Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 33 Ahmedabad Personal Loan
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    Interest Rate Range
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    Loan Amount
    Tenure Range
    10.99% - 17.99%
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    30L Max
    1-5 Years
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    10.99% - 25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    14.99% - 14.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 21.25% Fixed
    Up to 2.5% One time fee
    40L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.5% - 13.5% Fixed
    1% + applicable tax One time fee
    2L - 25L
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    11% - 16% Fixed
    0 Bankbazaar Exclusive
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    11.00% - 18.25% Fixed
    From .75% (min. ₹999 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
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    12.49% - 33% Fixed
    6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
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    10.99% - 14.49% Fixed
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    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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  • Ahmedabad Personal Loan is Rated as "Great!" by 1284 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Ahmedabad Personal Loan

    Apply for Personal Loan

    Ahmedabad is a prominent city in the state of Gujarat, which used to be the capital of the state. This city is a leading commercial centre of the state with several trading and commerce activities. It is a business district that has leading institutions related to information technology, education, scientific research, culture, etc.

    The residents of this city have good access to banks and non-banking financial companies (NBFCs) for financial products and services. If you are looking for a personal loan, you can choose a bank or an NBFC as your lender and get a good loan deal at an attractive interest rate.

    Personal loans can be availed with minimal documentation within just a few hours. All you need to do is meet the most basic eligibility criteria, and you will most likely receive your personal loan amount without any difficulty. You can apply for personal loans online or by visiting your lender’s branch.


    You’re probably eligible for an Ahmedabad Personal Loan if you are

    01
    02
    03
    04
    Ahmedabad Personal Loan Minimum Age

    At least 21 years old

    Ahmedabad Personal Loan Maximum Age

    Less than 65 years old

    Ahmedabad Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Ahmedabad Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Ahmedabad Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Ahmedabad Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Ahmedabad Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Ahmedabad Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Ahmedabad Personal Loan amount by these steps

    01
    02
    Ahmedabad Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Ahmedabad

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Ahmedabad Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Ahmedabad Personal Loan Interest RatesUpdated on 24 Sep 2018

    Ahmedabad Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loans offered by Various Lenders in Ahmedabad

    Let us take a look at some of the leading lenders that provide personal loans in the city of Ahmedabad:

    • Dena Bank
    • United Bank of India
    • State Bank of India (SBI)
    • Kotak Mahindra Bank
    • City Union Bank Ltd
    • Indian Overseas Bank
    • Punjab National Bank
    • Axis Bank
    • ING Vysya Bank
    • Abhyudaya Cooperative Bank Limited
    • Canara Bank
    • IDBI Bank
    • ICICI Bank
    • Rajkot Bank
    • Bank of Baroda
    • Indian Bank
    • Bajaj Finserv
    • UCO Bank
    • Vijaya Bank
    • Central Bank of India
    • Bank of Maharashtra
    • J & K Bank
    • GM National Bank for NABARD
    • Allahabad Bank
    • Yes Bank
    • Dhanlaxmi Bank
    • Dena Gujarat Gramin Bank
    • Madhavpura Mercantile Co-operative Bank Limited

    Personal Loan Interest Rates in Ahmedabad 2018

    The following table shows the interest rates for some of the banks that offer personal loans in Ahmedabad:

    Name of bank Interest Rate Range Processing Fee Range Loan Amount Tenure
    Bajaj Finserv 13.99% p.a. 2.25% to 3% of the loan amount Up to Rs.25 lakh 12 months to 60 months
    YES Bank 14% p.a. Information not provided. Rs.2 lakh to Rs.20 lakh 1 to 5 Years
    J & K Bank (Consumer loan) Up to MCLR + 3.50% p.a. Nil Up to Rs.75,000 with up to 12 times your net monthly salary Up to 60 months
    Bank of Maharashtra 1 year MCLR + 4.00% p.a. 1% of your loan amount with a minimum of Rs.1,000 Up to Rs.1.50 lakh Up to 36 months
    Vijaya Bank Up to 13.50% p.a. 0.75% of your loan amount along with the GST Up to Rs.10 lakh Up to 60 months

    Salary requirements to avail Personal Loans in Ahmedabad

    If you are a salaried employee, your monthly income will need to be at least Rs.15,000 or higher. The minimum salary requirement will differ from lender to lender. If you are a self-employed applicant, then your business should have earned a profit of at least between Rs.1 lakh and Rs.2 lakh on an annual basis.

    Ahmedabad Personal Loan FAQs

    1. Will I get a personal loan in Ahmedabad if my credit score is lower than 750?

    Even with a credit score of 750 and above, there is no proper assurance that your loan application will be accepted. However, if your credit score is lower than 750, you could try some alternative ways of getting your loan approved. You could furnish a collateral to assure your lender that you will repay your loan promptly. If you are earning a high income, you could show your income proof to ensure that you will be able to pay this loan without any struggle albeit your low credit score. You could also include the income of your spouse to improve your eligibility.

    2. Will I have to get in touch with any middleman to apply for a personal loan?

    No, you do not need any middleman to get a personal loan. It is very simple to apply for a personal loan. You can visit the official website of your lender or a third-party financial website. You could also visit a branch of your lender.

    3. Do I have to pay any additional fee or charge for availing a personal loan?

    You will most probably have to pay a processing fee while applying for your loan. This is a one-time fee.

    4. What are the types of interest rates charged for personal loans?

    You can choose from fixed or floating/variable interest rates for your personal loans. Fixed interest rates will remain fixed throughout your loan tenure and floating or variable interest rates will change as per fluctuations in the benchmark rates.

    5. If I am an existing customer of a bank and if I apply for a personal loan from the same bank, will I get a preferential rate of interest?

    This will depend on your lender. If you have a salary account or any other account with a particular bank, you may get a low rate of interest as you already have an existing relationship with your lender. Make sure you check with your lender about this special interest rate before you apply for their loan.

    Ahmedabad Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good. Can do better"
      0.5 4.0/5 "Great!"
      After me applying for a personal loan through Bankbazaar, the response was on time. The website is also good to navigate through. It would be better if there is more clarity in the number of days the loan would be processed, so the customer would be prepared for the same in times of need, since I was told 3 days, but I got it in 5 days. The second thing is the call volume can be reduced and there could be updates as well, so the customer does not receive numerous calls for the same offer. There could also be more follow ups and the team could also have the information about the latest status of the application.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Sep 10, 2018
    • Bank Bazaar Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      My experience with Bankbazaar is good and there are no issues in the overall process. They been on time to contact me and inform me the details and there was follow up calls too. The website is good and it is easy to understand and follow and place a request.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Aug 25, 2018
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It is a straight forward and simple process at Tata Capital. The customer services and response is good. I also received the loan as needed. The rate of interest is around 16% and the processing fee is waived off. The documentation was also taken on time.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Aug 25, 2018
    • Kotak Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Kotak Mahindra Bank, I needed loan at the time hence despite of the interest rate to be high I took it, they charged 11.2 %, the loan period is for 4 years. I received the loan amount on time at the time I applied for it, the services provided by them were good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 25, 2018
    • review Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from the IIFL for 3 lacs, the interest rate was in par with the market rate. The loan is almost going to get closed soon. The application and processing was hassle free. It was a good personal loan experience with them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 24, 2018
    • HDB Financial Services Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the HDB Financial Services for 3 Lacs, the interest rate was in par with the market rate. It has been a hassle free personal loan experience with the HDB
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 24, 2018
    • Kotak Personal Loan
      "Good experience"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan with Kotak Mahindra bank. The process to get the loan is good and there are no hassles in the process. The documentation was collected on time and I am also okay with the rate of interest and charges. It is nominal too.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Aug 22, 2018
    • Bank Bazaar Personal Loan
      "GOOD APPLICATION"
      0.5 4.0/5 "Great!"
      Application and the website are user friendly, its easy to navigate, also the information given on the website is accurate ,executives clearly explained me about the loan and the features of the loan, which gave me good knowledge about the product.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Aug 14, 2018
    • Tata capital Personal Loan
      "OFFERED A GOOD LOAN"
      0.5 5.0/5 "Blown Away!"
      It was a good experience but one thing is that they could have taken my consent before applying the insurance for me, at least they could have informed be at time of applying because of that i have called them again and got canceled, it after making conversation with them.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Aug 14, 2018
    • Axis Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken loan with AXIS BANK . Interest rate is 16% which is too high in the market, and my loan amount is up to the mark. There is no hidden charges. I use to pay 15000 as EMI per month and tenure period is 5years. Customer service response is good. Processing fee is 2% on loan amount and it is high when compared to others.
      Was this review helpful? 3
      , ahmedabad
      Reviewed on Aug 14, 2018
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience with Bank services and the process in getting this loan had been simple and smooth. The loan amount which they had provided had been good as well and the interest rate with them had been nominal. Their customer support also had been good and responsive, i had taken this loan for my personal purpose.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Jul 27, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience with ICICI bank was good, the process was smooth and the loan amount was disbursed on time. The loan amount was for Rs 1.20 lakhs with nominal interest rate of 11.49%. I was happy with the customer service and the tenure period was for 2 years.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 26, 2018
    • review Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I took personal loan from SHRIRAM CITY UNION FINANCE . Its instant approval process which took just 10 days for documentations and approval. Am satisfied with the customer service and response. As am satisfied with the rate of interest which is quiet high , they provided the tenure period of 18 months . There are no processing fees. Overall am satisfied with their customer service and response .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 25, 2018
    • Capital First Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from capital first , as the rate of interest is a promising one . Paying the payments through ECS . They took 24 hours for approval and documentation as instant approval process.The customer service and response is good . The processing fees are high for personal loan compare to other banks. The tenure period is 4 years.
      Was this review helpful? 10
      , ahmedabad
      Reviewed on Jul 25, 2018
    • Bank Bazaar Personal Loan
      "No just not required pl right now"
      0.5 3.5/5 "Pretty good"
      Just not required pl right now, that's why I am not making following procedure of that..!! Otherwise there are no issues at all by bankbazar.com From , GAURAV PRAJAPATI I m apply pl but now I don't need it bcs, I m taken loan from HDFC bank.....!!
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 24, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 5
      , ahmedabad
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Easy to get a loan"
      0.5 4.0/5 "Great!"
      I have got a insta loan service against the ICICI credit card. The customer care servicer is awesome. I have purchased this insta loan in the year of February 2017. I have got a loan amount of 2 lakhs. They have offered me a interest rate of 13% and processing fee is 2.5%. I used to pay the EMI amount of Rs. 9800 every month. Its easy to get a loan from ICICI. I did not provided any documents for this loan. Within 4 working days i have received the loan. We can foreclose this loan without any charges.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 10, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Got my Jumbo personal loan from HDFC bank , It got instantly approved through mobile application of Hdfc bank where the Rate of interest is also high compared to other banks, their customer service and response is good.Made payments through ECS .The tenure period is 3 years and the pre closure charges are also too high .
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 10, 2018
    • Bank Bazaar Personal Loan
      "Super Service"
      0.5 4.5/5 "Excellent!"
      I'm really impressed with the services of BankBazaar. BankBazaar makes it easier to purchase various financial products online. I've applied for a personal loan via BankBazaar and the whole application and documentation process was easy and hassle free. I never faced any issues with their services.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 25, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I took a personal loan from the HDFC bank for Rs. 10.62Lacs for 5 years, The interest rate is competitive, I got the loan amount with in 10 days. I got the loan amount credited to my account. The whole application and the documentation process was easy and hassle free.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 25, 2018
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