Multiple banks. Different interest rates. Call it a "conflict of interest".
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    Chandigarh Personal Loan

    We found 32 Chandigarh Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    1% to 2.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Ad INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Chandigarh Personal Loan Reviews

    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      My personal loan is from Axis bank and the process in getting my loan was smooth and easy I took this loan long back and now Its closed I don't remember the exact rate of interest and processing fee was somewhat around 2000 rupees and the EMI was 9000 rupees approximately and it was for three years.
      Was this review helpful? 3
      , chandigarh
      Reviewed on Apr 10, 2017
    • Bank Bazaar Customer Support
      "Good "
      0.5 4.0/5 "Great!"
      Bankbazaar.com is good and they have provided the immediate response for my queries and I have felt its really good. Customer service is really fine one for me and I have used it for first time, also I have felt really happy.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Apr 01, 2017
    • Capital First Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      Interest rate is around 15% flexible one with the Capital first limited and the customer service is good one with them. Loan amount got disbursed to my account within four days of time. Response is good one with them and the processing charges are nominal one with them.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Apr 01, 2017
    • Bank Bazaar Customer Support
      "Convenient and Best Advisor"
      0.5 5.0/5 "Blown Away!"
      The best thing in Bank Bazaar, as soon as I placed the request, I got immediately response from them within two hours of time. Bank Bazaar made my work very convenient, I got best interest rate on personal loan through Bank Bazaar.com, The application is good and easy to use.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 30, 2017
    • Kotak Personal Loan
      "Its Fine"
      0.5 4.0/5 "Great!"
      Kotak service is really good, they came directly to my home and collected the documents and done the fast process. Kotak have forwarded the loan details through mail and asked my confirmation to release the amount, now disbursement is under process.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Mar 29, 2017
    • HDFC Bank Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      HDFC bank has always given me pre approved offers and I have taken my personal loan from them. They made the process simple and easy for me by not taking much of paper work and it was swift as well. I been using this bank for long and they have always been great.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Mar 21, 2017
    • Capital First Personal Loan
      "Quick in response"
      0.5 5.0/5 "Blown Away!"
      Since I got a better rate of interest with my personal bank. I did not go ahead with Capital first. The rate they offered me was around 14%. The processing charges was also on the higher side. The services and response was good and it was a timely process.
      Was this review helpful? 2
      , chandigarh
      Reviewed on Mar 21, 2017
    • Bank Bazaar Customer Support
      "One centre point to pick up any financial products."
      0.5 5.0/5 "Blown Away!"
      The Bank bazaar was so good in follow up. It connects with the exact bank to get a good deal. They are really doing good in response and they are giving the good options to choose with different kinds of Bank. Bank bazaar is in a right track to reach the customers. Bank bazaar web portal is easy and very user friendly. Over all bank bazaar is really doing good with all aspects by providing all kind of financial products.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 20, 2017
    • ICICI Bank Personal Loan
      "Must improve "
      0.5 3.0/5 "Satisfactory"
      The ICICI bank has very bad customer service, while availing for my personal loan, one of the ICICI employee was upset with on me for no reason. The ICICI bank is very bad in responsiveness. Need to be improved a lot to handle the customers in a proper and profession way. Apart from that my loan got disbursed within 4 to 5 days of time. Documents collected was on the assigned date.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Mar 20, 2017
    • Bank Bazaar Customer Support
      "Friendly Website"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar gave satisfactory service on my personal loan application. It is very good and they were very fast in processing the request and they helped me to connect with Fullerton. Website is also easy and understandable to check about all the financial product information.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 16, 2017
    • Fullerton Personal Loan
      "Fullerton provides best offers to the customer"
      0.5 5.0/5 "Blown Away!"
      First time, I had applied for a Fullerton personal loan, I was not aware about the interest rate so I felt its nominal. My EMI is 3800 for the principal of Rs.1 Lakhs, Fullerton had taken a processing fee of Rs.10,000 for the disbursement. They took charges for the processing fee and insurance was also very high.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 16, 2017
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      HDFC bank is extremely good.The customer support was nice in contacting me and informing me the details and in collecting my documents. The rate of interest was of 14% which was a very good deal I have almost payed the loan amount..Iam happy in all.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 01, 2017
    • Fullerton Personal Loan
      "Good But Need To Improve In ROI"
      0.5 3.0/5 "Satisfactory"
      My personal loan with FULLERTON was good It was 4 to 5 years before. It has met my exception level for the loan and In term of interest and processing fee was really high when compared with other banks its around 35% Rate of Interest.Overall inexperienced and ineffective.Everything was OK Just ROI was high that disappoints me.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 01, 2017
    • Bank Bazaar Customer Support
      "Excellent"
      0.5 4.0/5 "Great!"
      Bankbazaar provides the best bank options site it was great experience for me to go through the options and filling the application.After applying through bankbazaar the very next day i got a call from executive stating about my application,Very good site to navigate website portal also is very good.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 01, 2017
    • Fullerton Personal Loan
      "Need to Improve"
      0.5 2.0/5 "Expected more"
      Firstly I would like to say that my loan did not get approved from Fullerton,I did not even get a message stating that my loan did not get approved that too I had given a call to them to find out the reason initially they didnt said anything also no proper reply from them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Feb 01, 2017
    • Bajaj Finserv Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had taken a personal loan earlier with Bajaj Finserv and it was a average experience for me. The charges and the interest rate was pretty high. The customer services and response was also not up to the mark for me. I would not wish to recommend them.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 31, 2017
    • Bank Bazaar Customer Support
      "Good response "
      0.5 5.0/5 "Blown Away!"
      The associates of Bankbazaar called me often and kept checking if my disbursement has happened and if the process was on track. The customer services and response has been very much satisfactory and they have also been very supportive to me.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 05, 2017
    • HDFC Bank Personal Loan
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      I am very happy with HDFC Bank as they have provided the best of services and they were very responsive as well. The rate of interest was of 15% and they charged a processing fee of 2%. It has been a very good experience and very much satisfactory too for the personal loan.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 05, 2017
    • Bank Bazaar Customer Support
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I did not find any struggles in registering my details online at Bankbazaar as the process is easily understandable and user friendly. The response was immediate and that was very much appreciative, I was asked about my requirement and accordingly I received options of various banks.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Dec 30, 2016
    • Standard Chartered Bank Personal Loan
      "Good deal & services"
      0.5 4.0/5 "Great!"
      The process has been quick with SCB for the personal loan and the response has been prompt in collecting my papers and the disbursement was also done as needed. The rate of interest was around 12% and the processing charges was waived off. A good deal overall.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Dec 30, 2016
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    Chandigarh Personal Loan

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Chandigarh is a Union Territory and has the unique distinction of being the capital of two states; Punjab and Haryana.Chandigarh is Personal to three Governments, who are the biggest employers in the city. But there’s a lot more to the city today with IT parks opening new avenues for professionals here. There are many National and International businesses who have set up offices here and that has provided locals with exciting employment opportunities


    You’re probably eligible for an Chandigarh Personal Loan if you are

    01
    02
    03
    04
    Chandigarh Personal Loan Minimum Age

    At least 21 years old

    Chandigarh Personal Loan Maximum Age

    Less than 65 years old

    Chandigarh Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Chandigarh Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Chandigarh Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Chandigarh Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Chandigarh Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Chandigarh Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Chandigarh Personal Loan amount by these steps

    01
    02
    Chandigarh Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Chandigarh

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Chandigarh Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Chandigarh Personal Loan Interest RatesUpdated on 29 May 2017

    Chandigarh Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Check For Latest: Gold Rate in Chandigarh Or Silver Rate in Chandigarh
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