Multiple banks. Different interest rates. Call it a "conflict of interest".
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Allahabad Personal Loan

If you don’t have any asset to pledge against a loan in Allahabad apply for a personal loan. The top banks offers personal loans at competitive interest rates for a tenure of 1 to 7 years. Just check your eligibility and apply for the loan online.

We found 33 Allahabad Personal Loan
Bank Name
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure Range
10.99% - 17.99% Fixed
0 Bankbazaar Exclusive
30L Max
1-5 Years
Response Time : Within 30 minutes
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11.49% - 18.25% Fixed
0 Bankbazaar Exclusive
20L Max
1-6 Years
Response Time : Within 30 minutes
Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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Customer Reviews
14.99% - 14.99% Fixed
Up to 2% One time fee
20L Max
1-5 years
Response Time : Within 30 minutes
Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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Perks
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Eligibility Criteria
15.75%-19% Fixed
Up to 2% or minimum ₹2,000 (whichever is Max) One time fee
15L Max
1-5 Years
Response Time : Within 30 minutes
Rs.750 Amazon Voucher
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11.00% - 18.25% Fixed
From .75% (min. ₹999 + applicable tax) One time fee
20L Max
1-5 Years
Response Time : Within 30 minutes
Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
What you'll love
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Customer Reviews
10.99% - 21.25% Fixed
Up to 2.5% One time fee
40L Max
1-5 years
Response Time : Within 30 minutes
100% PAPERLESS APPROVAL
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Perks
Fees & Charges
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Customer Reviews
11% - 16% Fixed
0 Bankbazaar Exclusive
25L Max
1-5 years
Response Time : Within 30 minutes
100% PAPERLESS APPROVAL
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Perks
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Fees & Charges
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Customer Reviews
10.99% - 18.15% Fixed
Up to 2.5%
25L Max
1-5 years
Response Time : Within 30 minutes
Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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Customer Reviews
11.5% - 13.5% Fixed
1% + applicable tax One time fee
2L - 25L
1-5 Years
Response Time : Within 30 minutes
Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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16% - 28% Fixed
2% - 5%
50K - 7.5L
1-4 Years
Response Time : Within 30 minutes
100% PAPERLESS APPROVAL
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11.50% - 14.50% Fixed
1%
30L Max
1-5 years
Response Time : Within 30 minutes
What you'll love
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Eligibility Criteria
Customer Reviews
12.49% - 33% Fixed
6.0% One time fee
15L Max
1-4 Years
Response Time : Within 30 minutes
100% PAPERLESS APPROVAL
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  • Allahabad Personal Loan is Rated as "Pretty good" by 60 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    The city of Allahabad is the seventh most populous city in the state of Uttar Pradesh. The city is home to Allahabad district administrative quarters. With a total population of 1.1 million people living in the city and 1.21 million living in the metropolitan region, the city is ranked the world’s 130th fastest growing city in the world.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Allahabad Personal Loan if you are

    01
    02
    03
    04
    Allahabad Personal Loan Minimum Age

    At least 21 years old

    Allahabad Personal Loan Maximum Age

    Less than 65 years old

    Allahabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Allahabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Allahabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Allahabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Allahabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Allahabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Allahabad Personal Loan amount by these steps

    01
    02
    Allahabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Allahabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Allahabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Allahabad Personal Loan Interest RatesUpdated on 16 Dec 2018

    Allahabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Allahabad Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Awesome services"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is giving the good services to the customers. The best is i can able view many products and they are giving the opportunity to get a credit cards easily. If they are increasing the tie up companies, it would be fine. I have started using the bankbazaar for last 2 years. Through Television ads, i come to know about this website.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2018
    • ICICI Bank Personal Loan
      "Awesome services from ICICI"
      0.5 5.0/5 "Blown Away!"
      I was waited for few days for loan disbursal. I have applied the loan amount of Rs. 1 lakhs. They have given me a interest rate of 14.5% and i'm not happy about it. They have deducted Rs. 2250 from the loan amount for the processing fee, I have chosen the tenure period of 36 months. I have not find any difficulties in this loan. They have asked the kyc details many times.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2018
    • Bank Bazaar Personal Loan
      "Happy service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is easy to get a personal loan through online. It was my first time, I known this site through advertisement. I prefer mobile application, downloaded app and it was easy to login. The options are simple and user friendly. The customer service is good.
      Was this review helpful? 1
      , allahabad
      Reviewed on Nov 08, 2018
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and charges are medium for the personal loan. The executive came to my place and collected the documents as well as submitted online. The process was taken for a month. I have taken for 5 years and the premium is 5553 rupees. No part payment and pre closure option.
      Was this review helpful? 1
      , allahabad
      Reviewed on Nov 08, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is doing a tremendous job in helping the customers to get the financial products. The coordination between the customers and the bank is seen in the bank bazaar process. I know bank bazaar for more than 3 years. The customer support service is good with bank bazaar .
      Was this review helpful? 0
      , allahabad
      Reviewed on Mar 26, 2018
    • ICICI Bank Personal Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank executives came to my place to collect the documents on time. They have disbursed the loan amount within 5 days of time. The required loan amount has been approved and disbursed in which I am satisfied . The rate of interest and the charges are average with the ICICI bank.
      Was this review helpful? 0
      , allahabad
      Reviewed on Mar 26, 2018
    • Bank Bazaar Personal Loan
      "very good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 3 years, i often get mails from bankbazaar and i came to know through google. It was a very good experience with bankbazaar. The services provided are good when compared to all other sources in the market. I use both mobile application and website, it is easy to use and it is user friendly.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2017
    • HDFC Bank Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no proper follow up after the application was submitted. The customer service team did not respond and there was no call back from them to collect the documents. The rate of interest was not an issue.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 17, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from last 2-3 years, bankbazaar provides good services when compared to all other banking websites. The customer service and their response was good and prompt. I am using the bankbazaar website, it is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 04, 2017
    • ICICI Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from ICICI bank, my loan application was closed because there was a salary issue and i did not have the payslip for last 3 months. The customer service was good and upto the mark. The rate of interest is high when compared to other banks.
      Was this review helpful? 0
      , allahabad
      Reviewed on Nov 04, 2017
    • Bank Bazaar Personal Loan
      "Polite services"
      0.5 4.0/5 "Great!"
      Bankbazaar was nice to me as they contacted me on time and informed me the details. The best I preferred was that the team was polite in communicating with the customer. They were professional and the website is also good and very much helpful.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 2.5 years, bankbazaar provides good services when compared to all other banking websites. The customer service was good and prompt. I use both mobile application and website, it is easy to access and it is very much user friendly too.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • ICICI Bank Personal Loan
      "Good customer service"
      0.5 4.0/5 "Great!"
      I have applied for the personal loan from ICICI bank, my loan application was closed because i was not interested to take loan as of now. When it comes to customer service, it was good and they responded well. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • ICICI Bank Personal Loan
      "Bank needs to be professional"
      0.5 2.0/5 "Expected more"
      I had only needed a small amount, so I applied for a personal loan from ICICI Bank. The bank contacted me only once and they informed me that the documents was not clear and they were very rude and also hung up on the call which is not good. I would suggest that they have to be polite to the customer if they want to stay in the market.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 27, 2017
    • Canara Bank Personal Loan
      "Need to fulfill the customer requirement"
      0.5 2.0/5 "Expected more"
      The Canara bank was about to offer me personal loan but with very low loan amount, so that was the reason I haven't got the loan from canara. The interest rate is very low when compared with others banks. The customer support and the response was very prompt from Canara bank.
      Was this review helpful? 1
      , allahabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The bank bazaar website is easy to use and user friendly. The customer support need to have more consistency. The response part need to be focused with bank bazaar team. I am with bank bazaar for more than 3 years. I would say this time I got an average service from bank bazaar.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan amount has been disbursed within 2 weeks of time. The customer support is prompt from ICICI bank. The rate of interest is too high when compared with other banks. The required loan amount has been disbursed and I am satisfied with it.
      Was this review helpful? 0
      , allahabad
      Reviewed on Oct 14, 2017
    • Bank Bazaar Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Bank Bazaar is really good, after I applied for personal loan. Bank Bazaar took all details and had taken initiative to complete the entire process. I am very much satisfied with that prompt service, through Bank Bazaar, everything went smooth and this was my very first experience from bank bazaar.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • ICICI Bank Personal Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      The bank did not offer me the personal loan from icici Bank and the process was not okay I requested them it was emergency I need it but they declined because my salary was not upto the mark.. It was a immediate response the interest rate and processing charges was not discussed with them, the loan i required was just 2 lakhs.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
    • ICICI Bank Personal Loan
      "Poor response"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan with ICICI BANK but i did not got any proper response from the bank end. Thus my application got closed. I waited there call for 20 to 30 days and no one from the bank end turned up till now. That was really disappointing. And i even tried to contact them through mail till no response.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 23, 2017
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