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  • Bank Of Baroda Personal Loan Diwali Offers Nov 2018

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  • Diwali Offers on Bank of Baroda - November 2018

    Bank of Baroda (BOB) is a leading bank in India that provides numerous banking solutions to several people across the nation. The bank offers a great personal loan product that can be taken for any purpose. You do not have to mention the reason to the bank while applying for the loan. The application process is simple with minimum documentation.

    This Diwali, you can apply for a Bank of Baroda Personal Loan to fulfil your financial needs associated with celebrating the festival or for any other purposes. You can enjoy great interest rates and loan deals during this festive season.

    Features and Benefits of Bank of Baroda Personal Loan

    • The processing fee that you need to pay for a Bank of Baroda personal loan is 2% of the loan amount. The minimum charge will be Rs.1,000 and the maximum charge will be Rs.10,000.
    • You will need to be at least 21 years in order to apply for this loan.
    • The maximum age for salaried persons is 60 years or retirement age, whichever is lower. For self-employed individuals, it is 65 years.
    • Bank of Baroda offers a short turnaround time to personal loan applications.
    • Bank of Baroda does not charge any prepayment fees in case borrowers want to pay off the loan before its maturity.
    • The maximum loan amount offered in metro and urban areas is Rs.10 lakh and in semi-urban and rural areas is Rs.5 lakh.
    • The minimum loan amount in metro and urban areas is Rs.1 lakh and in rural and semi-urban areas is Rs.50,000.
    • Borrowers can repay the bank either through EMIs online, or via cheques, keeping it easy to keep a track.
    • For existing customers with standing relationship with the bank for at least 6 months, the rate of interest varies from 1-year MCLR + Strategic Premium + 3% to 1-year MCLR + Strategic Premium + 6% p.a.
    • For customers with standing relationship with other banks for at least 6 months, the rate of interest ranges between 1-year MCLR + Strategic Premium + 5% and 1-year MCLR + Strategic Premium + 8% p.a.

    Please note,

    MCLR = Marginal cost of funds-based lending rate

    Celebrate Diwali in November 2018 with a Bank of Baroda Personal Loan

    Make your diwali celebration in 2018 fabulous by getting a personal loan from Bank of Baroda. You can enjoy a stress-free application process and utilise the money for any of your expenses related to the festival of lights. Gift your loved ones with unique and charming gifts this season.

    Fix your loan amount after doing proper research regarding the equated monthly installments (EMIs) that you will have to pay and the applicable interest rate before applying for a BOB personal loan. You can compute the EMIs and rate of interest for your loan by using the BankBazaar personal loan EMI calculator.

    If you are in need of all-inclusive information about a BOB Personal Loan, you can visit BankBazaar.com and go to this product’s segment. Here, you can click on the ‘Enquire’ icon and you will get a response within 30 minutes. You may also ask a BOB representative if there are any special loan offers with your application during this Diwali.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

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