Allahabad Personal Loan

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If you don’t have any asset to pledge against a loan in Allahabad apply for a personal loan. The top banks offers personal loans at competitive interest rates for a tenure of 1 to 7 years. Just check your eligibility and apply for the loan online.

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Check your Eligibility!

The city of Allahabad is the seventh most populous city in the state of Uttar Pradesh. The city is home to Allahabad district administrative quarters. With a total population of 1.1 million people living in the city and 1.21 million living in the metropolitan region, the city is ranked the world’s 130th fastest growing city in the world.

A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.

Documentation needed to apply for an Allahabad Personal Loan

1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
- Last 3 months salary – slips
- Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:

Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Allahabad Personal Loan Interest Rates_{Updated on 24 Jan 2020}

Allahabad Personal Loan Details

Interest Rate (Monthly reducing balance)	13.49% - 34%
Processing Fees	0.5-2.5%
Loan Tenure	1 year to 5 years
Pre-closure Charges	2% - 5%
Guarantor Requirement	No guarantor required

A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.

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Allahabad Personal Loan Reviews

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Personal Loan
"Excellent Service"

0.5 5.0/5 "Blown Away!"

I have applied for ICICI Bank personal loan through Bank directly .Since have salary acocunt with this bank got the loan on a paperless approval.The rate of interest and the processing fee was very nominal.without any hassle got this loan within 2 days i have got the loan amount .

Was this review helpful? 1

PRADEEP , allahabad
Reviewed on Jan 02, 2020
Personal Loan
"Good Service"

0.5 4.0/5 "Great!"

I have applied for HDFC Bank personal loan through Online .I have submitted the required documents but current address proof was not accepted by bank end hence not availed this loan.The agent clearly gave all the relevant details about the loan process.

Was this review helpful? 0

PRADEEP , allahabad
Reviewed on Jan 02, 2020
Personal Loan
"Excellent Service"

0.5 5.0/5 "Blown Away!"

I have taken HDFC Bank personal loan through Bank directly.The loan amount got sanctioned on proper time frame without any delay.There was no drawbacks faced until i have got the loan ,Each and every details about this loan was explained by the agent.I am satisfied with the service.

Was this review helpful? 1

RAJ , allahabad
Reviewed on Nov 21, 2019
Personal Loan
"Best Service"

0.5 5.0/5 "Blown Away!"

I have applied for HDFC Bank personal loan through Online .There was no requirement for me at that time hence dropped the plan of taking this loan.The rate of interest was very high and the agent gave all the relevant details about the loan process .I have not submitted any of my documents .

Was this review helpful? 1

RAJ DEEP , allahabad
Reviewed on Nov 21, 2019
Personal Loan
"Good"

0.5 5.0/5 "Blown Away!"

I was applied for a personal loan with HDFC bank on few months before which was processed through an online. The loan amount was sufficient for the tenure period of 3 years. The rate of interest was nominal. As of now was not interest so closed the process from my end.

Was this review helpful? 0

ALOK , allahabad
Reviewed on Oct 03, 2019
Personal Loan
"Excellent Service"

0.5 5.0/5 "Blown Away!"

I have applied for HDFC Bank personal loan through online .I have got the details about the loan process very clearly .I have got the loan amount on time and it was sufficient as well.The service was excellent and not yet faced any difficulties so far .I am really satisfied with the service .

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SANDEEP , allahabad
Reviewed on Aug 06, 2019
Personal Loan
"Good Service"

0.5 4.0/5 "Great!"

I have applied for HDFC bank Personal not yet faced any dificulties . Even i have applied with Hdfcbank directly as well. Since got the loan from hfdfc bank soon cancelled the plan of taking the loan from our end .The agent cleary explained the process as well . I have got the loan on time from HDFC Bank without any delay .Not yet faced any difficulties on submitting documents and the rate of interest and the processing fee was nominal as well .Got all the required information of the loan process .The Overall Service is Good .

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AVAKASH KUMAR UPADHYAY , allahabad
Reviewed on Mar 28, 2019
Personal Loan
"Awesome services from ICICI"

0.5 5.0/5 "Blown Away!"

I was waited for few days for loan disbursal. I have applied the loan amount of Rs. 1 lakhs. They have given me a interest rate of 14.5% and i'm not happy about it. They have deducted Rs. 2250 from the loan amount for the processing fee, I have chosen the tenure period of 36 months. I have not find any difficulties in this loan. They have asked the kyc details many times.

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MOHAMMAD MOZAMMIL KAMRAN , allahabad
Reviewed on Nov 17, 2018
Personal Loan
"Good"

0.5 5.0/5 "Blown Away!"

The rate of interest and charges are medium for the personal loan. The executive came to my place and collected the documents as well as submitted online. The process was taken for a month. I have taken for 5 years and the premium is 5553 rupees. No part payment and pre closure option.

Was this review helpful? 1

ANKUSH SATI CHANDRA , allahabad
Reviewed on Nov 08, 2018
Personal Loan
"Better service"

0.5 5.0/5 "Blown Away!"

The ICICI bank executives came to my place to collect the documents on time. They have disbursed the loan amount within 5 days of time. The required loan amount has been approved and disbursed in which I am satisfied . The rate of interest and the charges are average with the ICICI bank.

Was this review helpful? 0

ARSHAD MUMTAZ SIDDIQUI , allahabad
Reviewed on Mar 26, 2018
Personal Loan
"Needs to improve"

0.5 1.0/5 "Really Bad"

I have applied for the personal loan from HDFC bank, my loan application was closed because there was no proper follow up after the application was submitted. The customer service team did not respond and there was no call back from them to collect the documents. The rate of interest was not an issue.

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NAVIN KUMAR SRIVASTAV , allahabad
Reviewed on Nov 17, 2017
Personal Loan
"Average service"

0.5 3.0/5 "Satisfactory"

I have applied for the personal loan from ICICI bank, my loan application was closed because there was a salary issue and i did not have the payslip for last 3 months. The customer service was good and upto the mark. The rate of interest is high when compared to other banks.

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ABHINAV SRIRASTAV , allahabad
Reviewed on Nov 04, 2017
Personal Loan
"Good customer service"

0.5 4.0/5 "Great!"

I have applied for the personal loan from ICICI bank, my loan application was closed because i was not interested to take loan as of now. When it comes to customer service, it was good and they responded well. The rate of interest was nominal when compared to other banks.

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DINESH BABU LAL , allahabad
Reviewed on Oct 27, 2017
Personal Loan
"Bank needs to be professional"

0.5 2.0/5 "Expected more"

I had only needed a small amount, so I applied for a personal loan from ICICI Bank. The bank contacted me only once and they informed me that the documents was not clear and they were very rude and also hung up on the call which is not good. I would suggest that they have to be polite to the customer if they want to stay in the market.

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KAVISH JOHAR , allahabad
Reviewed on Oct 27, 2017
Personal Loan
"Need to fulfill the customer requirement"

0.5 2.0/5 "Expected more"

The Canara bank was about to offer me personal loan but with very low loan amount, so that was the reason I haven't got the loan from canara. The interest rate is very low when compared with others banks. The customer support and the response was very prompt from Canara bank.

Was this review helpful? 3

SANJEEV SEKHAR BEURIA , allahabad
Reviewed on Oct 14, 2017
Personal Loan
"Good service"

0.5 4.0/5 "Great!"

The personal loan amount has been disbursed within 2 weeks of time. The customer support is prompt from ICICI bank. The rate of interest is too high when compared with other banks. The required loan amount has been disbursed and I am satisfied with it.

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SANJEEV SEKHAR BEURIA , allahabad
Reviewed on Oct 14, 2017
Personal Loan
"AVERAGE"

0.5 2.0/5 "Expected more"

The bank did not offer me the personal loan from icici Bank and the process was not okay I requested them it was emergency I need it but they declined because my salary was not upto the mark.. It was a immediate response the interest rate and processing charges was not discussed with them, the loan i required was just 2 lakhs.

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VISHAL GAUTAM , allahabad
Reviewed on Sep 23, 2017
Personal Loan
"Poor response"

0.5 1.0/5 "Really Bad"

I applied for a personal loan with ICICI BANK but i did not got any proper response from the bank end. Thus my application got closed. I waited there call for 20 to 30 days and no one from the bank end turned up till now. That was really disappointing. And i even tried to contact them through mail till no response.

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BHOOPENDRA KUMAR SRIVASTAVA , allahabad
Reviewed on Sep 23, 2017
Personal Loan
"Good Service"

0.5 5.0/5 "Blown Away!"

The ICICI bank executive gave a call and explained me about the product. They told my personal loan application got closed due to some reason, however they did not disclose the reason. The customer service and the response is really good with ICICI bank. The rate of interest is nominal with ICICI . I am very much satisfied using ICICI banking service.

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SITOSH KUMAR , allahabad
Reviewed on Jul 15, 2017
Personal Loan
"Satisfactory"

0.5 3.0/5 "Satisfactory"

ICICI Bank has not processed my personal loan as per the ethics did not contact me properly during my personal loan process with them. I actually needed an immediate loan of 3 lakh and since the bank did not respond me at the right time not and overall it was not a good experience.

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SHIVANG SRIVASTAVA , allahabad
Reviewed on Apr 28, 2017

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Allahabad Personal Loan

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Documentation needed to apply for an Allahabad Personal Loan

Allahabad Personal Loan Interest RatesUpdated on 24 Jan 2020

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Allahabad Personal Loan Reviews

Allahabad Personal Loan Interest Rates_{Updated on 24 Jan 2020}