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    We found 32 Ahmedabad Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 16.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher Ad
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.50% - 17.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 20.75% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Think about
    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
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    Fees & Charges
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    Eligibility Criteria
    11.00% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    What you'll love
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  • Ahmedabad Personal Loan is Rated as "Great!" by 1249 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Ahmedabad Personal Loan

    Apply for Personal Loan

    Ahmedabad is a prominent city in the state of Gujarat, which used to be the capital of the state. This city is a leading commercial centre of the state with several trading and commerce activities. It is a business district that has leading institutions related to information technology, education, scientific research, culture, etc.

    The residents of this city have good access to banks and non-banking financial companies (NBFCs) for financial products and services. If you are looking for a personal loan, you can choose a bank or an NBFC as your lender and get a good loan deal at an attractive interest rate.

    Personal loans can be availed with minimal documentation within just a few hours. All you need to do is meet the most basic eligibility criteria, and you will most likely receive your personal loan amount without any difficulty. You can apply for personal loans online or by visiting your lender’s branch.


    You’re probably eligible for an Ahmedabad Personal Loan if you are

    01
    02
    03
    04
    Ahmedabad Personal Loan Minimum Age

    At least 21 years old

    Ahmedabad Personal Loan Maximum Age

    Less than 65 years old

    Ahmedabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ahmedabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ahmedabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ahmedabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Personal Loan amount by these steps

    01
    02
    Ahmedabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ahmedabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ahmedabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Personal Loan Interest RatesUpdated on 24 May 2018

    Ahmedabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Ahmedabad

    Let us take a look at some of the leading lenders that provide personal loans in the city of Ahmedabad:

    • Dena Bank
    • United Bank of India
    • State Bank of India (SBI)
    • Kotak Mahindra Bank
    • City Union Bank Ltd
    • Indian Overseas Bank
    • Punjab National Bank
    • Axis Bank
    • ING Vysya Bank
    • Abhyudaya Cooperative Bank Limited
    • Canara Bank
    • IDBI Bank
    • ICICI Bank
    • Rajkot Bank
    • Bank of Baroda
    • Indian Bank
    • Bajaj Finserv
    • UCO Bank
    • Vijaya Bank
    • Central Bank of India
    • Bank of Maharashtra
    • J & K Bank
    • GM National Bank for NABARD
    • Allahabad Bank
    • Yes Bank
    • Dhanlaxmi Bank
    • Dena Gujarat Gramin Bank
    • Madhavpura Mercantile Co-operative Bank Limited

    Personal Loan Interest Rates in Ahmedabad 2018

    The following table shows the interest rates for some of the banks that offer personal loans in Ahmedabad:

    Name of bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    YES Bank 14% p.a. Information not provided. Rs.2 lakh to Rs.20 lakh 1 to 5 Years
    J & K Bank (Consumer loan) Up to MCLR + 3.50% p.a. Nil Up to Rs.75,000 with up to 12 times your net monthly salary Up to 60 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank Up to 13.50% p.a. 0.75% of your loan amount along with the GST Up to Rs.10 lakh Up to 60 months

    Salary requirements to avail Personal Loans in Ahmedabad

    If you are a salaried employee, your monthly income will need to be at least Rs.15,000 or higher. The minimum salary requirement will differ from lender to lender. If you are a self-employed applicant, then your business should have earned a profit of at least between Rs.1 lakh and Rs.2 lakh on an annual basis.

    Ahmedabad Personal Loan FAQs

    1. Will I get a personal loan in Ahmedabad if my credit score is lower than 750?

    Even with a credit score of 750 and above, there is no proper assurance that your loan application will be accepted. However, if your credit score is lower than 750, you could try some alternative ways of getting your loan approved. You could furnish a collateral to assure your lender that you will repay your loan promptly. If you are earning a high income, you could show your income proof to ensure that you will be able to pay this loan without any struggle albeit your low credit score. You could also include the income of your spouse to improve your eligibility.

    2. Will I have to get in touch with any middleman to apply for a personal loan?

    No, you do not need any middleman to get a personal loan. It is very simple to apply for a personal loan. You can visit the official website of your lender or a third-party financial website. You could also visit a branch of your lender.

    3. Do I have to pay any additional fee or charge for availing a personal loan?

    You will most probably have to pay a processing fee while applying for your loan. This is a one-time fee.

    4. What are the types of interest rates charged for personal loans?

    You can choose from fixed or floating/variable interest rates for your personal loans. Fixed interest rates will remain fixed throughout your loan tenure and floating or variable interest rates will change as per fluctuations in the benchmark rates.

    5. If I am an existing customer of a bank and if I apply for a personal loan from the same bank, will I get a preferential rate of interest?

    This will depend on your lender. If you have a salary account or any other account with a particular bank, you may get a low rate of interest as you already have an existing relationship with your lender. Make sure you check with your lender about this special interest rate before you apply for their loan.

    Ahmedabad Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com is good overall and the customer services and response is good. The website is also good and there are no hassles while navigating through it. The process was on time and I was connected with the banks as well with ease. Satisfied overall.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 22, 2018
    • Tata capital Personal Loan
      "Very good experience"
      0.5 4.5/5 "Excellent!"
      My experience is good wit Tata Capital. I have taken a personal loan from them and I got the loan on time. The disbursement was as needed. The rate of interest is around 10.99% and the processing fee was waived off. In all it was a smooth process to get the loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 22, 2018
    • review Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Nutan Sahakari bank and the loan experience was good, the loan amount was sufficient and the rate of interest was nominal when compared to all other banks. Customer service was good and they followed up on time. The tenure period for this loan is 3.5 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan with HDFC bank and my loan experience was good, the loan amount was for Rs 75000 with nominal interest rate. The charges are bit high when compared to other banks. Customer service was good, they followed up on time and the tenure period for this loan is 3 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken this loan amount almost six months back, the services which they have provided me was all very good. The loan amount was also pretty good and i was pretty satisfied with it. It was a fast process and was quick in getting. The rate of interest was only a little high.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 15, 2018
    • Axis Bank Personal Loan
      "Process is good. High on ROI and charges"
      0.5 5.0/5 "Blown Away!"
      It was a easy process with Axis Bank for the personal loan. The customer services and response is good. The rate of interest is of 14.5% and the processing fees is also high when compared to the other banks. The documentation process is also good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 12, 2018
    • Bank Bazaar Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      There were no hassles with Bankbazaar.com as they contacted me on time and informed me the details. The website is also good and useful. It is informative and useful. The navigation is smooth and I was able to view the banks and the offers as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 12, 2018
    • Citibank Personal Loan
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      The personal loan at Citibank was not up to the mark. After collecting the documents they have informed me that their bank is not available in my area. The bank needs to be more flexible. Not sure on the rate of interest and processing charges.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 12, 2018
    • Axis Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience was good with AXIS bank, the loan amount was for Rs 1.5 lakhs with good interest rate. The process was quick and i received my loan amount on time. I already have a salary account with this bank so minimum documents were required. The tenure for this loan is 2 years and we can preclose the loan anytime within the tenure period.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 08, 2018
    • ICICI Bank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from ICICI bank and my loan experience was good, preclosure for this loan is allowed after 1 year and there are no additional charges for it. The loan amount was for Rs 1.5 lakhs with nominal interest rate. Customer service was good and the tenure period for this loan is 3 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 08, 2018
    • IDFC Bank Personal Loan
      "Good deal on preclosure"
      0.5 4.0/5 "Great!"
      I checked with other banks when I needed a personal loan and most of them never had a pre closing option, even if they did they had a option after a long lock in period and there were charges. But at IDFC I got a good deal for the loan. I am can repay 50% of the loan without charges in the following month itself. The balance of the loan can be repaid after a year without any closing fee. If I choose to pay the balance amount within the year I would be charged. The executive done a good job, he clarified and sorted out my queries.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 14, 2018
    • Bank Bazaar Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com connected with me on time and provided all the necessary details. The process was smooth and easy. The customer services and response is good and they followed up as well on time. The website is also good and it is easy to understand.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 10, 2018
    • Kotak Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was a good and convenient process with Kotak Mahindra Bank for the personal loan. I was contacted on time and the documents was also taken on time. The process was completed quickly. The rate of interest is around 11.19% and the processing fees am not too sure off. But when compared to the other banks it could have been lesser.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 10, 2018
    • Bajaj Finserv Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with Bajaj finserv was very good, the loan amount was for Rs 75000 with rate of interest of 23% which is high when compared to other sources. The process was quick and i received my loan amount on time. Customer service was good and i am not aware of the tenure period of this loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 06, 2018
    • Capital First Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital First and my loan experience was very good. The loan amount was for Rs 2.5 lakhs with high interest rate when compared to other sources. The process was smooth and i received my loan amount on time. Customer service was good, they followed up on time and the tenure of this loan is 4 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 28, 2018
    • Citibank Personal Loan
      "Response time and behaviour"
      0.5 2.0/5 "Expected more"
      I have been contacted Citi Bank directly through online, which I really liked it because I was assuming the process may be running in a smoother way... But as per the conversation the document's are supposed to be collected by bank but instead they have closed it...
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 27, 2018
    • Bank Bazaar Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was a prompt service from Bankbazaar.com and they followed up pretty well too. The best about the portal is that everything is on the website, I do not have search for anything, as it is user friendly and there is no need to spend a long time to complete any request.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2018
    • Standard Chartered Bank Personal Loan
      "Good, can do better"
      0.5 4.0/5 "Great!"
      Overall I would say it was a good experience with SCB for the personal loan as I got the loan as per my requirement. The rate of interest was around 12% and the processing fees was around 1800. But there was a delay in the loan as it took 20days. When the executive came over to collect the documents from my door step. I was not available. I had to visit the branches thrice to submit the documents.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 24, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan with HDFC Bank which was taken 2 years back.The interest rate was 11.9% which is average . The processing fee was 2% which is nominal. I have not faced any issue with the service here . They have provided door step service for collecting documents.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 22, 2018
    • Bank Bazaar Personal Loan
      "Best of bank bazaar"
      0.5 5.0/5 "Blown Away!"
      I got an instant approved with credit card and received in hand... with in a week.. thanks for your quick service.. waiting for the amazon voucher... this is one of great offer i have never seen.. Looking for the great offers and tips from you always.....
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 19, 2018
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