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The Bihar government is in news for coming up with an ingenious scheme to get more students to enrol for graduate or equivalent level courses across the state. To do this, the Nitish Kumar-led administration has come up with a novel Student Credit Card scheme, which will help students receive the much needed education.
The Bihar Student Credit Card Yojana is a loan scheme that was introduced in 2016 with the main aim of helping students pay their college fees. Students who have completed 12th standard, can avail a loan of up to Rs.4 lakh at affordable interest rates. Students can opt for the loan to finance courses such as B.Tech, M.B.B.S., B.Sc., and B.A.
The eligibility criteria that must be met to apply for the Bihar Student Credit Card are mentioned below:
The main benefits and features of the MNSSBY Bihar Student Credit Card Yojana are mentioned below:
The list of documents that must be submitted to avail the Bihar Student Credit Card is mentioned below:
The step-by-step procedure to apply for the MNSSBY Student Credit Card online is mentioned below:
The Bihar Student Credit Card is very different from any other conventional credit cards that are provided by banks and Non-Banking Financial Institutions (NBFCs). The main aim of the credit card is to provide finance for education, therefore, it cannot be used for different purposes as a normal credit card.
Yes, you need to be at least 25 years old to be eligible for the MNSSBY Bihar Student Credit Card Yojana.
You can get a maximum amount of Rs.4 lakh as loan under the MNSSBY Bihar Student Credit Card Yojana.
You have to visit this website: https://www.7nishchay-yuvaupmission.bihar.gov.in/
Yes, you have to submit Form 16 and an income certificate.
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