Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Kochi Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Kochi Personal Loan Reviews

    • Bajaj Finserv Personal Loan
      "Good in interest rate"
      0.5 4.0/5 "Great!"
      When I found the interest rate is very high with ICICI bank, I approached Bajaj finserv for the personal loan where I got the interest rate of 14.25%. Processing fee also lesser than ICICI. Customer service is good and the process was smooth with Bajaj.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 4.0/5 "Great!"
      I had received proper service and good response from bankbazaar. Actually I approached bankbazaar when I was planning to take the loan. Their website is quite easy and it is fine to check the interest rate and other details for the loan.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2017
    • ICICI Bank Personal Loan
      "High interest rate"
      0.5 3.0/5 "Satisfactory"
      I had checked for the interest rate with ICICI bank for the personal loan. It was very high with ICICI bank than all the other banks so I just cancelled my application with them and taken from Bajaj for the normal interest rate. Other that interest rate, customer service is ok.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 3.0/5 "Satisfactory"
      When I have applied personal loan through bank bazaar web portal, It was very easy to use and customer friendly portal. The bankbazaar.com customer support helped me to get in touch with the bank partner. Overall I am satisfied with their service.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2017
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had cancelled the Personal loan application with HDFC bank , because there was no need of money at that time. The response and the follow up was good with HDFC bank. Overall I am happy about the HDFC bank service. In case in future if I want loan , then I will approach Hdfc bank for sure.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is satisfying the consumers as they are playing as a good role in financial service. I got regular calls from them. I used to approach bankbazaar for loans. Their website is user friendly and it is stuffed with a lot of valid information. They provide assistance to the customers in selecting the banks.
      Was this review helpful? 0
      , kochi
      Reviewed on May 04, 2017
    • ICICI Bank Personal Loan
      "Very Comfortable "
      0.5 5.0/5 "Blown Away!"
      I am very much comfortable with ICICI bank on my personal loan. There are no issues with respect to EMI options. They processed my personal loan without much of trouble and the loan got disbursed on time. I received a good response from the bank while processing my personal loan.
      Was this review helpful? 0
      , kochi
      Reviewed on May 04, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is really good according to my personal opinion , also they had provided me with the good response in the immediate manner for my queries till now. Bankbazaar.com has done up their work in a very good manner , which is up to the mark.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 25, 2017
    • ICICI Bank Personal Loan
      "Reduce the interest rate"
      0.5 2.0/5 "Expected more"
      I have not got the personal loan from ICICI bank due to some other reason and it got closed by them directly. Services provided by ICICI bank was not good and they have not provided with any update with regards to my query. Rate of interest for the personal loan was around 15% to 16% and I was not okay with that, also they can provide me better interest rate and they can give in a regular way.
      Was this review helpful? 0
      , kochi
      Reviewed on Apr 25, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The service provided was good related to the personal loan with Axis Bank. I have hold savings account with Axis bank Loan amount I have opted for 5 lak that is two years back Rate of Interest they have offered me 11.75% and the EMI is 11523 for 5 year But I have foreclose it and interesting part is they don't charge anything for it.
      Was this review helpful? 3
      , kochi
      Reviewed on Apr 13, 2017
    • Bank Bazaar Customer Support
      "Well mannered services"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been very nice. I am happy with the way the team acknowledged my details and contacted me immediately. They were also well mannered on phone and the process was also quick. It was a good experience and I am happy overall.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 20, 2017
    • ICICI Bank Personal Loan
      "Be more professional in communication"
      0.5 1.0/5 "Really Bad"
      I did not wish to go ahead with ICICI bank because the executive who contacted me did not speak to me in a professional manner. He was harsh in asking for the documents. I also did not have the pay slips the bank needed. So I cancelled my application for the personal loan.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 20, 2017
    • Bank Bazaar Customer Support
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I had applied personal loan through Bank Bazaar they gave me good service, within a very short span of time. The executives of bankbazaar called me and shared multiple options.Then I selected ICICI bank to process personal loan. It is easy to approach Bank Bazaar to get good offers. Also their mobile application is of great use.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 07, 2017
    • ICICI Bank Personal Loan
      "Good experience"
      0.5 4.5/5 "Excellent!"
      The process for the personal loan has been good where my documentation was simple and the process from ICICI Bank was smooth. They are high on the interest rate and processing charges but the terms and conditions has been flexible to me and that is why I went ahead.
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 21, 2017
    • Bank Bazaar Customer Support
      "Good Customer Support"
      0.5 4.0/5 "Great!"
      When I Google for personal loan, I came to know about Bank Bazaar. Then I filled the online form for the loan. Then I received a good response from them, They shared the bank details about the loan. Then I was connected with ICICI Bank, I got my disbursement on time. Website is easy to search for loans.
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 21, 2017
    • ICICI Bank Personal Loan
      "They should be transparent in all aspects"
      0.5 2.0/5 "Expected more"
      ICICI didn't give clear information about the charges for my personal loan. Earlier they committed they would charge only Rs. 6000 . But after my loan got disbursed they charged around Rs.12,000 for processing fee and insurance. If its great if they provide proper information to the customers.
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 21, 2017
    • ICICI Bank Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I took the personal loan with the ICICI bank and the interest rate is around 12% and the customer service is very good for me. The loan amount got disbursed to my account within one to two weeks of time. Total tenure is around five years of time. I am very happy with this personal loan.
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 15, 2017
    • Bank Bazaar Customer Support
      "Very good "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and they are giving quick response to the customer. I am using Bankbazaar.com for the last three to four months of time. Responsiveness is good with the Bankbazaar.com and the website is easy to access. I am using Bankbazaar.com from the last two to four months of time.
      Was this review helpful? 1
      , kochi
      Reviewed on Feb 14, 2017
    • ICICI Bank Personal Loan
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I have not got any calls from ICICI bank for my personal loan application. Rate of interest was okay with me at that point of time as, they had charged around 11%. I had the good experience with the ICICI bank before and now I am receiving salary by cash , so only I am not able to get the personal loan from ICICI bank. Infra structure is good with the ICICI bank.
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 14, 2017
    • Bank Bazaar Customer Support
      "Very good site"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good, my feedback is bankbazaar.com executive contacted me I received the call followed by which ICICI bank contacted me. Bankbazaar is fine, the processing fee and other charges were explained to me on that call. Website is really good and well designed
      Was this review helpful? 0
      , kochi
      Reviewed on Feb 07, 2017
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    Kochi Personal Loan is Rated as "Great!" by 172 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Kochi or Cochin is an important port city located on the western coastline of India, along the fringes of the Arabian Sea.On the same note, it is often informally called the ‘Gateway to Kerala’ and taken to be the point to begin the exploration of the deep and profound beauty of the state.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Cochin Personal Loan if you are

    01
    02
    03
    04
    Cochin Personal Loan Minimum Age

    At least 21 years old

    Cochin Personal Loan Maximum Age

    Less than 65 years old

    Cochin Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Cochin Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Cochin Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Cochin Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Cochin Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Cochin Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Cochin Personal Loan amount by these steps

    01
    02
    Cochin Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Cochin

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Cochin Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Cochin Personal Loan Interest RatesUpdated on 25 Jun 2017

    Cochin Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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