Where is the head office of Nainital Bank?

The Nainital Bank Limited,Head Office, Seven Oaks Building, Mallital, Nainital, Uttarakhand - 263001.

How do I reach the Nainital bank's customer care?

You can call the bank's customer care at 1800 180 4031.

Nainital Bank Credit Cards

Updated On - 25 Sep 2025

One of the oldest financial institutions in India, Nainital Bank was established in 1922 to specially cater to the banking needs of people in Nainital. In 1875, Bank of Baroda, acquired 98. 6% stakes of Nainital Bank. Currently, Nainital Bank is a scheduled Bank as enlisted by the Reserve Bank of India. Nainital Bank has over 130 branches in India and has a business value of Rs. 55 billion. Nainital Bank offers services in areas like consumer & corporate banking, investment management, general finance and insurance.

Nainital Bank currently offers three variants of credit cards with two cards designed to exclusively serve to the credit requirements of agriculturists and farmers. Nainital Bank Kisan Credit Cards help the farmers to use banking technology in order to meet instant credit requirements. Customers can also opt for Naini Gold Credit Card which will offer them a range of exclusive benefits.

Fees and Interest Rates for Nainital Bank Credit Cards

Rate of Interest / Credit Card	Naini Kisan Gold Card Scheme (NBKGC)	Naini Kisan Credit Card (NKCC)
Minimum Amount of finance	Rs.50 lakh	As per scale of finance established by DLTC.
Margin	NIL	NIL
Interest subvention	2.00%	2.00%
Additional interest subvention	3.00%	3.00%

Eligibility for Nainital Credit Card

Naini Kisan Gold Card Scheme (NBKGC)

You should be a farmer who holds as single or jointly a minimum of 2 hectares or more land.
You should be 18 years of age.

Naini Kisan Credit Card (NKCC)

You should be a farmer.
You should as an individual or jointly as a borrower be a Tenant farmer, Oral Lessees, Share Croppers, SHGs of Joint Liability Groups of farmers, share croppers.

Documentation for Nainital Bank Credit Card

The customer must have the following documents ready to complete the application process for Nainital Bank Credit Card.

PAN Card
Address Proof - ration card, voter ID etc.
Proof of Identity
Duly filled application form with photographs
Documents of land holdings, if necessary

The documentation is extremely simple for Nainital Bank Credit Card. For a complete list of the documents that has to be submitted to avail Nainital Bank Credit Card, do enquire with the Nainital Bank before proceeding with the Credit Card application process.

Types of Nainital Bank Credit Card

Nainital Bank offers two types of Kisan Credit Cards, each exclusively crafted to meet the banking needs of agriculturists. Given below are the variants of Nainital Bank Credit Cards.

Naini Kisan Gold Card Scheme (NBKGC)This credit card is uniquely designed to meet the investment requirements and production credit requirement of the farmer community. Under this scheme, credit of up to Rs. 50 lakh is offered as revolving cash credit and of term loan nature for cardholders. The cardholders will be able to use this cash for agriculture and related activities.
Naini Kisan Credit Card (NKCC)Naini Kisan Credit Card is specially crafted to offer hassle-free credit for farmers and agriculturists and to help them meet the investment credit requirement and production credit requirements. Cardholders will be offered a suitable finance depending on the land holding and as prescribed by DLTC of the Lead Respective Office. The interest rates are nominal and cardholders can get instant credit through Naini Kisan Credit Card (NKCC).

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on Nainital Bank Credit Cards

Where is the head office of Nainital Bank?
The Nainital Bank Limited,Head Office, Seven Oaks Building, Mallital, Nainital, Uttarakhand - 263001
How do I reach the Nainital bank's customer care?
You can call the bank's customer care at 1800 180 4031.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

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