Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Ahmedabad Personal Loan
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    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 16.49% Fixed
    0 Bankbazaar Exclusive
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
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    11.50% - 17.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Customer Reviews
    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    Eligibility Criteria
    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    10.99% - 14.49% Fixed
    0%
    30L Max
    1-5 years
    Response Time : Within 30 minutes
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    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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  • Ahmedabad Personal Loan is Rated as "Great!" by 1269 Users

    Fees & Charges

    Promised Interest Rate

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    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Ahmedabad Personal Loan

    Apply for Personal Loan

    Ahmedabad is a prominent city in the state of Gujarat, which used to be the capital of the state. This city is a leading commercial centre of the state with several trading and commerce activities. It is a business district that has leading institutions related to information technology, education, scientific research, culture, etc.

    The residents of this city have good access to banks and non-banking financial companies (NBFCs) for financial products and services. If you are looking for a personal loan, you can choose a bank or an NBFC as your lender and get a good loan deal at an attractive interest rate.

    Personal loans can be availed with minimal documentation within just a few hours. All you need to do is meet the most basic eligibility criteria, and you will most likely receive your personal loan amount without any difficulty. You can apply for personal loans online or by visiting your lender’s branch.


    You’re probably eligible for an Ahmedabad Personal Loan if you are

    01
    02
    03
    04
    Ahmedabad Personal Loan Minimum Age

    At least 21 years old

    Ahmedabad Personal Loan Maximum Age

    Less than 65 years old

    Ahmedabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ahmedabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ahmedabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ahmedabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Personal Loan amount by these steps

    01
    02
    Ahmedabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ahmedabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ahmedabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Personal Loan Interest RatesUpdated on 23 Jul 2018

    Ahmedabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Ahmedabad

    Let us take a look at some of the leading lenders that provide personal loans in the city of Ahmedabad:

    • Dena Bank
    • United Bank of India
    • State Bank of India (SBI)
    • Kotak Mahindra Bank
    • City Union Bank Ltd
    • Indian Overseas Bank
    • Punjab National Bank
    • Axis Bank
    • ING Vysya Bank
    • Abhyudaya Cooperative Bank Limited
    • Canara Bank
    • IDBI Bank
    • ICICI Bank
    • Rajkot Bank
    • Bank of Baroda
    • Indian Bank
    • Bajaj Finserv
    • UCO Bank
    • Vijaya Bank
    • Central Bank of India
    • Bank of Maharashtra
    • J & K Bank
    • GM National Bank for NABARD
    • Allahabad Bank
    • Yes Bank
    • Dhanlaxmi Bank
    • Dena Gujarat Gramin Bank
    • Madhavpura Mercantile Co-operative Bank Limited

    Personal Loan Interest Rates in Ahmedabad 2018

    The following table shows the interest rates for some of the banks that offer personal loans in Ahmedabad:

    Name of bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    YES Bank 14% p.a. Information not provided. Rs.2 lakh to Rs.20 lakh 1 to 5 Years
    J & K Bank (Consumer loan) Up to MCLR + 3.50% p.a. Nil Up to Rs.75,000 with up to 12 times your net monthly salary Up to 60 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank Up to 13.50% p.a. 0.75% of your loan amount along with the GST Up to Rs.10 lakh Up to 60 months

    Salary requirements to avail Personal Loans in Ahmedabad

    If you are a salaried employee, your monthly income will need to be at least Rs.15,000 or higher. The minimum salary requirement will differ from lender to lender. If you are a self-employed applicant, then your business should have earned a profit of at least between Rs.1 lakh and Rs.2 lakh on an annual basis.

    Ahmedabad Personal Loan FAQs

    1. Will I get a personal loan in Ahmedabad if my credit score is lower than 750?

    Even with a credit score of 750 and above, there is no proper assurance that your loan application will be accepted. However, if your credit score is lower than 750, you could try some alternative ways of getting your loan approved. You could furnish a collateral to assure your lender that you will repay your loan promptly. If you are earning a high income, you could show your income proof to ensure that you will be able to pay this loan without any struggle albeit your low credit score. You could also include the income of your spouse to improve your eligibility.

    2. Will I have to get in touch with any middleman to apply for a personal loan?

    No, you do not need any middleman to get a personal loan. It is very simple to apply for a personal loan. You can visit the official website of your lender or a third-party financial website. You could also visit a branch of your lender.

    3. Do I have to pay any additional fee or charge for availing a personal loan?

    You will most probably have to pay a processing fee while applying for your loan. This is a one-time fee.

    4. What are the types of interest rates charged for personal loans?

    You can choose from fixed or floating/variable interest rates for your personal loans. Fixed interest rates will remain fixed throughout your loan tenure and floating or variable interest rates will change as per fluctuations in the benchmark rates.

    5. If I am an existing customer of a bank and if I apply for a personal loan from the same bank, will I get a preferential rate of interest?

    This will depend on your lender. If you have a salary account or any other account with a particular bank, you may get a low rate of interest as you already have an existing relationship with your lender. Make sure you check with your lender about this special interest rate before you apply for their loan.

    Ahmedabad Personal Loan Reviews

    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Easy to get a loan"
      0.5 4.0/5 "Great!"
      I have got a insta loan service against the ICICI credit card. The customer care servicer is awesome. I have purchased this insta loan in the year of February 2017. I have got a loan amount of 2 lakhs. They have offered me a interest rate of 13% and processing fee is 2.5%. I used to pay the EMI amount of Rs. 9800 every month. Its easy to get a loan from ICICI. I did not provided any documents for this loan. Within 4 working days i have received the loan. We can foreclose this loan without any charges.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Got my Jumbo personal loan from HDFC bank , It got instantly approved through mobile application of Hdfc bank where the Rate of interest is also high compared to other banks, their customer service and response is good.Made payments through ECS .The tenure period is 3 years and the pre closure charges are also too high .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 10, 2018
    • Bank Bazaar Personal Loan
      "Super Service"
      0.5 4.5/5 "Excellent!"
      I'm really impressed with the services of BankBazaar. BankBazaar makes it easier to purchase various financial products online. I've applied for a personal loan via BankBazaar and the whole application and documentation process was easy and hassle free. I never faced any issues with their services.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 25, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I took a personal loan from the HDFC bank for Rs. 10.62Lacs for 5 years, The interest rate is competitive, I got the loan amount with in 10 days. I got the loan amount credited to my account. The whole application and the documentation process was easy and hassle free.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 25, 2018
    • HDFC Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The personal loan i had taken from the HDFC and it is absolutely good. I am happy holding this loan. The loan amount is good. Rate of interest is 10% and it is normal. I had a very good experience with my personal loan. The customer service is excellent.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 20, 2018
    • Bajaj Finserv Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I have take personal loan from the Bajaj finance which they approved in 2 day and the amount is reflected in next day ,its instant approve process. As am not satisfied with the rate of interest which is quiet high. They provided the tenure period of 36 months and i make the payment monthly though ECS.. There is processing fees which is quiet high also,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 19, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal for 5 Lacs from the HDFC bank, I got the loan amount with in 12 days.I applied for the loan Online and it was disbursed to my account. I pay Monthly 11000. The interest rate is comparatively low. Overall it has been a smooth loan experience with the HDFC bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2018
    • HDB Financial Services Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with HDB and my loan experience was good, the loan amount was for Rs 2 lakhs with high interest rate when compared to all other sources. Customer service was good and they collected documents on time. The tenure period for this loan is 3 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2018
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      More convenient in bankbazaar. I have been using bankbazaar hardly for 5 months. I came to know bankbazaar through some Television advertisement. I don't face any difficulties while purchasing a personal loan from them. Customer care has done a very good followup on personal loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 06, 2018
    • Tata capital Personal Loan
      "Excellent "
      0.5 4.0/5 "Great!"
      Interest rates are best in TATA capital. When i compared the interest rate with other banks. I got the loan on time. I have got the loan for 1 lakh and I'm paying the EMI is 2300. I have to pay this for 4 years. I'm not aware the processing fee. I have called the customer care, no contact details is proper. They wont pick up the call most of the times.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 06, 2018
    • Bank Bazaar Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      BANK BAZAAR is a good platform for all the financial products . The customer service and responses was up to the mark. I have inquired for my loan before and i had a good experience so I would like to recommend to other but here I am getting repeated calls from their customer service which should be avoided,
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 06, 2018
    • Kotak Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with KOTAK BANK.I have taken 50,000 and the given interest rate was 11-12% which is very satisfactory when comparing with other banks in the market .The customer service and responses was up to the mark. The processing fee was also very nominal.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 06, 2018
    • Bajaj Finserv Personal Loan
      "very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 9 years back. The loan amount was 51,000 and the interest rate was 21% which is very high. The customer service and responses was good. They have sanctioned the loan with the committed time and its a pre approved loan.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 05, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      BANK BAZAAR is a stop solution for all the financial products. The customer service and responsiveness was really up to the mark. The website has any good options which is very useful. The web portal's accuracy and speed is good so I would like to recommend to others.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 05, 2018
    • Kotak Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with KOTAK BANK. The loan amount was 5 lakhs and the interest rate was 14.99% which is bit high than other banks.The tenure period was 5 years . The customer service ad responses was up to the mark. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 05, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      The services which they had provided had been good, it has been prompt and informative. I have started recently using the services of them, and through the website it has been easy in the usage. The customer support had been good, they had made a good follow up, but the only issue was that the gift voucher which they had promised had taken more time reach than usual.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 28, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It has been a very good experience with them, and i already had an account with them which made me to chose to apply with them. But the interest rate had been a little high compared with the market. Their customer support had been very good and the process with them had went well and it was pretty good. Even the loan amount had been satisfactory.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 28, 2018
    • Axis Bank Personal Loan
      "Quick loan expereince"
      0.5 4.0/5 "Great!"
      I took a personal loan of 1 Lac from the Axis bank. I got the loan with in 5 days. The application process and the documentation was easy and hassle free. I applied for the loan via the Axis Bank mobile app. Overall it was a good loan experience.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 25, 2018
    • Allahabad Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It has been almost six years since i had taken this loan amount, it has been a good experience. The whole process had been very good, it was very easy and the loan got sanctioned in very less days. The customer service had been good and the response from the staff side also had been very nice.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on May 25, 2018
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