Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 32 Agartala Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 15.99% Fixed
    Up to 2%
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 19.8% Fixed
    Up to 2% One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    Up to 2% One time fee
    20L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    13% - 21% Fixed
    Up to 2%
    Upto 25L
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 17.99% Fixed
    2.25% (min. ₹1499 + applicable tax) One time fee
    20L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.65% - 11.65% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time : Within 30 minutes
    Guarantor Required Paperless approval available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    14% - 33% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time : Within 30 minutes
    Paperless approval available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
    What you'll love
    Documents
    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.75% - 13.75% Fixed
    1% One time fee
    30L Max
    1-5 Years
    Response Time : Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
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  • Agartala Personal Loan Reviews

    • SBI Personal Loan
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      My personal loan is with State Bank of India and the process to get the loan was easy. The customer services was nice and the documentation was simple. The rate of interest was of 12% with a nominal processing charge. The loan disbursed was also to my satisfaction.
      Was this review helpful? 0
      , agartala
      Reviewed on Aug 12, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been good and the overall experience is smooth. They done their job well and the process was easy. I had to submit my details online which was convenient to do and the website is also up to the mark, it was informative.
      Was this review helpful? 0
      , agartala
      Reviewed on Aug 12, 2017
    • HDFC Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      HDFC Bank contacted me initially for the personal loan and later informed me that the loan could not be processed. I was not given the reason for declination. The rate of interest and processing charges was on the average and so was the whole experience.
      Was this review helpful? 0
      , agartala
      Reviewed on Aug 12, 2017
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The services rendered by Bankbazaar has been perfect. They were constantly in touch with me. The follow up calls was regular and I had no hassles to browse through the portal too. The options on the portal is also clear and useful. In all it was a good experience.
      Was this review helpful? 0
      , agartala
      Reviewed on Jul 23, 2017
    • HDFC Bank Personal Loan
      "Not happy with the services"
      0.5 2.0/5 "Expected more"
      I did not take the personal loan from HDFC Bank because I got a better rate of interest from another bank. More over the bank did not contact me as well. There was a complete zero response. They did not call me to even check what my requirement was about.
      Was this review helpful? 0
      , agartala
      Reviewed on Jul 23, 2017
    • HDFC Bank Personal Loan
      "Worst experience with HDFC 10 sec pre-approved personal loan"
      0.5 0.5/5 "Unacceptable"
      One of the banker from HDFC agartala branch namely Mr. Ashim call me and informed me about pre approved loan as I am having salary account. I showed interest and he requested me to visit branch. I visited branch affecting my other work, he started to convince me for HDFC life policy of 31 thousand p.a. and told without that i can't get that 10 sec loan which was pre approved. With that harassment I left branch and then applied through netbanking. There also i got a response that there is a technical problem so we shall disburse the loan amount within 1 working day with reference no. 6010026794 . After no response for few days i wrote mails to loansupport@hdfcbank.com. I got revert that this can't be done again and will try offline mode. So, finally after 1 week of all harassment I got a reply that I am not eligible due to my address location.
      Was this review helpful? 5
      , agartala
      Reviewed on Jul 17, 2015
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    Agartala Personal Loan is Rated as "Pretty good" by 6 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Agartala Personal Loan

    Agartala is the capital of Tripura and the second largest city in the state. It is one of the fastest growing cities in the north east of India, pulling in people from different walks of life for employment and career opportunities

    A personal loan is a kind of unsecured loan which can be used for any purpose that the borrower deems necessary. An unsecured loan is an umbrella term used for loans which do not require collateral. Banks, credit unions, and other financial institutions offer personal loans on an ongoing basis.


    You’re probably eligible for an Agartala Personal Loan if you are

    01
    02
    03
    04
    Agartala Personal Loan Minimum Age

    At least 21 years old

    Agartala Personal Loan Maximum Age

    Less than 65 years old

    Agartala Personal Loan Eligible Employment Type

    Salaried / Self – Employed
    with regular income

    Agartala Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Agartala Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Agartala Personal Loan Minimum Salary

    Minimum income required
    Rs.17,500 per month

    Agartala Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 50K to Rs. 30 lakhs

    Agartala Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Agartala Personal Loan amount by these steps

    01
    02
    Agartala Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Agartala

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Agartala Personal Loan

    • 1. Photo ID and age proof
    • 2. Signed application form with photograph
    • 3. Residence proof
    • 4. Last 6 months bank statement
    • 5. Documentation for salaried applicants:
      • Last 3 months salary – slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:

      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

    Agartala Personal Loan Interest RatesUpdated on 26 Sep 2017

    Agartala Personal Loan Details
    Interest Rate (Monthly reducing balance) 13.49% - 34%
    Processing Fees 0.5-2.5%
    Loan Tenure 1 year to 5 years
    Pre-closure Charges 2% - 5%
    Guarantor Requirement No guarantor required

    Personal Loan in Agartala

    Agartala is the capital of Tripura and also the largest city in the state. It is also the second biggest city in the whole of North East India. Agartala is among the quickest developing cities in the country and as such, personal loans in the city are growing in popularity as individuals residing there tend to approach banks and financial institutions to fulfil their personal requirements. Residents of Agartala usually resort to personal loans to purchase products or services that they otherwise would not be able to afford on their salaries and savings alone. Some of the most common reasons for the people of Agartala to avail personal loans include home renovation or refurbishment, investment in home appliances or vehicles, to pay for their weddings or the weddings of their loved ones, etc. The reasons for people to avail personal loans are aplenty, but the number of individuals who avail personal loans in Agartala has increased considerably in recent years.

    Personal Loan Offered by Various Banks in Agartala

    An increasing number of private as well as public sector banks and non-banking institutions in Agartala have opened their doors to individuals who seek personal credit. Some of the leading institutions include

    Citibank

    Standard Chartered

    Capital First

    Tata Capital

    HDFC Bank

    ICICI Bank

    Oriental Bank

    IndusInd

    Fullerton

    Kotak Mahindra

    Aditya Birla

    Allahabad Bank

    Bank of Baroda

    Bank of India

    Canara Bank

    Central Bank

    Dena Bank

    IDBI Bank

    Indian Bank

    Indian Overseas Bank

    Karur Vysya

    South Indian Bank

    State Bank of India

    UCO Bank

    Union Bank

    Vijaya Bank

    Yes Bank, etc.

    If you’re seeking personal loans in Agartala, consider these banks as they offer the best terms and conditions in the city.

    How to get a Personal Loan with the Lowest Interest Rate in Agartala

    There are few factors to consider when applying for a personal loan and availing competitive interest rates. The lender from whom you choose to borrow will determine the interest rate applicable to your credit. But before drafting an application for a personal loan, it is essential to ensure that you have a good credit rating. Credit scores in excess of 750 will make it fairly easy for you to get a relatively high amount with a considerably low interest rate. The higher you’re score, the lower your interest rate and vice-versa. It is also essential to carefully assess your financial requirements before applying for a loan as taking an amount higher than you need will mean that you will have to pay interest for an unnecessary sum. Similarly, taking an amount lower than your actual requirements will mean that you will probably have to avail another loan and thereby pay interest towards that as well.

    Personal Loan Interest Rates in Agartala 2017

    A number of leading public and private sector banks in Agartala offer personal loans to the residents of the city. Following are the interest rates offered by the top banks for personal loans in Agartala:

    Bank Interest Rate
    Citibank 10.99% to 15.99% (Fixed)
    Standard Chartered 11.25% to 14.49% (Fixed)
    Capital First 12% to 18% (Fixed)
    Tata Capital 11.99% to 19.50% (Fixed)
    ICICI Bank 11.59% to 18.49% (Fixed)
    Oriental Bank 10.85% to 11.85% (Floating)
    HDFC Bank 11.49% to 19.8% (Fixed)
    IndusInd Bank 11.99% to 19% (Fixed)
    Fullerton 17.25% to 37% (Fixed)
    Kotak Mahindra 11.49% to 20.15% (Fixed)
    Aditya Birla 11.5% to 13.25% (Fixed)
    Allahabad Bank 13.10% (Fixed)
    Bank of Baroda 11.35% to 14.35% (Fixed)
    Bank of Maharashtra 12.75% (Fixed)
    Bank of India 13% to 14% (Fixed)
    Canara Bank 12.75% (Floating)
    Central Bank 11.4% (Floating)
    Dena Bank 13% to 14% (Fixed)
    IDBI Bank 12.45% (Floating)
    Indian Bank 12.65% to 13.65% (Floating)
    Indian Overseas Bank 13.65% (Fixed)
    Karur Vysya 13.35% to 15.85% (Floating)
    South Indian Bank 13% (Fixed)
    State Bank of India 12.90% to 14.90% (Fixed)
    UCO Bank 11.35% to 11.60% (Fixed)
    Union Bank 14.4% (Floating)
    Vijaya Bank 13.50% (Fixed)
    Yes Bank 14% (Fixed)

    Salary Requirements to avail Personal Loans in Agartala

    Each lender has its requirements when it comes to sanctioning a personal loan to a salaried or self-employed applicant. While salaried employees in Agartala are required to earn between Rs.7,500 and Rs.50,000 a month to avail a personal loan, self-employed individuals will have to show an income of Rs.1 lakh to Rs.2 lakhs in annual earnings if they are to gain access to credit.

    Agartala Personal Loan FAQs

    1. Is there a processing fee applicable to a personal loan?

      Yes. Personal loans are usually granted for a fee ranging from 0.5% to 2.5% of the amount you wish to borrow.

    2. Do salaried individuals have to be of a certain age to avail a personal loan?

      Yes. Lending institutions require borrowers to be between 21 years of age and 60 years of age to ensure that they have the ability to repay the amount borrowed. They also check for proof of income.

    3. What is the maximum amount of money that can be borrowed through a personal loan?

      The maximum amount offered by a bank will depend on a number of factors, but most banks limit their lending to a maximum of Rs.5 lakhs to Rs.30 lakhs.

    4. How long can I take to repay a personal loan?

      Customers are free to choose their tenure for a personal loan based on their repayment capacity. In most cases, banks offer a tenure ranging from one year to five years.

    5. What documents will I need to apply for a personal loans?

      Banks and financial institutions require your KYC documents, ID proof and address proof along with your bank statement, income proof and a passport sized photograph.

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