Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Bank of India Credit Card Eligibility

    If you want to get a Bank of India credit card, you have to meet every eligibility criterion that has been set by the bank. The eligibility criteria factors will differ from one bank to another. Keep in mind that Bank of India will look into your credit history and your income. If you have a good credit history, most banks will approve your credit card application.

    Bank of India Credit Card Eligibility Criteria

    Age 21 to 65 years
    Interest Free Period Up to 50 days
    Employment Salaried or self-employed

    Bank of India Credit Card Eligibility Factors

    Income Criteria:

    • You need to have a regular income in order to get a Bank of India credit card. The income criteria will change from one card to another. You can a salaried employee or a self-employed professional.

    Age Criteria:

    • In order to apply for a Bank of India credit card, you have to be a minimum of 21 years old and up to 65 years.

    Nationality:

    • You need to be a resident and citizen of India.

    Bank of India Credit Card Application

    • You should visit any branch of Bank of India.
    • A representative will get in touch with you and guide you through the process of application.
    • You should submit the KYC documents and income proof.

    Documents Required to Apply for Bank of India Credit Card

    • Address proof
      • Passport
      • Driving licence
      • Voters ID card
    • Identity proof
      • Bank statement
      • Voter ID card
      • Driving licence
      • Pension book
    • Income Proof
      • Bank statement
      • Pay slip
      • Income Tax return
    • PAN Card
    • Passport size photo

    FAQs on Bank of India Credit Card Eligibility

    1. Can I withdraw cash from ATMs using BOI credit cards?

      Yes, you can withdraw cash using a BOI credit card.

    2. Who is eligible for a credit card from Bank of India?

      Any salaried and self-employed person who meets the criteria can apply for a Bank of India credit card.

    3. Do I need to have an account with the bank to be eligible for a credit card?

      Yes, you need to have an account with the bank for a minimum period of 6 months to get a credit card.

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