Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Amritsar Personal Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Amritsar Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Personal loan work is very slow and Bad"
      0.5 0.5/5 "Unacceptable"
      It is totally confused bank . Not tell full requirement of document. So irritated workers in Bank. My experience bad with this instead of others Bank. I dont like open my account in this in case in future. Good Bye . Bank walo. Mere chotti jehi problem nu ena vadda karan lai thanks
      Was this review helpful? 0
      , amritsar
      Reviewed on Jun 13, 2017
    • HDFC Bank Personal Loan
      "Recommandable product"
      0.5 4.0/5 "Great!"
      I personally went to HDFC branch and requested them for the personal loan, there was no documents collected from my end. Because I am an existing customer of HDFC, they asked only customer id to check the offers and disbursed the amount within 30 seconds. I am very much satisfactory with their fast service.
      Was this review helpful? 0
      , amritsar
      Reviewed on May 31, 2017
    • Bank Bazaar Customer Support
      "Good financial advisor on loan products"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar service is beyond one than the customer's expectation, they kept updated the loan process time to time to me. I got good service as well, their executive are professional and genuine on the loan process. I am very glad to use such kind of wonderful site.
      Was this review helpful? 0
      , amritsar
      Reviewed on May 31, 2017
    • ICICI Bank Personal Loan
      "They should be transaparent in their loan process"
      0.5 2.0/5 "Expected more"
      Three months back I have applied for the personal loan in ICICI, they called and informed my credit score was good they said surely would approve the loan. After 35 days they told my application was rejected without any proper reason. Then ICICI representative called me and asked me to apply for the loan. Hence I posted online request but I don't have interest to continue with ICICI. Finally I took loan from HDFC bank.
      Was this review helpful? 0
      , amritsar
      Reviewed on May 31, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The experience with Axis bank was also up to my satisfaction. They were quick and fast in providing me the personal loan based on my salary account they have provided me this loan its been 3 months now i have taken.Amount is 3 laks and 30k and the EMI is 11000/- its for 4 years and the rate of interest they have offered me is 14% processing they have deducted is 10k
      Was this review helpful? 0
      , amritsar
      Reviewed on Feb 18, 2017
    • ICICI Bank Personal Loan
      "Average Experience with ICICI Personal loan"
      0.5 3.0/5 "Satisfactory"
      ICICI Over all experience was good.Documentation process has done simple manner , Within a week they had processed the loan.Rate of interest was little bit high compare to other banks, also they has taken around 8000rs for processing fees. Apart from that everything went fine, customer service and response was good.
      Was this review helpful? 0
      , amritsar
      Reviewed on Feb 06, 2017
    • Bajaj Finserv Personal Loan
      "Personal loan Bajaj finserv way to go"
      0.5 5.0/5 "Blown Away!"
      Bajaj Fin serv was offered best personal loan with amazing offers. Like 1% Processing fee, Pre part payment for dues, No charges for Pre closing the loan. It was quite good service. Paper less documents. Within a day they had processed my loan. Based on my experience they deserved 5 stars ..
      Was this review helpful? 1
      , amritsar
      Reviewed on Oct 22, 2016
    • Bank Bazaar Customer Support
      "You had done a favour for me"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar helped me a lot. To get the loan from HDFC, I had visited the branch directly to get an information about my personal loan however I did not get a good reply. But When I applied through Bank bazaar website. I could view all information on this site. I got a loan from HDFC and the amount was sufficient . There was a regular follow up that, I received from Bank Bazaar.
      Was this review helpful? 0
      , amritsar
      Reviewed on Oct 22, 2016
    • HDFC Bank Personal Loan
      "Good experience with HDFC"
      0.5 3.5/5 "Pretty good"
      I had a very good experience with HDFC . After submitting my documents within 10 days. They had disbursed the loan amount. HDFC has provided 13.5% rate of interest because I am an existing customer of the same bank. Even they did not charge any processing fee, I am happy with HDFC.
      Was this review helpful? 0
      , amritsar
      Reviewed on Oct 22, 2016
    • Bank Bazaar Customer Support
      "good"
      0.5 3.5/5 "Pretty good"
      IF I GET THE LOAN, I WILL RECOMMEND ALL MY COLLEGUES IN MY OFFICE AND IN MY FRIENDS CIRCLE TO APPLY FOR EVERY BANKING NEED OVER HERE. ITS REALLY NICE INTERFACE. JUST WAITING FOR THE LOAN TO GET APPROVED. I AM IN NEED OF THIS LOAN FOR AN EMERGENCY.PURPOSE. THANKS
      Was this review helpful? 0
      , amritsar
      Reviewed on May 15, 2016
    • HDFC Bank Personal Loan
      "Good process..."
      0.5 4.0/5 "Great!"
      I have already paid 10EMIs for my personal loan. I took it from HDFC Bank. My salary account is with them so, I got my loan easily. They offered 15% interest rate and it should be reduce. Processing charges an all quiet good when I compare to ICICI bank.
      Was this review helpful? 1
      , amritsar
      Reviewed on Jan 26, 2016
    • ICICI Bank Personal Loan
      "Very responsive..."
      0.5 3.0/5 "Satisfactory"
      I approached ICICI bank for a personal loan. They responded well. Service also fine. They have collected my required documents as well. Still I have not received my loan amount due to their norms my application got rejected from ICICI bank. It would be great if they provide a loan.
      Was this review helpful? 0
      , amritsar
      Reviewed on Jan 26, 2016
    • Bank Bazaar Customer Support
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I had very good experience with bankbazaar.com because i use to get immediate call from the customer support. In case of any financial products information we can get it from the site. They use to send the promotional mails which is very useful by which we can know about the updated offers in the market.
      Was this review helpful? 0
      , amritsar
      Reviewed on Jan 22, 2016
    • ICICI Bank Personal Loan
      "Great!!!"
      0.5 4.0/5 "Great!"
      When i applied for the personal loan with icici bank only after three days i got the call from them. They gave all the information about the process. My salary did not met there norms so they did not approved my form i would suggest that they should have given the loan with the lower amount. The rates similar to other banks..
      Was this review helpful? 1
      , amritsar
      Reviewed on Jan 22, 2016
    • Citibank Personal Loan
      "Higher amount"
      0.5 4.0/5 "Great!"
      2007 I have taken a personal loan from CITI Bank for an amount 35k . Though the loan is less. Interest rate charged by them was very heavy. Interest rate offered by them was almost 29%. The amount I have paid in turn was 72k . I have paid the full amount.
      Was this review helpful? 0
      , amritsar
      Reviewed on Nov 28, 2015
    • Bajaj Finserv Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      Bajaj finserve personal loan is fine. I have taken a loan of rs 3 lakhs because of business activity . I was dealing with textile commission and I am in need of money for business for trading of Chemicals. There is no issues with Bajaj finserve. Good one they have disbursed the loan within 5minutes
      Was this review helpful? 0
      , amritsar
      Reviewed on Nov 28, 2015
    • Bank Bazaar Customer Support
      "Its sufficient"
      0.5 5.0/5 "Blown Away!"
      My opinion about bankbazaar.com is fine. After registration within 30 minutes I got a call from Bankbazaar. Webpage is simple and it is easy to understand. I am yet to go through the site. I have gone through the site completely. The information available on the site is sufficient.
      Was this review helpful? 0
      , amritsar
      Reviewed on Nov 28, 2015
    • ICICI Bank Personal Loan
      "Not good"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan with ICICI bank. However the interest rate offered by them was high and I have seen online processing fee is very high for the personal loan. I have not taken loan from other bank also. ICICI bank has to reduce the interest rate and the interest rate is almost 11%.
      Was this review helpful? 0
      , amritsar
      Reviewed on Nov 28, 2015
    • ICICI Bank Personal Loan
      "Helped me a lot"
      0.5 4.0/5 "Great!"
      For the government employees ICICI Bank has given some good ratings. I personally approached the bank regarding my personal loan. They took 3-4 days to complete my application processing. The documentation process went smoother.
      Was this review helpful? 0
      , amritsar
      Reviewed on Nov 23, 2015
    • Bank Bazaar Customer Support
      "wonderful"
      0.5 4.0/5 "Great!"
      My experience was very good with Bankbazaar site. The comparative analysis was wonderful with this site. It also showed about the required documents from the bank side. There was some advertisements in online and by seeing that I came to know about bankbazaar.
      Was this review helpful? 0
      , amritsar
      Reviewed on Nov 23, 2015
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    Amritsar Personal Loan is Rated as "Great!" by 56 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Amritsar is the largest city in the state of Punjab which is located in the north western part of India. The city is also known as Ramdaspur or Ambarsar.Amritsar is an important cultural, commercial and transportation center in Punjab.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Amritsar Personal Loan if you are

    01
    02
    03
    04
    Amritsar Personal Loan Minimum Age

    At least 21 years old

    Amritsar Personal Loan Maximum Age

    Less than 65 years old

    Amritsar Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Amritsar Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Amritsar Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Amritsar Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Amritsar Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Amritsar Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Amritsar Personal Loan amount by these steps

    01
    02
    Amritsar Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Amritsar

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Amritsar Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Amritsar Personal Loan Interest RatesUpdated on 23 Jun 2017

    Amritsar Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

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