Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Agra Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 14.49% Fixed
    0 to ₹1,180
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 20.70% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Eligibility Criteria
    Customer Reviews
    12.99% - 12.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1,499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.49% - 19.99% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
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    Good to Know
    Eligibility Criteria
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
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    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 15.99% Fixed
    Up to 0.5%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 17.99% Fixed
    Up to 2.5%
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 19% Fixed
    Up to 3% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
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    Good to Know
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  • Agra Personal Loan is Rated as "Great!" by 87 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Agra Personal Loan

    Agra, the city of Taj Mahal, has held its historical importance till date in many ways.But there’s a lot more to the city in Uttar Pradesh, which is situated at the proximal distance from the national capital. With the new New Delhi-Agra highway opening up, the distance has reduced further and it will have a greater impact on the development of the city.

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Agra Personal Loan if you are

    01
    02
    03
    04
    Agra Personal Loan Minimum Age

    At least 21 years old

    Agra Personal Loan Maximum Age

    Less than 65 years old

    Agra Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Agra Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Agra Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Agra Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Agra Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Agra Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Agra Personal Loan amount by these steps

    01
    02
    Agra Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Agra

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Agra Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Agra Personal Loan Interest RatesUpdated on 24 Nov 2017

    Agra Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Apply for Personal Loan

    Personal Loan in Agra

    Agra is located on the banks of the Yamuna river in Uttar Pradesh and is renowned the world over for its tourist hotspots and UNESCO World Heritage Sites such as the Taj Mahal, Fatehpur Sikri and the Agra Fort. The city is home to over two million people, most of whom are either businessmen. As a result, personal loans in the city are becoming increasingly important as individuals residing there tend to approach banks and financial institutions to fulfil their personal requirements. Residents of Agra usually resort to personal loans to purchase products or services that they otherwise would not be able to afford on their salaries and savings alone. Some of the most common reasons for the people of Agra to avail personal loans include home renovation or refurbishment, investment in home appliances or vehicles, to pay for their weddings or the weddings of their loved ones, etc. The reasons for people to avail personal loans are aplenty, but the number of individuals who avail personal loans in Agra has increased considerably in recent years.

    Personal Loan Offered by various Banks in Agra

    An increasing number of private as well as public sector banks and non-banking institutions in Agra have opened their doors to individuals who seek personal credit. Some of the leading institutions include Citibank, Standard Chartered, Capital First, Tata Capital, HDFC Bank, ICICI Bank, Oriental Bank, IndusInd, Fullerton, Kotak Mahindra, Aditya Birla, Allahabad Bank, Bank of Baroda, Bank of India, Canara Bank, Central Bank, Dena Bank, IDBI Bank, Indian Bank, Indian Overseas Bank, Karur Vysya, South Indian Bank, State Bank of India, UCO Bank, Union Bank, Vijaya Bank, Yes Bank, etc. If you’re seeking personal loans in Agra, consider these banks as they offer the best terms and conditions in the city.

    How to get a Personal Loan with the Lowest Interest Rate in Agra

    There are few factors to consider when applying for a personal loan and availing competitive interest rates. The lender from whom you choose to borrow will determine the interest rate applicable to your credit. But before drafting an application for a personal loan, it is essential to ensure that you have a good credit rating. Credit scores in excess of 750 will make it fairly easy for you to get a relatively high amount with a considerably low interest rate. The higher you’re score, the lower your interest rate and vice-versa. It is also essential to carefully assess your financial requirements before applying for a loan as taking an amount higher than you need will mean that you will have to pay interest for an unnecessary sum. Similarly, taking an amount lower than your actual requirements will mean that you will probably have to avail another loan and thereby pay interest towards that as well.

    Personal Loan Interest Rates in Agra 2017

    A number of leading public and private sector banks in Agra offer personal loans to the residents of the city. Following are the interest rates offered by the top banks for personal loans in Agra

    Bank Interest Rate
    Citibank 10.99% to 15.99% (Fixed)
    Standard Chartered 11.25% to 14.49% (Fixed)
    Capital First 12% to 18% (Fixed)
    Tata Capital 11.99% to 19.50% (Fixed)
    ICICI Bank 11.59% to 18.49% (Fixed)
    Oriental Bank 10.85% to 11.85% (Floating)
    HDFC Bank 11.49% to 19.8% (Fixed)
    IndusInd Bank 11.99% to 19% (Fixed)
    Fullerton 17.25% to 37% (Fixed)
    Kotak Mahindra 11.49% to 20.15% (Fixed)
    Aditya Birla 11.5% to 13.25% (Fixed)
    Allahabad Bank 13.10% (Fixed)
    Bank of Baroda 11.35% to 14.35% (Fixed)
    Bank of Maharashtra 12.75% (Fixed)
    Bank of India 13% to 14% (Fixed)
    Canara Bank 12.75% (Floating)
    Central Bank 11.4% (Floating)
    Dena Bank 13% to 14% (Fixed)
    IDBI Bank 12.45% (Floating)
    Indian Bank 12.65% to 13.65% (Floating)
    Indian Overseas Bank 13.65% (Fixed)
    Karur Vysya 13.35% to 15.85% (Floating)
    South Indian Bank 13% (Fixed)
    State Bank of India 12.90% to 14.90% (Fixed)
    UCO Bank 11.35% to 11.60% (Fixed)
    Union Bank 14.4% (Floating)
    Vijaya Bank 13.50% (Fixed)
    Yes Bank 14% (Fixed)

    Salary Requirements to avail Personal Loans in Agra

    Each lender has its requirements when it comes to sanctioning a personal loan to a salaried or self-employed applicant. While salaried employees in Agra are required to earn between Rs.7,500 and Rs.50,000 a month to avail a personal loan, self-employed individual will have to show an income of Rs.1 lakh to Rs.2 lakhs in annual earnings if they are to gain access to credit.

    Agra Personal Loan FAQs

    1. What is the maximum amount of money that can be borrowed through a personal loan?

      The maximum amount offered by a bank will depend on a number of factors, but most banks limit their lending to a maximum of Rs.5 lakhs to Rs.30 lakhs.

    2. Is there a processing fee applicable to a personal loan?

      Yes. Personal loans are usually granted for a fee ranging from 0.5% to 2.5% of the amount you wish to borrow.

    3. What documents will I need to apply for a personal loans?

      Banks and financial institutions require your KYC documents, ID proof and address proof along with your bank statement, income proof and a passport sized photograph.

    4. Do salaried individuals have to be of a certain age to avail a personal loan?

      Yes. Lending institutions require borrowers to be between 21 years of age and 60 years of age to ensure that they have the ability to repay the amount borrowed. They also check for proof of income.

    5. How long can I take to repay a personal loan?

      Customers are free to choose their tenure for a personal loan based on their repayment capacity. In most cases, banks offer a tenure ranging from one year to five years.

    Agra Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Fantastic"
      0.5 3.0/5 "Satisfactory"
      Overall experience with the Bankbazaar.com is an average one , also I can get the information about the financial products in a single page. I am happy with the Bankbazaar.com, also I have not faced any hiccups with them till now.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 20, 2017
    • HDFC Bank Personal Loan
      "Better"
      0.5 3.0/5 "Satisfactory"
      I was asking for 2 lakh Rupees as personal loan while they have committed that they can give only lesser amount. I would like to say taht the customer service is good with the HDFC bank, also am really okay with them till now.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 20, 2017
    • Bank Bazaar Personal Loan
      "Better service "
      0.5 4.0/5 "Great!"
      I have been using the bank bazaar website for more than one year.The executives do respond on time and they give an explanation for each and every product.They are very quick in sharing the information.I will continue to browse the website for different financial products.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 10, 2017
    • HDFC Bank Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      I had applied for a personal loan with Hdfc bank for an amount of three lakhs.Rate of interest is 14.75%nominal as compared to other banks.I had submitted documents its been almost a week till now no response to share the status of the application as well,not satisfied with banks service.
      Was this review helpful? 0
      , agra
      Reviewed on Nov 10, 2017
    • Bank Bazaar Personal Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 1 year, Bankbazaar provides good services on financial products when compared to all other banking websites. The customer service was good and prompt. I use the mobile application, it is easy to navigate and it is user friendly.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 26, 2017
    • HDFC Bank Personal Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from HDFC bank, my loan application was closed because there was no local id proof like EB bills, When it comes to customer service, it was good and they followed up on regular intervals. The rate of itnerest was high when compared to all other banks.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 26, 2017
    • Bank of Baroda Personal Loan
      "Efficient Bank"
      0.5 5.0/5 "Blown Away!"
      Bank of Baroda is one of those efficient banks that provided me with a loan long time ago, and their process involved minimal hazzle. The loan got approved within a day, I had option to preclose my loan which I did. The rate of interest is also good in the bank.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 10, 2017
    • Bank Bazaar Personal Loan
      "Bankbazaar is very useful"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar is very useful website and has been one of my best financial assitant in recent times. I have been using Bankbazaar for quite a time now, I get the information within a click and that sorts out things for me. I felt the Bankbazaar website to be very good and easy to access.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 10, 2017
    • ICICI Bank Personal Loan
      "Need to be better"
      0.5 1.0/5 "Really Bad"
      I applied for Personal Loan with ICICI bank which unfortunately got rejected due to area confliction. I wish they have better clarity towards the customers. As of now I don't want to favor ICICI bank that much. Maybe in Future I might. I even have my Life insurance with them which actually is one of the best that I have.
      Was this review helpful? 0
      , agra
      Reviewed on Oct 10, 2017
    • Bank Bazaar Personal Loan
      "Nice Experience"
      0.5 4.0/5 "Great!"
      My experience with Bankbazaar is very good. It was a simple and easy process to get my loan through. I got a proper response and there was no delay. They were swift from the moment I registered my details. The website is also good and there has been no hassles till date.
      Was this review helpful? 0
      , agra
      Reviewed on Sep 14, 2017
    • ICICI Bank Personal Loan
      "Comfortable with the services"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from ICICI Bank and the process was very much convenient for me. The services and response they provided during the process was on time and I had no hassles. The interest rate and processing charges were very much normal as well.
      Was this review helpful? 0
      , agra
      Reviewed on Sep 14, 2017
    • Bank Bazaar Personal Loan
      "Awesome service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar has very good web site to find the financial products. Bank bazaar was helpful to get in touch with the bank partner. The website of bank bazaar is easy to use and user friendly. I am satisfied using bank bazaar web portal. I would say bank bazaar gives Awesome service.
      Was this review helpful? 0
      , agra
      Reviewed on Aug 16, 2017
    • ICICI Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I haven't got the personal loan from ICICI bank. I thought I will get personal loan with low interest rate from ICICI bank but unfortunately I got the home credit services so that was the reason I haven't proceed with ICICI bank personal loan.
      Was this review helpful? 0
      , agra
      Reviewed on Aug 16, 2017
    • Bank Bazaar Personal Loan
      "Easy to Navigate"
      0.5 4.0/5 "Great!"
      The person who coordinated with me for the loan process was good. They gave answer for my queries and responded well. Even the Bank Bazaar is also an userfriendly website to check banking details, but it would be great if they provide more options for the loan products.
      Was this review helpful? 0
      , agra
      Reviewed on Aug 10, 2017
    • ICICI Bank Personal Loan
      "Its Better"
      0.5 2.0/5 "Expected more"
      ICICI have insisted me to open the saving account to maintain the minimum balance maintenance of Rs.10,000 on monthly basis, hence I don't have interest to proceed with them. But for personal loan interest was nominal as per other competitive banks.
      Was this review helpful? 0
      , agra
      Reviewed on Aug 10, 2017
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Truly with the help of bankbazaar, I had taken the personal loan. The customer service is really good and they provided a prompt service throughout the loan process. Also , the website is easy to use and it has good options to check about the loan process.
      Was this review helpful? 0
      , agra
      Reviewed on Jul 24, 2017
    • HDFC Bank Personal Loan
      "Great support"
      0.5 5.0/5 "Blown Away!"
      HDFC bank provided the great support when I approached them for the personal loan. They done the loan process in a good manner and their customer service is really good. They promptly assisted me and there was no delay during the loan process. Moreover interest rate is good.
      Was this review helpful? 0
      , agra
      Reviewed on Jul 24, 2017
    • HDFC Bank Personal Loan
      "Hassle free loan"
      0.5 5.0/5 "Blown Away!"
      The personal loan process with HDFC bank was really good. They took time to disburse my personal loan, but still they were in touch with me and they were updating me the status of the product regularly. The required loan amount was not given ,but still I happy about the loan amount. The rate of interest was nominal with HDFC bank.
      Was this review helpful? 1
      , agra
      Reviewed on Jul 01, 2017
    • Bank Bazaar Personal Loan
      "Best"
      0.5 5.0/5 "Blown Away!"
      Response was very good with the Bnakbazaar.com and within two to three months of time, I would like to come up with them again or my requirements after three months of time. Customer service is fantastic one and everything is up to the mark.
      Was this review helpful? 0
      , agra
      Reviewed on Jun 14, 2017
    • ICICI Bank Personal Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      Because of the interest rate only, I had not taken the personal loan with the ICICI bank. Customer service was good one with the ICICI bank like they have contacted me on an immediate basis , also the executives are really gentle. I would like to suggest that they could reduce the rate of interest too .
      Was this review helpful? 0
      , agra
      Reviewed on Jun 14, 2017
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