The AU Bank has launched its first secured credit card named NOMO. You can get this secured credit card by depositing a minimum of Rs.20,000. The joining fee for this card is Rs.200. There are no renewal fees from the 2nd year onwards, making it a free card for life.
This card allows you to accumulate 2 Reward Points for every Rs.100 spent on all transactions, excluding insurance and utility bills, which earn 1 Reward Point per Rs.100. Nonetheless, certain exceptions apply to reward earning, such as fuel, government transactions, and rent, which are standard across the industry. For domestic travelers, this card provides complimentary access to airport lounges based on spending and even grants free access to railway lounges. Moreover, it offers additional Reward Points as milestone benefits for spending Rs.25,000 and Rs.50,000. Whether you’re a student or just starting your credit journey, a secured credit card can make it easy for you to start your credit journey.
The AU Bank NOMO credit card comes with a comprehensive suite of benefits tailored to cater to various consumer needs and preferences:
The features of the AU Bank NOMO credit card are as listed below:
To apply for a NOMO credit card, you typically need the following documents:
Proof of Identity (Any one of the following):
Proof of Address (Any one of the following):
Proof of Income (Any one of the following):
Passport-sized Photographs: Typically, you'll need to provide a few recent passport-sized photographs.
KYC Documents: This may include self-attested copies of PAN card, Aadhaar card, and any other relevant documents as per the bank's requirements for Know Your Customer (KYC) compliance.
The eligibility criteria to apply for this credit card is given below:
Here are the details regarding the fees and charges of SBI Card MILES ELITE:
Applying for an AU Bank NOMO credit card is a straightforward process. Follow these steps to initiate your application:
Step 1: Visit Bank's Website
Visit the AU Bank's official website and navigate through it to find credit cards.
Step 2: Select AU Bank NOMO credit card
Upon reaching the website, navigate through the range of credit cards offered by AU Bank. Locate the NOMO credit card option either under the 'Credit Cards' section or by using the website's search feature.
Step 3: Apply for the AU Bank NOMO credit card
Click on the 'Apply Now' button associated with the NOMO credit card to kickstart the application procedure.
Step 4: Fill in the required details
During the application process, furnish essential personal details, including your full name, mobile number, city of residence, PAN (Permanent Account Number), and date of birth. Ensure relevance and accuracy of the information provided.
Step 6: Complete KYC Details
Finalise the application by supplying KYC (Know Your Customer) details, including your residential address and pin code. Verify the accuracy of all information provided.
Step 7: Review and Submit
Thoroughly review the application to ensure the correctness of the entered details. Upon confirmation, submit the application.
Step 8: Await Confirmation
After submission, AU Bank will process your application. You will get a notification regarding the status of your application via email or SMS. If approved, your NOMO credit card will be dispatched to the address specified during the application process.
There are many advantages to using a secure credit card. Firstly, it helps you to improve your credit score. Secondly, you can get a secure credit card without having to provide any proof of income. Thirdly, you can keep earning interest on your fixed deposits while enjoying the advantages of a Credit Card.
You can use your contactless credit card for standard debit or credit card payments at merchants that don't allow contactless payments.
Credit Card:
Credit Score:
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Home Loan:
Fixed Deposit:
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