IDFC First Credit Card Bill Payment

IDFC First Bank offers several credit cards that come with various features and benefits. The bank provides the option to its credit cardholders to pay the credit card bill online. The process to pay the bill online is simple and helps in saving time.

IDFC First Bank Credit Card Payment Online – Advantages

The main advantages of paying the credit card bill online are mentioned below:

• No additional charges are levied in the case of online payments.
• Several payment options are offered.
• Payment process is quick.
• Payment process is secure.
• The bill payment can be made easily on the mobile app.

IDFC First Bank Credit Card Payment Online – Different Methods

The different methods by which the IDFC First Bank credit card bill can be paid are mentioned below:

UPI Applications

Bill Payment through PayTM

• Open the PayTM app or visit the website.
• Click on the ‘Credit Card Payment’ option under the ‘Recharge & Bill Payments’ menu.
• If you have your card details saved on the platform, you can simply choose the card that you want to pay.
• Click on ‘+ Pay another card’ button at the bottom to add a new credit card.
• Enter your credit card number and provide a nickname (optional) for it.
• Once the credit card is verified, you can click on the ‘Pay Bill’ button to proceed to complete the payment of your credit card bill.
• Enter the amount to be paid and tap on the ‘Proceed’ button.
• Choose the payment option from the following - Paytm Payments Bank, UPI, debit card, or net banking.
• In case of UPI, enter the UPI PIN on the payment page and process the payment.

Bill Payment through PhonePe

• Open the PhonePe application on your phone.
• Click on the ‘Credit Card Bill’ option under the ‘Recharge and Pay Bills’ section.
• Select a saved credit card or enter the credit card number that you want to pay the bill for and click on ‘Confirm’.
• Once your credit card gets linked to your PhonePe account, you can enter the amount to be paid to the account in the field provided.
• Click on the ‘Proceed to Pay’ button.
• Select your bank account from the ‘Debit from’ section or add a new account.
• Once the UPI setup is validated, click on the ‘Pay Bill’ button.
• Next, you can directly enter your UPI PIN on the next page to process the payment.

Bill Payment through Google Pay

• Open the Google Pay app on your phone.
• Scroll down to the ‘Businesses & Bills’ option and click on the ‘Bills’ button.
• Under the ‘Payment categories’ click on the ‘Credit card bill payment’ option.
• Choose your bank which has issued you the credit card from the list provided.
• If you don’t have your account linked, you will be asked for your credit card number and an optional nickname for the card.
• Click on the ‘Link Account’ button.
• Once your credit card is linked to your Google Pay account, you can pay your credit card bill whenever you want using the UPI interface.

Bill Payment through MobiKwik

• Open the Mobikwik mobile app or visit the website.
• Click on the ‘Credit Card Payment’ option.
• Enter the credit card number and the billing amount you need to pay.
• Click on ‘Go’.
• Follow the instructions to complete the payment of your credit card bill.
• Cheque

  You can visit the nearest IDFC First Bank ATM or branch and pay the credit card bill via cheque. The cheque must be in favour of ‘IDFC FIRST Bank Credit Card XXXXXXXXXXXXXXXX’.

• Cash

  You can visit the nearest IDFC First Bank branch and pay the credit card bill via cash.

• NEFT/IMPS

  The credit card bill can be paid via fund transfer. In case you are paying the credit card bill via NEFT or IMPS, the details that must be entered are mentioned below:

  Payee Name	As per the details that are mentioned on the credit card.
  Account Number	The credit card number
  Name of the Bank	IDFC FIRST Bank
  IFSC Code	IDFB0010225

• Internet Banking – Mobile Banking (old app)
  1. Open the app or visit the net banking website of the bank and log in to the account.
  2. Select ‘Credit Card’.
  3. Choose ‘Credit Card Bill’ to pay the bill.
• Internet Banking
1. Open the app or visit the net banking website of the bank and log in to the account.
2. Select ‘Credit Card’.
3. Choose ‘Pay Credit Card Bill’ to complete the process.
• Debit Card and Net Banking

  The credit card bill can be paid via net banking or debit card as well. You can choose the bank account before the payment is made.

Apart from the above-mentioned options, you can also opt for the auto-debit facility. The option can be selected via internet banking or mobile banking.

FAQs on IDFC First Bank Credit Card Payment

1. What is the process to pay the IDFC credit card bill via Paytm?

   The process to pay the IDFC credit card bill via Paytm is mentioned below:

   • Login to your Paytm account.
   • You will find the ‘Pay Credit Card Bill’ under the ‘Recharge & Pay Bills on Paytm’ section, click on it.
   • On the next page, select IDFC Bank.
   • Enter the credit card number and amount.
   • Click on ‘Proceed’ pay the bill.
2. What is the process to pay the IDFC credit card bill via Mobikwik?

   The process to pay the IDFC credit card bill via Mobikwik is mentioned below:

   • Visit the official website of Mobikwik and login to your account.
   • Select ‘Recharge & Bill Pay’.
   • Select ‘Credit Card’.
   • Enter the credit number and bill amount.
   • Click on ‘Go’ to make the payment.
3. How can I check the IDFC Bank credit card bill?

   The credit card bill can be checked on the bank’s net banking website and mobile app. IDFC Bank sends the bill via email as well.