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  • Allahabad Personal Loan

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  • If you don’t have any asset to pledge against a loan in Allahabad apply for a personal loan. The top banks offers personal loans at competitive interest rates for a tenure of 1 to 7 years. Just check your eligibility and apply for the loan online.
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    We found 17 Allahabad Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.25% - 21.45% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Ad 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 18.99% Fixed
    0.50% - 3.00%
    30L Max
    1-5 Years
    Ad Accelerated Approval
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Customer Reviews
    25.00% - 32.00% Fixed
    3.00% + taxes One time fee
    75K - 5L
    Upto 4 years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    12.99% - 19.75% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    18.00% - 36.00% Fixed
    2% - 3% + taxes One time fee
    1L - 5L
    Upto 5 years
    Only KYC docs required
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    11.99% - 25% Fixed
    3%- 6% One time fee
    25L Max
    1-5 Years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    13% - 30% Fixed
    0 Zero Processing Fee
    2L Max
    0 - 4 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.50% - 16.99% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.00% - 16.75% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    16.5%-20% Fixed
    Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
    15L Max
    1-5 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    100% PAPERLESS APPROVAL
    What you'll love
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    23% Fixed
    2% + Taxes
    10L Max
    1 - 2 Years
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria

    The city of Allahabad is the seventh most populous city in the state of Uttar Pradesh. The city is home to Allahabad district administrative quarters. With a total population of 1.1 million people living in the city and 1.21 million living in the metropolitan region, the city is ranked the world’s 130th fastest growing city in the world.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.

    Documentation needed to apply for an Allahabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Allahabad Personal Loan Interest RatesUpdated on 23 Sep 2019

    Allahabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.

        

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Allahabad Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank Bank bazaar through Online Only. According to me this portal is really doing a vital role .This website is easy to access as well .This portal was very aggressive so far not faced any drawbacks .We can surf financial products through this website when required .
      Was this review helpful? 1
      , allahabad
      Reviewed on Aug 06, 2019
    • HDFC Bank
      HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have applied for HDFC Bank personal loan through online .I have got the details about the loan process very clearly .I have got the loan amount on time and it was sufficient as well.The service was excellent and not yet faced any difficulties so far .I am really satisfied with the service .
      Was this review helpful? 0
      , allahabad
      Reviewed on Aug 06, 2019
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I Came to know about Bank bazaar through Advertisement .Then tried to check Credit Score as well.I I have not yet faced any difficulties on applying the personal loan .I have applied for the loan after knowing the website.The Overall Banking Service is Good .
      Was this review helpful? 0
      , allahabad
      Reviewed on Mar 28, 2019
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I have applied for HDFC bank Personal not yet faced any dificulties . Even i have applied with Hdfcbank directly as well. Since got the loan from hfdfc bank soon cancelled the plan of taking the loan from our end .The agent cleary explained the process as well . I have got the loan on time from HDFC Bank without any delay .Not yet faced any difficulties on submitting documents and the rate of interest and the processing fee was nominal as well .Got all the required information of the loan process .The Overall Service is Good .
      Was this review helpful? 0
      , allahabad
      Reviewed on Mar 28, 2019
    • Bank Bazaar Personal Loan
      "Awesome services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is giving the good services to the customers. The best is i can able view many products and they are giving the opportunity to get a credit cards easily. If they are increasing the tie up companies, it would be fine. I have started using the bankbazaar for last 2 years. Through Television ads, i come to know about this website.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2018
    • ICICI Bank Personal Loan
      "Awesome services from ICICI"
      0.5 5.0/5 "Blown Away!"
      I was waited for few days for loan disbursal. I have applied the loan amount of Rs. 1 lakhs. They have given me a interest rate of 14.5% and i'm not happy about it. They have deducted Rs. 2250 from the loan amount for the processing fee, I have chosen the tenure period of 36 months. I have not find any difficulties in this loan. They have asked the kyc details many times.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2018
    • Bank Bazaar Personal Loan
      "Happy service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is easy to get a personal loan through online. It was my first time, I known this site through advertisement. I prefer mobile application, downloaded app and it was easy to login. The options are simple and user friendly. The customer service is good.
      Was this review helpful? 1
      , allahabad
      Reviewed on Nov 08, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and charges are medium for the personal loan. The executive came to my place and collected the documents as well as submitted online. The process was taken for a month. I have taken for 5 years and the premium is 5553 rupees. No part payment and pre closure option.
      Was this review helpful? 1
      , allahabad
      Reviewed on Nov 08, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is doing a tremendous job in helping the customers to get the financial products. The coordination between the customers and the bank is seen in the bank bazaar process. I know bank bazaar for more than 3 years. The customer support service is good with bank bazaar .
      Was this review helpful? 0
      , allahabad
      Reviewed on Mar 26, 2018
    • ICICI Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executives came to my place to collect the documents on time. They have disbursed the loan amount within 5 days of time. The required loan amount has been approved and disbursed in which I am satisfied . The rate of interest and the charges are average with the ICICI bank.
      Was this review helpful? 0
      , allahabad
      Reviewed on Mar 26, 2018
    • Bank Bazaar Personal Loan
      "very good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 3 years, i often get mails from bankbazaar and i came to know through google. It was a very good experience with bankbazaar. The services provided are good when compared to all other sources in the market. I use both mobile application and website, it is easy to use and it is user friendly.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no proper follow up after the application was submitted. The customer service team did not respond and there was no call back from them to collect the documents. The rate of interest was not an issue.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 2-3 years, bankbazaar provides good services when compared to all other banking websites. The customer service and their response was good and prompt. I am using the bankbazaar website, it is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 04, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, my loan application was closed because there was a salary issue and i did not have the payslip for last 3 months. The customer service was good and upto the mark. The rate of interest is high when compared to other banks.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 04, 2017
    • Bank Bazaar Personal Loan
      "Polite services"
      0.5 4.0/5 "Great!"
      Bankbazaar was nice to me as they contacted me on time and informed me the details. The best I preferred was that the team was polite in communicating with the customer. They were professional and the website is also good and very much helpful.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 2.5 years, bankbazaar provides good services when compared to all other banking websites. The customer service was good and prompt. I use both mobile application and website, it is easy to access and it is very much user friendly too.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because i was not interested to take loan as of now. When it comes to customer service, it was good and they responded well. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • ICICI Bank Personal Loan
      "Bank needs to be professional"
      0.5 2.0/5 "Expected more"
      I had only needed a small amount, so I applied for a personal loan from ICICI Bank. The bank contacted me only once and they informed me that the documents was not clear and they were very rude and also hung up on the call which is not good. I would suggest that they have to be polite to the customer if they want to stay in the market.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • Canara Bank Personal Loan
      "Need to fulfill the customer requirement"
      0.5 2.0/5 "Expected more"
      The Canara bank was about to offer me personal loan but with very low loan amount, so that was the reason I haven't got the loan from canara. The interest rate is very low when compared with others banks. The customer support and the response was very prompt from Canara bank.
      Was this review helpful? 3
      , allahabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The bank bazaar website is easy to use and user friendly. The customer support need to have more consistency. The response part need to be focused with bank bazaar team. I am with bank bazaar for more than 3 years. I would say this time I got an average service from bank bazaar.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
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