Latest Tata CLiQ Credit Card Offers

Tata CLiQ has collaborated with various banks to offer its customers attractive discounts on credit card purchases. Customers can avail of these benefits across various categories such as shopping, lifestyle, electronics, and more.

Updated On - 01 Apr 2026

Credit Card Offers on Tata CLiQ 2026

credit card CTA button

Here is a list of the Tata CLiQ Credit Card offers:

American Express Credit Cards

Offer 1: 5X RewardsXcelerator Programme 

American Express Credit Cardmembers can earn 5X Membership Rewards points under the RewardsXcelerator Programme on eligible transactions made during the offer period. 

  • Offer Period: 29 May 2025 to 29 May 2026 (both days included) 
  • Minimum Spend: No minimum transaction value required 
  • Maximum Cap: No upper limit on bonus Membership Rewards points 
  • The offer can be availed multiple times during the validity period 
  • Offers are only available within India. 
  • Purchases of in Gold/Silver bars and coins made through Tata CLiQ Fashion/Tata CLiQ Luxury are excluded from eligibility for rewards. 
  • Purchases made by using digital wallets (PayPal, etc.) do not qualify. 
  • If full payment for a transaction is made with Membership Rewards Points, no additional Rewards points will be awarded. 
  • If you have made a partial payment using points from Membership Rewards, wallet/cash or any other method; you will earn Bonus Membership Rewards Points only on any payment portion made with an eligible American Express Credit Card. 
  • Your Membership Rewards Program account must be in current active status to receive Reward Points. 
  • Bonus and all standard Membership Rewards Points are credited directly to your Basic Account regardless of whether any Supplementary Cardholder makes purchases for rewards under Basic Account. 
  • In addition, other promotions running at participating Aviation partners (including websites sold by partners) can also qualify. 
  • If you request a refund or cancellation, you will lose all points (including bonuses) that were credited to your account. 
  • All inquiries regarding your Reward Points must be submitted within 30 days of the transaction date. 
credit card CTA button

J&K Bank Mastercard Credit Card

Offer 2: 15% Instant Discount Offer 

J&K Bank Mastercard Credit Cardholders can avail an instant discount on eligible purchases made on Tata CLiQ Fashion during the promotional period. 

  • Discount: 15% instant discount 
  • Minimum Purchase: Rs.2500 
  • Maximum Discount: Rs.1500 per transaction 
  • Coupon Code: JKCLIQCC 
  • Offer Period: 3 February 2025 to 28 February 2026 
  • Valid once per card per customer during the offer period 
  • You must utilize a valid J&K Bank MasterCard credit card to pay the total transaction amount. 
  • Transactions done through an EMI plan will not be eligible for this offer. 
  • Net Banking, Cash or Credit Card on Delivery, Commercial and Corporate Card purchases are not eligible for this offer. 
  • The exclusions from this offer are, but not limited to: Tata CLiQ Gift Cards, Brand Gift Cards, Insurance Products, TATA CLiQ Luxury Merchandise and selected sellers or brands. 
  • This offer cannot be combined with other promotions that are currently being run on TATA CLiQ platform. 
  • If you cancel your order, you will not qualify for the discount again. 
  • If there is a partial cancellation, the discount will be modified according to the final amount you owe to TATA CLiQ. 
  • There are eligible and non-eligible products as part of this offer. You should check the Product Page before purchasing any eligible product. 
  • Those holding a card with a qualifying square are at least 18 years of age on or before 1 November 2019. 
  • Only valid in India. 
Tata Cliq Credit Card Offers

HDFC Bank Credit Card (EMI Only) 

Offer 3: 15% Instant Discount on EMI Transactions 

HDFC Bank Credit Cardholders can avail a 15% instant discount when opting for EMI payment on eligible purchases during the promotional period. 

  • Discount: 15% instant discount on EMI 
  • Minimum Transaction Value: Rs.5000 
  • Maximum Discount: Rs.1500 per transaction 
  • Coupon Code: HDFCEMIF 
  • Offer Period: 5 February 2026 to 28 February 2026 
  • Valid once per card per customer during the offer period 
  • This offer is valid within India only. 
  • Only HDFC Bank Credit Card EMI and not full swipe credit card transactions qualify for the promotion. 
  • Transaction must have been made by HDFC Bank Credit Card EMI to be eligible. 
  • Debit cards, net banking, cash or card on delivery, commercial or corporate cards do not qualify. 
  • Eligible items under this promotion exclude Tata CLiQ Fashion Gift Cards, Coins / Bars / Stones, Brand Gift Cards, Insurance Products, CLiQ Luxury, and/or select sellers / brands. 
  • Promotion cannot be combined with any other promotion or discount offered on the site. 
  • If an order is cancelled completely, it will become ineligible for this promotion. 
  • If a portion of an order is cancelled, the promotions will still be valid if the remaining portion of the order still meets the conditions for qualification, based upon the net amount payable after the cancellation. 
  • Cardholders must be at least eighteen (18) years of age. 
credit card CTA button

FAQs Latest Tata CLiQ Credit Card Offers

  1. What are the product exclusions on a credit card Tata CLiQ offer?

    There are some exclusions due to the fact that there are many different types of offers. However, common product exclusions include gift cards, insurance products, coins, bars, stones, and CLiQ Luxury. Customers should always check the product page to determine if the credit card offer applies before they make the purchase. 

  2. Are there any minimum purchase amounts that you need to make in order to be eligible for a credit card Tata CLiQ offer?

    Some credit card offers have minimum purchase amounts in order to qualify for the discount or reward benefit. The applicable minimum purchase amount, if applicable, will be stated in the respective offer terms and conditions. 

  3. Are there any maximum discounts available on credit card Tata CLiQ offer?

    Yes. All instant discount credit card offers will have a maximum discount amount that will be identified in the offer details. 

  4. Can I use a credit card Tata CLiQ offer in conjunction with other promotions or coupon codes?

    In most cases, you will not be able to combine a credit card Tata CLiQ offer with other ongoing promotions unless otherwise stated. Customers are recommended to review the offer's terms prior to using multiple benefits. 

  5. Are EMI transactions eligible for credit card Tata CLiQ offers?

    EMI transaction eligibility will differ with the offer type. Some Tata CLiQ offers may only apply to EMI transactions, while other offers may not allow EMI purchases. The offer terms will clarify what payment methods qualify for the offer. 

  6. What happens if an Tata CLiQ order is cancelled after availing a credit card offer?

    If you cancel a Tata CLiQ order after you have already utilized a credit card offer to place your order, the order may no longer qualify for the offer if it is completely cancelled. If you only partially cancel an order, then the offer benefit will be recalculated based on your new net amount due after the partial cancellation. 

  7. Are digital wallet or partial payments eligible under credit card offers?

    To be eligible for a credit card promotional offer, the transaction amount must be paid using the credit card; if you owe part of your total by means of a digital wallet or other form of payment, then the benefits will generally only apply to that portion of your order that was paid for using your credit card, subject to the conditions of the offer. 

  8. How many times can a credit card Tata CLiQ offer be used?

    Each credit card offer will have different usage limits. Credit card promotional offers can generally only be used once per cardholder/customer per promotional offer period, but some promotional offers may be available for multiple uses. Usage limits for promotional credit card offers should be outlined in detail in the offer. 

  9. Who can get credit card deals on?

    In order for someone to qualify as a customer of a credit card deal, they will need to meet three criteria: they will need to hold a current credit card of the type that qualifies for the deal, be of the minimum age defined by the issuer (usually 18 years of age), and properly make the transaction during the time period described in the criteria for that credit card deal.  

  10. Can credit cards be used for all transactions made in India?

    Most of the credit cards associated with the credit card offer will typically only be available to customers living and using the credit cards to conduct business within India.  

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.