is a direct billing credit card. Navy Gold Credit Cardholders can use any bank’s internet banking account to pay their bills from anywhere in the world.
The billing cycle for Bank of India Navy Gold Credit Card is from the 16th of current month to the 15th of next month and the credit card bill payment is to be made on or before the 5th of succeeding month. This system of billing cycle and direct billing is very convenient for salaried class.
Immediate family members of the primary cardholder can avail supplementary cards. Up to two Bank of India Navy Gold Credit Card add-on cards can be availed.
The charges for Bank of India Navy Gold Credit Card services are very nominal. This free for lifetime credit card also offers attractive and affordable interest rate for credit card purchases.
The table of fees and charges for Bank of India Navy Gold Credit Card is given below.
| Feature | Fees & Charges |
|---|---|
|
Add-On Card |
Two add-on cards. |
|
Cheque Bounce Fee |
Minimum of Rs 100 |
|
Cash Advance Transaction Fee |
2.5% on advance amount for each transaction. |
|
Duplicate Statement Request Charges |
Rs 50 |
|
Replacement Card Charges |
Rs 250 |
|
Late Payment Charges |
Rs. 100/- in addition to finance charges for minimum payment due greater than Rs. 1000 |
|
Return of Cheque Fee |
Minimum of Rs 100 |
|
Charge Slip Request |
Rs. 100/- or actual whichever higher |
Fees and Charges are decided by the Bank of India and is subject to frequent change. Do enquire with the Bank about the current fees and charges before making a credit card transaction.
The eligibility for a Bank of India Navy Gold Credit Card is as given below.
Do contact Bank of India for a detailed list of eligibility criteria including the income requirements, if any.
The following documents must be submitted by an application to obtain a Bank of India Navy Gold Credit Card.
Based on the applicant’s profile, additional documents may be asked for. Do enquire with the Bank of India for a comprehensive list of required documents before starting the application process.
Applying for a Bank of India Navy Gold Credit Card is very easy - all you have to do is submit a completely filled application form at the nearest Bank of India branch.
Bank of India Navy Gold Credit Card is offered only to the top officials of the Indian Navy. You can apply for another offering from the BOI, Navy Classic Credit Card, which is for the members of Indian Navy.
Bank of India Navy Gold Credit Card is a direct billing credit card. The customers can make the payments online in a convenient and secure manner by using the Internet banking accounts of BOI as well as other banks.
Yes, there is no limit on the number of payments that can be made. You can also choose to make part or full payments for the purchases that you make.
Yes, cardholders are offered up to 2 add-on cards. These add-on credit cards are offered to immediate relatives of the primary cardholder.
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