Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Ahmedabad Personal Loan
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    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 17.99%
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    30L Max
    1-5 Years
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.49% - 18.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
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    11.50% - 14.50% Fixed
    1%
    30L Max
    1-5 years
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    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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  • Ahmedabad Personal Loan is Rated as "Great!" by 1319 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Ahmedabad Personal Loan

    Apply for Personal Loan

    Ahmedabad is a prominent city in the state of Gujarat, which used to be the capital of the state. This city is a leading commercial centre of the state with several trading and commerce activities. It is a business district that has leading institutions related to information technology, education, scientific research, culture, etc.

    The residents of this city have good access to banks and non-banking financial companies (NBFCs) for financial products and services. If you are looking for a personal loan, you can choose a bank or an NBFC as your lender and get a good loan deal at an attractive interest rate.

    Personal loans can be availed with minimal documentation within just a few hours. All you need to do is meet the most basic eligibility criteria, and you will most likely receive your personal loan amount without any difficulty. You can apply for personal loans online or by visiting your lender’s branch.


    You’re probably eligible for an Ahmedabad Personal Loan if you are

    01
    02
    03
    04
    Ahmedabad Personal Loan Minimum Age

    At least 21 years old

    Ahmedabad Personal Loan Maximum Age

    Less than 65 years old

    Ahmedabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ahmedabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ahmedabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ahmedabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Personal Loan amount by these steps

    01
    02
    Ahmedabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ahmedabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ahmedabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Personal Loan Interest RatesUpdated on 20 Nov 2018

    Ahmedabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Ahmedabad

    Let us take a look at some of the leading lenders that provide personal loans in the city of Ahmedabad:

    • Dena Bank
    • United Bank of India
    • State Bank of India (SBI)
    • Kotak Mahindra Bank
    • City Union Bank Ltd
    • Indian Overseas Bank
    • Punjab National Bank
    • Axis Bank
    • ING Vysya Bank
    • Abhyudaya Cooperative Bank Limited
    • Canara Bank
    • IDBI Bank
    • ICICI Bank
    • Rajkot Bank
    • Bank of Baroda
    • Indian Bank
    • Bajaj Finserv
    • UCO Bank
    • Vijaya Bank
    • Central Bank of India
    • Bank of Maharashtra
    • J & K Bank
    • GM National Bank for NABARD
    • Allahabad Bank
    • Yes Bank
    • Dhanlaxmi Bank
    • Dena Gujarat Gramin Bank
    • Madhavpura Mercantile Co-operative Bank Limited

    Personal Loan Interest Rates in Ahmedabad 2018

    The following table shows the interest rates for some of the banks that offer personal loans in Ahmedabad:

    Name of bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    YES Bank 14% p.a. Information not provided. Rs.2 lakh to Rs.20 lakh 1 to 5 Years
    J & K Bank (Consumer loan) Up to MCLR + 3.50% p.a. Nil Up to Rs.75,000 with up to 12 times your net monthly salary Up to 60 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank Up to 13.50% p.a. 0.75% of your loan amount along with the GST Up to Rs.10 lakh Up to 60 months

    Salary requirements to avail Personal Loans in Ahmedabad

    If you are a salaried employee, your monthly income will need to be at least Rs.15,000 or higher. The minimum salary requirement will differ from lender to lender. If you are a self-employed applicant, then your business should have earned a profit of at least between Rs.1 lakh and Rs.2 lakh on an annual basis.

    Ahmedabad Personal Loan FAQs

    1. Will I get a personal loan in Ahmedabad if my credit score is lower than 750?

    Even with a credit score of 750 and above, there is no proper assurance that your loan application will be accepted. However, if your credit score is lower than 750, you could try some alternative ways of getting your loan approved. You could furnish a collateral to assure your lender that you will repay your loan promptly. If you are earning a high income, you could show your income proof to ensure that you will be able to pay this loan without any struggle albeit your low credit score. You could also include the income of your spouse to improve your eligibility.

    2. Will I have to get in touch with any middleman to apply for a personal loan?

    No, you do not need any middleman to get a personal loan. It is very simple to apply for a personal loan. You can visit the official website of your lender or a third-party financial website. You could also visit a branch of your lender.

    3. Do I have to pay any additional fee or charge for availing a personal loan?

    You will most probably have to pay a processing fee while applying for your loan. This is a one-time fee.

    4. What are the types of interest rates charged for personal loans?

    You can choose from fixed or floating/variable interest rates for your personal loans. Fixed interest rates will remain fixed throughout your loan tenure and floating or variable interest rates will change as per fluctuations in the benchmark rates.

    5. If I am an existing customer of a bank and if I apply for a personal loan from the same bank, will I get a preferential rate of interest?

    This will depend on your lender. If you have a salary account or any other account with a particular bank, you may get a low rate of interest as you already have an existing relationship with your lender. Make sure you check with your lender about this special interest rate before you apply for their loan.

    Ahmedabad Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i have applied for personal loan from it ,i came to know about bank bazaar service through on line, there service is good they co-operate with me well and i have been using website it is easy to access.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently, they have give me loan amount less i have expected more they have given me just 10,000 but is very less, the rate of interest i need to check how much they have charged they are charging on per day bases and processing fee is high.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Providing Good services to the customer"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar guys are really quick and process was easy. I have come to know about the bankbazaar through Internet search. I have started using the bankbazaar website since last 3 months. Customer care people are good and they suggesting good product to the customers according to their requirements.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2018
    • HDFC Bank Personal Loan
      "Really incredible banking experience"
      0.5 5.0/5 "Blown Away!"
      I have never had any issues with HDFC Services. Before the stipulated time i have received the loan as they promised. I did not visited their services. The documentation process was simple and easy. They sent a collection executive to my home to collect the documents. I need to check the documents for the interest rate and process fee. I have applied the loan amount of Rs. 3.5 lakhs and i have received the same.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 13, 2018
    • Capital First Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan a long time back and the experience with them has been good. The loan process took nearly five minutes and there has not been any hassle faced. But the interest rate with them has been a little on the higher end and i had been making timely payments for the loan repayment.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 13, 2018
    • Bank Bazaar Personal Loan
      "Wonderful Experience"
      0.5 5.0/5 "Blown Away!"
      It was a wonderful experience with Bank Bazaar . I had applied a Personal loan and they have taken care of my application and yes it happened to processed on time. There was no delay and i had the proper follow ups. In future if i am looking for any loan or credit card ,i will rely on Bank bazaar.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 12, 2018
    • HDFC Bank Personal Loan
      "Good In Need"
      0.5 5.0/5 "Blown Away!"
      I am happy with HDFC services as my request was addressed and was taken care by them. I was in a need of a loan and this is the first personal loan which i applied in my life. To my surprise , there was no trouble and the process of getting approval was easy. It took 4-5 days thats it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 12, 2018
    • HDFC Bank Personal Loan
      "Fantastic Service"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience in getting this loan where the process has been hassle free, the loan amount whcih they had provided has been satisfactory and the interest rate with them has been nominal compared with the market rate. There has been some small charges which they had made as well.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 11, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a very good portal to use where i had a very good experience with this portal because they have made the process very quick to get the personal loan. I ma using the mobile application it is easy also it is hassle free process to use. Customer service is very helpful by helping to get the loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 11, 2018
    • ICICI Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using with the personal loan from the ICICI BANK where i have applied for the loan previously and using it from past few months. I am satisfied with the services of this bank because they done the process very quick to get the loan also the rate of interest is 17% they have charged.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 11, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 4.5/5 "Excellent!"
      It was a very good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was prompt. Website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 09, 2018
    • Incred Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My experience was very good with Incred for personal loan, i received my loan amount within 10 days. The loan amount was for Rs 1.4 lacs with high interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is for 3 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 09, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I am using the services of bankbazaar from last 2 years, the services provided by bankbazaar is good when compared to others. Customer service was good and they responded on time. Also there is some sort of downtime when it comes to mobile application could be great if they work on it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 09, 2018
    • Incred Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience was good with INCRED for personal loan, the process took 1 week to complete. The rate of interest was 1% higher than the nominal interest rate. The loan amount was for Rs 50000 for 4 years. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 09, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had in taking this loan and everything had been done manually. The loan amount which they had provided has been fine and the interest rate which they where offering also had been good as well. There has not been any hassle faced with the banking services offered by them,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 08, 2018
    • Bank Bazaar Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      It has been a good experience i had with the services of them has not been up to the mark since more clarity is required. But the things where faster and i had even recommended to couple of friends and family as well. I had been using their website and it has been easy in using it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 08, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the interest rate with them has been good when they had offered but after the disbursement there has been a difference of 2-3% higher. The loan amount has been satisfactory but i was not happy with the interest rate which they where charging. Their customer support has been good and has been responsive during the process.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 08, 2018
    • Axis Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have taken the personal loan with the AXIS i ma satisfied with the process of getting the loan because i am holding the salary account so the process is quick to get the loan. The rate of interest is 18% in this bank. The service is good in this bank.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 04, 2018
    • YES Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have transferred the person loan from the AXIS BANK to the YES BANK. The rate of interest is 11% in this bank so i have transferred to this bank. I am using it from past few months i am satisfied with the services of this bank. The customer service is good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 04, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have got a call from the customer service as i have applied for the loan and they have explained about the loan and explained detailed about the process to get the loan. It is the very first time usage with the Bank bazaar. I am using through mobile application.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 04, 2018
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