Allahabad Bank is a premier banking institution in India that has been offering numerous tailor-made banking services. The bank specialises in providing personal banking, social banking, MSME banking, international banking, and corporate banking services. It also extends a wide range of retail credit products for different purposes.
Some of the retail credit products offered by Allahabad Bank include car loan, All Bank Option, rent loan, personal loan, trade loan, education loan, Saral loan, housing and furnishing loan, home appliances finance scheme, Mobike loan, loan against NSC or KVP, overdraft facility in savings bank account, Gyan Dipika scheme, reverse mortgage scheme, and lots more.
Allahabad Bank has a reliable customer care department for the purpose of resolving issues and grievances of all its customers. When you take a personal loan from the bank, you can be certain that you will receive prompt and dependable assistance from executives at the bank. The bank has a telebanking service facility that enables you to just make a call from anywhere and get help.
Whether you are sitting at home, or busy at your office, or travelling to a different city, you can dial the customer care number of the bank and get your queries resolved in no time. The toll-free number is 1800226061. The telebanking services of the bank will be made available to you 24 hours a day, 7 days a week, and 365 days a year. You can utilise this number for your queries regarding Allahabad Personal Loan. Whether you have a question about the loan application approval, loan EMIs, loan interest rate, or just anything, you can get your answers by calling this number.
|Toll Free Telebanking Services||1800226061|
|Telephone Number||033- 22318824 (Telefax) 22319234|
|Fax Number||033- 22318824 (Telefax) 22420860|
In order to offer first-class service to customers, the bank has an exclusive customer care section on its official website with all details. Allahabad Bank has designed customer-centric policies to address the grievances of all its customers. It also has exclusive codes for customer service. The bank also has an internal ombudsman scheme specifically to make the complaint process transparent and stress-free. It works towards giving quick resolutions for any issue.
You may dial any of the above-mentioned numbers for obtaining quick help. You may also visit any branch or zonal office of Allahabad Bank to meet a customer representative to get solutions for your troubles. Whether you have a complaint against the bank’s service or a trouble related to any of the bank’s products, you can reach out to the bank immediately.
In order to avail the telebanking services of the bank, one needs to meet certain eligibility criteria:
Allahabad Bank extends mainly 4 types of personal loans to several individuals for multiple purposes. You can read about each type of personal loan and then take your pick as per your preference and requirement.
1. All Bank Cash Option: This loan is given to existing account holders and they also include Allahabad Bank employees. It is provided for personal or business requirements and other types of costs. The minimum loan amount is Rs.10,000 without any maximum limit. The security will be lien on your bank deposit. The interest rate is 1% on the deposit rate.
2. Personal Loan for Pensioners: This is given for all legitimate personal purposes. It offers loan to every pensioner of the central government, state government, and bank employees of Allahabad Bank. It is also given to pensioners who were teachers. The pensioner applicant’s age should not be above 73 years when the loan is disbursed. Also, the loan needs to be repaid before he or she turns 75 years old. The interest rate is MCLR+3.50%. The loan will have to be repaid within 48 months.
3. Personal Loan Scheme for Doctors or Medical Practitioners: This loan is exclusively given to individual doctors and medical practitioners when they require financial support to meet professional needs. The maximum age requirement for this loan is 65 years. The loan amount will be Rs.5 lakh or equal to the applicant’s annual income, whichever is lesser. It will have to be repaid within 60 months with the help of post-dated cheques. The interest rate is MCLR+5.00%.
4. Allahabad Bank New Saral Loan: This particular loan is provided to employees of different companies whose salary accounts are held with Allahabad Bank. These companies must have at least 20 eligible employees. The loan needs to be repaid within 60 months. The applicant’s age should be at least 21 years and the loan should be fully repaid at least 1 year before he or she retires. There will be a margin of 10%, which will be computed on the complete assets owned by the borrower. The interest rate is MCLR+4.50% for this loan. It comes with a moratorium of 1 month.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.