Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Allahabad Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
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    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
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    Customer Reviews
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  • Allahabad Personal Loan is Rated as "Pretty good" by 46 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Allahabad Personal Loan

    The city of Allahabad is the seventh most populous city in the state of Uttar Pradesh. The city is home to Allahabad district administrative quarters. With a total population of 1.1 million people living in the city and 1.21 million living in the metropolitan region, the city is ranked the world’s 130th fastest growing city in the world.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Allahabad Personal Loan if you are

    01
    02
    03
    04
    Allahabad Personal Loan Minimum Age

    At least 21 years old

    Allahabad Personal Loan Maximum Age

    Less than 65 years old

    Allahabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Allahabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Allahabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Allahabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Allahabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Allahabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Allahabad Personal Loan amount by these steps

    01
    02
    Allahabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Allahabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Allahabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Allahabad Personal Loan Interest RatesUpdated on 20 Oct 2017

    Allahabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Allahabad Personal Loan Reviews

    • Canara Bank Personal Loan
      "Need to fulfill the customer requirement"
      0.5 2.0/5 "Expected more"
      The Canara bank was about to offer me personal loan but with very low loan amount, so that was the reason I haven't got the loan from canara. The interest rate is very low when compared with others banks. The customer support and the response was very prompt from Canara bank.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The bank bazaar website is easy to use and user friendly. The customer support need to have more consistency. The response part need to be focused with bank bazaar team. I am with bank bazaar for more than 3 years. I would say this time I got an average service from bank bazaar.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan amount has been disbursed within 2 weeks of time. The customer support is prompt from ICICI bank. The rate of interest is too high when compared with other banks. The required loan amount has been disbursed and I am satisfied with it.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bank Bazaar is really good, after I applied for personal loan. Bank Bazaar took all details and had taken initiative to complete the entire process. I am very much satisfied with that prompt service, through Bank Bazaar, everything went smooth and this was my very first experience from bank bazaar.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      The bank did not offer me the personal loan from icici Bank and the process was not okay I requested them it was emergency I need it but they declined because my salary was not upto the mark.. It was a immediate response the interest rate and processing charges was not discussed with them, the loan i required was just 2 lakhs.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • ICICI Bank Personal Loan
      "Poor response"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan with ICICI BANK but i did not got any proper response from the bank end. Thus my application got closed. I waited there call for 20 to 30 days and no one from the bank end turned up till now. That was really disappointing. And i even tried to contact them through mail till no response.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • Bank Bazaar Personal Loan
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is a platform for all financial service. I found bankbazaar through my free search. They gave me instant response and follow ups. Everyday the executive contacted me regarding the application . Bankbazaar team is very much customer friendly.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • Bank Bazaar Personal Loan
      "Hassle free portal"
      0.5 5.0/5 "Blown Away!"
      I am with bank bazaar for the past 1 year. The bank bazaar web site is easy to use and user friendly. The customer service and the response is very good with bank bazaar and the executives were really supportive to the customers. I am very much delighted to use the services of bankbazaar.
      Was this review helpful? 0
      , allahabad
      Reviewed on Jul 15, 2017
    • ICICI Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executive gave a call and explained me about the product. They told my personal loan application got closed due to some reason, however they did not disclose the reason. The customer service and the response is really good with ICICI bank. The rate of interest is nominal with ICICI . I am very much satisfied using ICICI banking service.
      Was this review helpful? 0
      , allahabad
      Reviewed on Jul 15, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Though I received a call from Bankbazaar.com, it would have been better if they would have provided assistance in hindi language as all the time I receive call from the English executive they are helping us to compare and get the products with the best interest rates and with the different partner banks. Web portal is easy to use and customer friendly. Bank bazaar gives good service to their customers.
      Was this review helpful? 0
      , allahabad
      Reviewed on Apr 28, 2017
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      ICICI Bank has not processed my personal loan as per the ethics did not contact me properly during my personal loan process with them. I actually needed an immediate loan of 3 lakh and since the bank did not respond me at the right time not and overall it was not a good experience.
      Was this review helpful? 0
      , allahabad
      Reviewed on Apr 28, 2017
    • Bank Bazaar Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I would surely give a five stars for Bankbazaar as the website is too good. Every bit of information is available and it is very much informative and useful. The response time and the punctuality in the follow up calls was also very much appreciated.
      Was this review helpful? 0
      , allahabad
      Reviewed on Jan 30, 2017
    • HDFC Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      It was a good experience with HDFC Bank and I am happy to have taken a personal loan from them. The services was satisfactory from collection of the documents to the end of the process. The rate of interest and the processing charges, was average.
      Was this review helpful? 0
      , allahabad
      Reviewed on Jan 30, 2017
    • HDFC Bank Personal Loan
      "Easy to approach"
      0.5 5.0/5 "Blown Away!"
      I was taken personal loan earlier from HDFC, Interest rate was less compared to ICICI. Service was nominal like other banks. Everything was smooth and convenient. The auto debit system was good to make payment easily without any hassle on it.
      Was this review helpful? 0
      , allahabad
      Reviewed on Dec 29, 2016
    • Bank Bazaar Personal Loan
      "Money Helper"
      0.5 4.0/5 "Great!"
      Once I applied my personal loan through online, Bank Bazaar contacted over the phone. They immediately suggested the ICICI and helped to connect with the Bank. Interface was simple and easy, Everyone can find the clear information about financial product.
      Was this review helpful? 0
      , allahabad
      Reviewed on Dec 29, 2016
    • ICICI Bank Personal Loan
      "Service was good, But interest rate has to be reducted"
      0.5 4.0/5 "Great!"
      ICICI Bank service was very good they are very supportive, But rate of interest was high compared to other bank but Processing fee was nominal like other banks. Their process was fine within 4 to 5 days they disbursed the amount without any inconvenient.
      Was this review helpful? 0
      , allahabad
      Reviewed on Dec 29, 2016
    • Bank Bazaar Personal Loan
      "Very good cusotmer service and response"
      0.5 5.0/5 "Blown Away!"
      I was fascinated by the response provided by bankbazaar. As they called up to check whether my documents were picked or not. Twice they had fixed an appointment as the bank executive did not turn up. Moving to the site, I like the site and its design too.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 14, 2016
    • ICICI Bank Personal Loan
      "Poor response"
      0.5 4.0/5 "Great!"
      Couple of pitfalls with ICICI bank when I took my personal loan with them. They had fixed an appointment for documents collection however they did not turn up the same thing happened twice which I dislike the most. Finally, my documents were picked up . However, I am happy with the rates offered by them.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 14, 2016
    • Bank Bazaar Personal Loan
      "Supportive "
      0.5 4.0/5 "Great!"
      Primarily, I got to know about this site through Internet search.The website is more convenient for accessing.I get details on my EMI applied for the loan and compare the same with EMI calculator option available online.I felt the overall service offered was supportive by Bankbazaar.
      Was this review helpful? 1
      , allahabad
      Reviewed on Sep 02, 2016
    • ICICI Bank Personal Loan
      "Good support "
      0.5 4.0/5 "Great!"
      The steps followed by ICICI Bank on my personal loan process was really easy.The rates offered was different from what they have initially promised.The processing charges levied was normal.They dont burden the customer with any of the loan steps which was good about ICICI Bank.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 02, 2016
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