With the Bank of Baroda Swavlamban Credit Card, you can earn reward points every time you swipe the card. The Bank of Baroda Swavlamban Credit Card comes at an annual fee of Rs.250. The annual fee will be waived off if you meet the milestone spends requirements.
These are the key highlights of the credit card:
The features and benefits of the Bank of Baroda Swavlamban Credit Card are listed below:
Reward points benefits:
Add-on card benefits:
*To avail the fuel surcharge waiver benefit, the transaction amount should range between Rs.400 and Rs.5,000.
Credit limit benefit:
Equated Monthly Instalment (EMI) benefits:
Loss of card:
If you report the loss of your credit card immediately to the bank, you incur zero liability if the card has been used to make fraudulent transactions.
The below table summarises the fees and charges of the Bank of Baroda Swavlamban Credit Card:
|Type of charge||Fee|
You can earn a maximum of 800 reward points during a statement cycle.
No, you do not earn reward points on fuel transactions.
Please note that the GST amount will not be reversed when the bank reverses your annual fee.
The interest-free period is 50 days.
The annual fee reversal will reflect in your 4th credit card bill statement (from the month the card has been issued to you). The fee will be reversed only if you have paid all dues on the card.
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