Axis Bank SUPERMONEY RuPay Credit Card

1. 3% UPI Transactions Cashback: For eligible UPI payments made through the SUPERMONEY app, you can earn 3% cashback, making it ideal for those who frequently make digital payments. 

1. 1% on All Other Transactions: Get 1% cashback on all other eligible card transactions that are made outside of the SUPERMONEY platform. 

1. No Annual or Joining Fees: The card is completely free with no annual or joining fees, meaning you can use it for free. 

1. Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel transactions of Rs.400 to Rs.4,000 (maximum waiver of Rs. 400 per statement cycle).  

1. Reward Points: Earning EDGE Reward points on eligible transactions, redeemable for various rewards, and offer at various places.  

1. Secured Credit Limit: Credit limit secured by a Fixed Deposit (FD) with Axis Bank is typically up to 90% of the FD amount.  

1. Exclusive Offers: You get special cashback, and discount offers on these platforms on brands such as Ola, Myntra, and MakeMyTrip. 

Eligibility Criteria for Axis Bank SUPERMONEY RuPay Credit Card

The eligibility criteria for Axis Bank SUPERMONEY RuPay Credit Card is as follows:  

1. You must have a Fixed Deposit with Axis Bank, which will serve as collateral for the credit card.  

1. The Fixed Deposit amount should be adequate to secure your desired credit limit (usually 90% of the FD amount). 

1. You should meet Axis Bank’s creditworthiness and other internal eligibility requirements. 

1. The card application is invite-only, so you need to receive an invitation via the SUPERMONEY app. 

Axis Bank SUPERMONEY RuPay Credit Card – Fees & Charges

How to Apply for the Axis Bank SUPERMONEY RuPay Credit Card

Currently, the application is not open to the public. The Axis Bank SUPERMONEY RuPay credit card is only available by invitation at this stage. Therefore, you will not be able to apply for the product via the Axis Bank website or at a branch unless you have been formally invited by Axis Bank.  

 If You Have Been Invited 

Follow the steps outlined below: 

1. Step 1: Click your personalised link to the invitation. 

1. Step 2: Enter the required details as requested, such as registered mobile number or member ID, as part of the verification process. 

1. Step 3: Complete the additional information as requested and submit the application. 

1. Step 4: The credit card will be delivered to your registered address once it has been approved.  

Note: Having an established banking relationship with Axis Bank, good credit score, and active use of current products, could improve the likelihood of receiving an invite. 

How to Link Axis Bank SUPERMONEY RuPay Credit Card on UPI

Follow the steps outlined below to link your Axis Bank SUPERMONEY RuPay credit card to UPI:  

1. Step 1: Open your UPI app of choice (PhonePe, Google Pay, BHIM, Paytm, etc.). 

1. Step 2: Look for the option to add a new bank account or payment method. 

1. Step 3: Select Credit Card as the payment option. 

1. Step 4: Select Axis Bank from the list of banks. 

1. Step 5: Enter the last six digits of your SUPERMONEY RuPay Credit Card, along with the expiry date. 

1. Step 6: Authorise your registered mobile number by entering the OTP uniquely sent by Axis Bank. 

1. Step 7: Create a new UPI PIN specifically for your credit card. 

 Using Your Credit Card on UPI

1. When making payments at merchants that accept UPI, simply select your linked SUPERMONEY RuPay Credit Card as the payment source. 

1. Then, authorise the transaction by entering your UPI PIN.  

1. Your payment will be processed on your credit card as normal, and you will earn rewards as normal. 

1. Payments using a credit card on UPI will only work for merchant transactions, not peer-to-peer. 

1. The per transaction limit is Rs.1,00,000. 

1. There are no additional charges for using your credit card on UPI.