Aditya Birla Finance AU Flex Credit Card

Note: Not applicable on EMI, Cash Withdrawals, BBPS, Fuel, Insurance, Jewellery, and Rental spends

1. Quarterly Milestone Benefit:
   1. Earn Double Reward Points on retail spending over Rs. 50,000 in a calendar quarter.
   2. 6X Reward Points will become 12X, 4X will become 8X, and 2X will become 4X.
2. Cashback on Daily Travel: Get 5% Cashback up to Rs. 100 per statement cycle on OLA bookings.
3. Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000.
4. Foreign Currency Mark-up: Avail of a 3.50% mark-up on international transactions.
5. Complimentary Railway Lounge Access
   1. Enjoy two complimentary railway lounge visits per quarter. Add-on cardholders can also benefit from this benefit within the complimentary visit limit.
6. Silver Spoon Dining Program: Get up to 30% off at 300+ partnered restaurants across 30 cities.
7. Contactless Card Usage: Make secure and easy payments by simply tapping your card for transactions up to Rs. 5,000 without needing to enter a PIN.
8. Card Liability Cover:
   1. Zero liability on fraudulent transactions after reporting card loss to the bank.
   2. Protection against card skimming, counterfeit, and online fraud.
9. Xpress EMI: Convert purchases worth Rs. 2,000 or more into easy EMIs by calling customer care and choosing a tenure that suits you.
10. Add-on Cards: Share card benefits with loved ones through lifetime free add-on cards.

Fees and Charges of ABC Flex Credit Card

Enjoy zero fees and maximum benefits with the following:

1. No Joining Fee or Annual Fee
2. 3.50% Forex Mark-up on international transactions

Eligibility Criteria of ABC Flex Credit Card

Mentioned below is the eligibility criteria for the ABC Flex Credit Card:

1. The primary cardholder must be between 21 and 60 years of age.
2. Add-on cardholders must be at least 18 years old.
3. Applicant must be a resident of India.

How to Apply for an ABC Flex Credit Card

You can apply for the ABC Flex Credit Card online or offline:

Online Application:

1. Step 1: Visit AU Small Finance Bank's official website and search for the ABC Flex Credit Card or visit the Aditya Birla Finance Limited and search for the ABC Flex Credit Card or directly click on this link.
2. Step 2: Enter your name as it appears on your name, email ID, PIN code, and PAN, along with your date of birth and mobile number.
3. Step 3: Click the 'Apply Now' button.
4. Step 4: You'll be directed to select a card of your choice.
5. Step 5: Follow the on-screen instructions to complete the application process.
6. Step 6: Upon completion, you will receive a confirmation message regarding your application.

Offline Application:

1. Step 1: Visit your nearest AU Small Finance Bank branch with all the required documents.
2. Step 2: Fill out the application form available at the branch.
3. Step 3: Submit the form along with your documents for verification.
4. Step 4: If all details are correct after verification, your application will be approved, and the ABC Flex Credit Card will be mailed to your registered address.

How to Track Application Status for ABC Flex Credit Card

Once your application is submitted, it will be processed and approved within seven to ten working days, pending policy checks. Typically, the physical card will be delivered to the address provided during the application process within three working days of approval.

1. Step 1: To track the status of your Aditya Birla Co-branded Credit Card application and delivery, click here.
2. Step 2: Then add your Lead ID and PAN to the required section and hit 'Search'.

Customer Care for ABC Flex Credit Card

For assistance during your journey, you can reach out to us through the following options:

For any general queries, You can mail at abc.cards@adityabirlacapital.com

For card-related inquiries:

1. Call the AU Bank Customer Care at 1800 1200 1500
2. You can mail at creditcard.support@aubank.in

Credit cards make payments easy for all expenses online and offline while offering various benefits

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