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    Bank of India Navy Classic Credit Card

    We found 1 Bank of India Navy Classic Credit Card

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    Bank of India Navy Classic Credit Card

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    Overview:

    Specially crafted for the members of Indian Navy, the Navy Classic Credit Card by Bank of India is designed to offer utmost banking convenience. We know that as a Navy staff, you like to stay in control always and Bank of India Navy Classic Credit Card will let you stay at the top of your game when it comes to financial matters. This card is free for lifetime and is offered in partnership with MasterCard. With exciting reward schemes and benefits of banking online, this card will let you live a high life.

    Features and Benefits of Bank of India Navy Classic Credit Card:

    The following advantages that accompany a Bank of India Navy Classic Credit Card make it one of the best credit card for Navy members.

    • Direct Billing Cards:

      This card is designed for Navy staff who are constantly on the move and is a direct billing card. Bank of India Navy Classic Credit Cardholders can pay their credit card dues instantly from anywhere in the world.

    • Free for Lifetime:

      This card comes with no annual fee or renewal charges and is free for lifetime.

    • Easy Payment System:

      The billing cycle for Bank of India Navy Classic Credit Card is from the 16th of present month to the 15th of next month and the payment is to be made on or before the 5th of succeeding month which makes payment very convenient for the salaried class.

    • Affordable Charges:

      Bank of India Navy Classic Credit Card comes with nominal and affordable charges for banking services and the interest rate is also attractive which offers greater flexibility to the cardholders.

    Fees and Charges for Bank of India Navy Classic Credit Card:

    The fees and charges for Bank of India Navy Classic Credit Card are as follows.

    Feature

    Fees & Charges

    Add-On Card

    Two add-on cards.

    Cash Advance Transaction Fee

    2.5% on advance amount for each transaction.

    Cheque Bounce Fee

    Minimum of Rs 100

    Late Payment Charges

    Rs. 100/- in addition to finance charges for minimum payment due greater than Rs. 1000

    Replacement Card Charges

    Rs 250

    Duplicate Statement Request Charges

    Rs 50

    Return of Cheque Fee

    Minimum of Rs 100

    Charge Slip Request

    Rs. 100/- or actual whichever higher

    Fees and Charges are subject to frequent change. Do enquire with Bank of India about the prevailing fees and charges.

    Eligibility for Bank of India Navy Classic Credit Card:

    The eligibility for a Bank of India Navy Classic Credit Card is as follows.

    • The applicant must be a member of Indian Navy.
    • Any person of Indian origin, resident Indians who is employed with the Indian Navy can apply for this credit card.
    • The applicant must not have defaulted any payment of dues pertaining to Bank of India or any other bank.

    For a detailed eligibility criteria including income requirements, do contact Bank of India.

    Documentation required:

    The applicant must submit the following documents to obtain a Bank of India Navy Classic Credit Card.

    • As a proof of identity, you will have to submit either of passport, voter ID, driving license, PAN card or Aadhaar card.
    • Address Proof - You will have to submit either of recent telephone bills, electricity bills or passport/ voter ID.
    • Income Proof documents - recent salary slips, IT Returns and recent bank account statements.
    • For Bank of India Navy Classic Credit Card, you must also submit a proof that you belong to the Indian Navy like an ID card.

    Additional documents may be required based on the applicant's’ profile. Do enquire with the Bank of India for a detailed list of documents required before proceeding with the application process.

    Bank of India Navy Classic Credit Card FAQs:

    1. How do I apply for the Bank of India Navy Classic Credit Card?

      To get a Bank of India Navy Classic Credit Card, you have to submit a duly filled application form, affixed with photographs. You will also have to submit the required documents to complete the application process.

    2. How do I make the payment for this credit card?

      Bank of India Navy Classic Credit Card is a direct billing credit card and hence the customers can make the payments online in a secure manner from the Internet banking accounts of other banks.

    3. Can I make part payments for the purchases that I make using this credit card?

      Yes, you can choose to make the payments either in part or in full. Also, there is no limit on the number of payments that can be made.

    4. Can I get an add-on card with Bank of India Navy Classic Credit Card?

      Yes, customers are offered up to 2 add-on cards. Supplementary credit cards are offered to close relatives like parents, spouse, brother, sister and major children i.e., immediate relatives of the primary cardholder.

    5. What is the billing cycle for Bank of India credit cards?

      The billing cycle is from the 16th of current month to the 15th of next month. The bills must be paid on or before the 6th of the succeeding month.

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