Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 Bank of India Navy Classic Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    -
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Bank of India Navy Classic Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Bank of India Navy Classic Credit Card

    Specially crafted for the members of Indian Navy, the Navy Classic Credit Card by Bank of India is designed to offer utmost banking convenience. We know that as a Navy staff, you like to stay in control always and Bank of India Navy Classic Credit Card will let you stay at the top of your game when it comes to financial matters. This card is free for lifetime and is offered in partnership with MasterCard. With exciting reward schemes and benefits of banking online, this card will let you live a high life.

    Features and Benefits of Bank of India Navy Classic Credit Card:

    The following advantages that accompany a Bank of India Navy Classic Credit Card make it one of the best credit card for Navy members.

    • Direct Billing Cards:

      This card is designed for Navy staff who are constantly on the move and is a direct billing card. Bank of India Navy Classic Credit Cardholders can pay their credit card dues instantly from anywhere in the world.

    • Free for Lifetime:

      This card comes with no annual fee or renewal charges and is free for lifetime.

    • Easy Payment System:

      The billing cycle for Bank of India Navy Classic Credit Card is from the 16th of present month to the 15th of next month and the payment is to be made on or before the 5th of succeeding month which makes payment very convenient for the salaried class.

    • Affordable Charges:

      Bank of India Navy Classic Credit Card comes with nominal and affordable charges for banking services and the interest rate is also attractive which offers greater flexibility to the cardholders.

    Fees and Charges for Bank of India Navy Classic Credit Card:

    The fees and charges for Bank of India Navy Classic Credit Card are as follows.

    Feature

    Fees & Charges

    Add-On Card

    Two add-on cards.

    Cash Advance Transaction Fee

    2.5% on advance amount for each transaction.

    Cheque Bounce Fee

    Minimum of Rs 100

    Late Payment Charges

    Rs. 100/- in addition to finance charges for minimum payment due greater than Rs. 1000

    Replacement Card Charges

    Rs 250

    Duplicate Statement Request Charges

    Rs 50

    Return of Cheque Fee

    Minimum of Rs 100

    Charge Slip Request

    Rs. 100/- or actual whichever higher

    Fees and Charges are subject to frequent change. Do enquire with Bank of India about the prevailing fees and charges.

    Eligibility for Bank of India Navy Classic Credit Card:

    The eligibility for a Bank of India Navy Classic Credit Card is as follows.

    • The applicant must be a member of Indian Navy.
    • Any person of Indian origin, resident Indians who is employed with the Indian Navy can apply for this credit card.
    • The applicant must not have defaulted any payment of dues pertaining to Bank of India or any other bank.

    For a detailed eligibility criteria including income requirements, do contact Bank of India.

    Documentation required:

    The applicant must submit the following documents to obtain a Bank of India Navy Classic Credit Card.

    • As a proof of identity, you will have to submit either of passport, voter ID, driving license, PAN card or Aadhaar card.
    • Address Proof - You will have to submit either of recent telephone bills, electricity bills or passport/ voter ID.
    • Income Proof documents - recent salary slips, IT Returns and recent bank account statements.
    • For Bank of India Navy Classic Credit Card, you must also submit a proof that you belong to the Indian Navy like an ID card.

    Additional documents may be required based on the applicant's’ profile. Do enquire with the Bank of India for a detailed list of documents required before proceeding with the application process.

    Bank of India Navy Classic Credit Card FAQs:

    1. How do I apply for the Bank of India Navy Classic Credit Card?

      To get a Bank of India Navy Classic Credit Card, you have to submit a duly filled application form, affixed with photographs. You will also have to submit the required documents to complete the application process.

    2. How do I make the payment for this credit card?

      Bank of India Navy Classic Credit Card is a direct billing credit card and hence the customers can make the payments online in a secure manner from the Internet banking accounts of other banks.

    3. Can I make part payments for the purchases that I make using this credit card?

      Yes, you can choose to make the payments either in part or in full. Also, there is no limit on the number of payments that can be made.

    4. Can I get an add-on card with Bank of India Navy Classic Credit Card?

      Yes, customers are offered up to 2 add-on cards. Supplementary credit cards are offered to close relatives like parents, spouse, brother, sister and major children i.e., immediate relatives of the primary cardholder.

    5. What is the billing cycle for Bank of India credit cards?

      The billing cycle is from the 16th of current month to the 15th of next month. The bills must be paid on or before the 6th of the succeeding month.

    Other Top Credit Cards By Bank of India

  • Bank of India Navy Gold Credit Card
  • Bank of India Taj Premium Credit Card
  • Bank of India Visa Gold Credit Card
  • Bank of India Visa Gold International Credit Card
  • Bank of India Visa Platinum Privilege Credit Card
  • Bank of India Pensioners Credit Card
  • India Credit Card Bank of India
  • Bank of India Shatabdi Krishi Vikas Card
  • Bank of India Navy Classic Credit Card Reviews

    • Bank of India Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using money back credit card with boi they never provide any good offers the customer service was awesome and I uses my boi money back credit card for all my shopping needs and purchase it was a excellent experience with boi for my money back credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • Bank of India Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am having the bank of India credit card for past 1 year. The annual fee is zero to this card and I am satisfied with their credit limit . The customer support is good with the credit card department. The rate of interest and the charges nominal with this card and i would say it is good card to use.
      Was this review helpful? 1
      , new delhi
      Reviewed on Oct 31, 2017
    • Bank of India Credit Card
      "Need to increase the credit limit"
      0.5 3.0/5 "Satisfactory"
      I am using the credit service with Bank of India for 1.5 years. My credit limit was Rs.25,000. The annual charges are applicable on this card.The helpline number was provided to reach the customer service. I use domestic credit card and I make the payment online.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 21, 2017
    • Bank of India Credit Card
      "Process is smooth"
      0.5 4.0/5 "Great!"
      I have applied for a credit card with Bank of India and the process was very much smooth. There was no much of documentation and the verification was done on time. The services has always been good and the bank is always supportive. There are no hassles.
      Was this review helpful? 0
      , udaipur
      Reviewed on Oct 15, 2017
    • Bank of India Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using BOI credit card from last 6-7 months, i found the services are good when compared to all other credit cards. I also get an exciting offers like cash back, reward points and EMI options. I use this card for shopping purpose and i am also satisfied with the credit limit.
      Was this review helpful? 0
      , ujjain
      Reviewed on Oct 11, 2017
    • Bank of India Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using BOI credit card from last 3 years, as soon as i opened a savings account with BOI, they offered me a credit card. The services are good when compared to all other credit cards. I also get offers like reward points and cash back. There is no annual fee charged as it is a government bank. I am also satisfied with the credit limit.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Oct 11, 2017
    • Bank of India Credit Card
      "Convenient Credit card"
      0.5 5.0/5 "Blown Away!"
      Fantastic, my Bank of India credit card reward points could convert into cash. I am using this credit card for past seven year, twice they have increased my credit limit and one time they upgraded my credit card.Bank of India credit card bills are always clear about the usage.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2017
    • Bank of India Credit Card
      "Hassles free"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with Bank of India. The card is much helpful for the usage and the credit limit is good. I do not have any issues or any kind of challenges in BOI in maintaining the card. There were no issues like hidden charges or unnecessary charges levied by BOI.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 23, 2017
    • Bank of India Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Bank of India the credit limit tis 20,000 . They do not have emi facility and not even option to pay the minimum amount due . Reward points can be redeem into cash. Bharathi revere bank has introduce to change the card into chip card but i have visited the branch and spoken with the them but there is no response.Interest rate on the card is 18% per annum.
      Was this review helpful? 1
      , dehradun
      Reviewed on Mar 09, 2016
    • Bank of India Credit Card
      "Fine..with them..."
      0.5 4.0/5 "Great!"
      I used to get valuable points and I am using that for emergency purpose. Credit limit offered by Bank of India was less compare to SBI bank card. I have taken this Gold and master card on 2006. Good thing is, interest part is less based on credit card.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 18, 2015
    • Bank of India Credit Card
      "My card"
      0.5 5.0/5 "Blown Away!"
      BOI Credit card is fine . I am holding a salary account with BOI based on which they have offered this credit card to me. |This card is acceptable at all places both retail and online. This card is 2 years old . No drawback nor any challenges as such .
      Was this review helpful? 3
      , pune
      Reviewed on Nov 18, 2015
    • Bank of India Credit Card
      "Recommendable...one"
      0.5 5.0/5 "Blown Away!"
      I would recommend Indian card to others. There is no annual fee for this card. I have taken this card from Bank of India, without processing charges. 50% cash withdrawal available in Indian card. They offered up to 1lakh credit limit. Emi options also there. People should take a card from nationalist banks.
      Was this review helpful? 2
      , karur
      Reviewed on Nov 11, 2015
    • Bank of India Credit Card
      "Happy with them..."
      0.5 5.0/5 "Blown Away!"
      Bank of India offered me a Gold plus card based on my salary account. I am holding this for the past 3 years. Its a basic card. I am getting 50% withdrawal offer. I am getting good rewards points and for festival times I used to get movie ticket offers as well.
      Was this review helpful? 1
      , karur
      Reviewed on Nov 11, 2015
    • Bank of India Credit Card
      "Good card to use.."
      0.5 4.5/5 "Excellent!"
      Every thing was perfect in Bank of India. I am holding India card for the past 12years. Best thing is, there is no annual fee for this card. I am getting very good offers form them. I am using this card mostly for the shopping purpose. Service was excellent, they are very good in that.
      Was this review helpful? 2
      , villupuram
      Reviewed on Oct 22, 2015
    • Bank of India Credit Card
      "Not to be recommended"
      0.5 2.0/5 "Expected more"
      I have the India credit card from the bank of india. Its the government banks so we cant expect much more services from them. I am using this card for paying the utility bills. I never had an opportunity to go ahead with the customer service. Once the card got expired it took around 2 months to get the replacement one.
      Was this review helpful? 7
      , new delhi
      Reviewed on Oct 05, 2015
    • Bank of India Credit Card
      "Good EMI option"
      0.5 4.5/5 "Excellent!"
      Its good to maintain a credit card with Bank of India and there payment option provided is really good.They apply interest based on the market rate and I do have a gold card with Bank of India.The rewards points and offers provided to the customer is very good.EMI conversion option provided is also good with Bank of India.
      Was this review helpful? 2
      , visakhapatnam
      Reviewed on Sep 24, 2015
    • Bank of India Credit Card
      "Happy with Card"
      0.5 5.0/5 "Blown Away!"
      I am using Bio Navy Credit Card with Bank of India since last 10 years. Bank often revises my credit limit on the card. Services are excellent. I have online access to my card account. Bank also has mobile application which is also very user friendly and helpful. I am happy with my Bank of India Credit Card.
      Was this review helpful? 5
      , faridabad
      Reviewed on Sep 14, 2015
    • Bank of India Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have the Bank of India platinum credit card for a long time. Still i have not faced any issues with the card and it is the best card.Cash back is given only for the selected outlets and reward points are offered for all the purchases which are redeemed to pay the next month bill amount. Surcharge is waived off on the petrol bunk.Annul fees is been charged once in two years for Rs.750 which is high.Interest rate of the card is 1.6% per month.
      Was this review helpful? 13
      , kochi
      Reviewed on Jul 01, 2015
    • Bank of India Credit Card
      "Good..."
      0.5 4.0/5 "Great!"
      I have stopped using the credit card of Bank of India because of EMI facility as they donâ??t have it. Whatever the purchases that customer has done should be settled in followed months. Up to the amount of 30k, I can withdraw the cash where the charges are reasonable on that.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jun 17, 2015
    • Bank of India Credit Card
      "Customer support is not good..."
      0.5 1.0/5 "Really Bad"
      Three years I am using the â??India cardâ?? but so far havenâ??t got any effective offers while swiping the card. Financial charges are common to the market but no option of installment for our purchase in Bank of India credit card. Customer support is lacking so they have to focus. Availing credit card is very tough as customer have to come across lots of procedures.
      Was this review helpful? 6
      , thane
      Reviewed on Jun 15, 2015
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.