Bank of Baroda Swavlamban Credit Card

Features and Benefits of the Bank of Baroda Swavlamban Credit Card

The features and benefits of the Bank of Baroda Swavlamban Credit Card are listed below:

Reward points benefits:

1. Earn 4 reward points every time you spend Rs.100 on the Bank of Baroda Swavlamban Credit Card.

Milestone benefits:

1. When you spend Rs.2,500 within 60 days of the credit card being set up, the first-year fee of Rs.250 will be reversed.
2. The annual fee will be waived off if you spend Rs.12,000 in one year.

Add-on card benefits:

1. You get up to 3 add-on credit cards.
2. You can apply for add-on credit cards for your parents, siblings, spouse, and/or children (18 years or above).

Fuel benefits:

1. Get a 1% waiver on the fuel surcharge when you purchase fuel using the Bank of Baroda Swavlamban Credit Card at any fuel station in the country.*
2. You can get a maximum waiver of Rs.250 per statement cycle.

*To avail the fuel surcharge waiver benefit, the transaction amount should range between Rs.400 and Rs.5,000.

Insurance benefits:

1. You get free personal accidental death cover with the Bank of Baroda Swavlamban Credit Card

Credit limit benefit:

1. You are allowed to use up to 105% of the credit limit of your Bank of Baroda Swavlamban Credit Card.
2. No overlimit charges are applicable.

Equated Monthly Instalment (EMI) benefits:

1. All purchases over Rs.2,500, made with the Bank of Baroda Swavlamban Credit Card can be converted into EMIs of 6 or 36 months.

Loss of card:

If you report the loss of your credit card immediately to the bank, you incur zero liability if the card has been used to make fraudulent transactions.

Fees and Charges of the Bank of Baroda Swavlamban Credit Card

The below table summarises the fees and charges of the Bank of Baroda Swavlamban Credit Card:

Credit cards make payments easy for all expenses online and offline while offering various benefits

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