• Allahabad Bank Personal Loan Customer Care

    Abhyudaya Co-operative Bank Ltd. is a prominent co-operative bank that offers several banking products and services. You have access to both retail and business banking, with an array of financial products.

    You can borrow personal loans, start a deposits account, and even explore forex with Abhyudaya Bank. To ensure their customers are always assisted, the bank has a dedicated customer care facility to address queries and more.

    Effective 1 April 2020, Allahabad Bank has merged with Indian Bank

    For now there are no changes in Account Numbers and in IFSC Code.

    To find the information and any query related to personal loan call customer care Indain Bank Personal Loan Customer Care

    Allahabad Bank has a reliable customer care department for the purpose of resolving issues and grievances of all its customers. When you take a personal loan from the bank, you can be certain that you will receive prompt and dependable assistance from executives at the bank. The bank has a telebanking service facility that enables you to just make a call from anywhere and get help.

    Whether you are sitting at home, or busy at your office, or travelling to a different city, you can dial the customer care number of the bank and get your queries resolved in no time. The toll-free number is 1800226061. The telebanking services of the bank will be made available to you 24 hours a day, 7 days a week, and 365 days a year. You can utilise this number for your queries regarding Allahabad Personal Loan. Whether you have a question about the loan application approval, loan EMIs, loan interest rate, or just anything, you can get your answers by calling this number.

    Abhyudaya Bank Customer Care Number

    With the bank’s customer care facility, you can get all your queries answered and all your issues resolved quickly. Listed below are all the contact details:

    Contact number 022-24180961 / 24180962 / 24180963 / 24180964
    Fax 022-24109782
    Email secretarial@abhyudayabank.net
    Head office address K.K.TOWER, Abhyudaya Bank Lane. off G. D. Ambekar Marg, Parel Village, Mumbai - 400 012

    Eligibility Criteria for Allahabad Bank Telebanking Services

    In order to avail the telebanking services of the bank, one needs to meet certain eligibility criteria:

    • They should have a product account with the bank, which can be a loan account, savings account, overdraft account or a current account. This facility is not given to anyone who is a non-account holder.
    • They will need to fill a common application form for mobile banking, telebanking, internet banking, and SMS banking services.

    Services Offered by Allahabad Bank Telebanking Services or Personal Loan Customer Care

    • You can check the balance, unclear balance, and current balance of your personal loan account, deposit, cash credit account, etc.
    • You can dial the number to get support related to cheques.
    • You can revoke or cancel a cheque with the help of this facility.
    • You can find out about your transaction history regarding your most recent 7 transactions.
    • You can transfer funds within the bank.
    • You can request a transaction statement request.
    • You can ask any simple or complex query about personal loans and other products by calling this number. You can also get general information about any product by using the bank’s telebanking services.

    Types of Personal Loans Offered by Allahabad Bank

    Allahabad Bank extends mainly 4 types of personal loans to several individuals for multiple purposes. You can read about each type of personal loan and then take your pick as per your preference and requirement.

    1. All Bank Cash Option: This loan is given to existing account holders and they also include Allahabad Bank employees. It is provided for personal or business requirements and other types of costs. The minimum loan amount is Rs.10,000 without any maximum limit. The security will be lien on your bank deposit. The interest rate is 1% on the deposit rate.

    2. Personal Loan for Pensioners: This is given for all legitimate personal purposes. It offers loan to every pensioner of the central government, state government, and bank employees of Allahabad Bank. It is also given to pensioners who were teachers. The pensioner applicant’s age should not be above 73 years when the loan is disbursed. Also, the loan needs to be repaid before he or she turns 75 years old. The interest rate is MCLR+3.50%. The loan will have to be repaid within 48 months.

    3. Personal Loan Scheme for Doctors or Medical Practitioners: This loan is exclusively given to individual doctors and medical practitioners when they require financial support to meet professional needs. The maximum age requirement for this loan is 65 years. The loan amount will be Rs.5 lakh or equal to the applicant’s annual income, whichever is lesser. It will have to be repaid within 60 months with the help of post-dated cheques. The interest rate is MCLR+5.00%.

    4. Allahabad Bank New Saral Loan: This particular loan is provided to employees of different companies whose salary accounts are held with Allahabad Bank. These companies must have at least 20 eligible employees. The loan needs to be repaid within 60 months. The applicant’s age should be at least 21 years and the loan should be fully repaid at least 1 year before he or she retires. There will be a margin of 10%, which will be computed on the complete assets owned by the borrower. The interest rate is MCLR+4.50% for this loan. It comes with a moratorium of 1 month.

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