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    Croma Credit Card Offers

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Paperless approval option available
    0
    Response Time Within 30 minutes
    3000
    Response Time Within 30 minutes
    1000
    Response Time Within 30 minutes
    Instant Decision
    0
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    0
    Response Time Within 30 minutes
    9999
    Response Time Within 30 minutes
    2500
    Response Time Within 30 minutes
    10000
    Response Time Within 30 minutes
    499
    Response Time Within 30 minutes
    Paperless approval option available
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    Croma Credit Card Offers Reviews

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    Croma Credit Card Offers is Rated as "Excellent!" by 31260 Users

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    About Croma:

    India’s first format specialist retail chain for consumer electronics and durables, Croma, has been a successful business since its inception in 2006. The company is run by Infiniti Retail, which is a 100% subsidiary of Tata Sons. Their stores are known for their ambience and brands. With a total of 101 stores across 25 cities in the country, Croma offers over 6,000 products falling into a total of 8 categories. The company offers Cameras, Phones, Computers, Home Appliance, Kitchen Appliance, Entertainment, Gaming and Accessories.

    Croma EMI on Credit Card Offers:

    Bank EMI Options
    Kotak Mahindra 3, 6, 9 and 12 months
    State Bank of India 3, 6, 9 and 12 months
    Citibank 3 and 6 months
    RBL Bank 3, 6, 9, 12 and 18 months
    Axis Bank 3, 6, 9 and 12 months

    Kotak Bank Croma Credit Card Offers:

    With your Kotak Credit Card you can avail of on-the-spot EMI offers at select Croma Stores. This offer comes under the “Dream Big EMI” scheme. To avail of this offer, simply choose your EMI tenure and pay the installments every month. You can find an extensive list of eligible Croma Stores on the Kotak Bank website.

    • The tenures available are 3, 6, 9 and 12 months.
    • The interest charged is very minimal.
    • There are no processing fees applicable.
    • The offer is valid till 31st December 2016.
    • This offer is not valid on the following credit cards:
      • Kotak Best Price Card
      • Kotak Corporate Card
      • Kotak Travel Card

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months 12% per annum Nil Nil
    6 months 12% per annum Nil Nil
    9 months 13% per annum Nil Nil
    12 months 13% per annum Nil Nil

    State Bank of India Croma Credit Card Offers:

    Get EMI offers on just about anything you buy at Croma. No documents are required and there are no processing fees.

    • The tenures available are 3, 6, 9 and 12 months.
    • All SBI credit cards are eligible for this offer except the SBI Corporate Card.
    • Interest is computed on a monthly reducing balance.
    • The minimum transaction amount required is Rs. 2,500. Croma may at its own discretion choose to offer EMIs on any amount.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months 14% per annum Nil 3% of outstanding balance
    6 months 14% per annum Nil 3% of outstanding balance
    9 months 14% per annum Nil 3% of outstanding balance
    12 months 14% per annum Nil 3% of outstanding balance

    Citibank Croma Credit Card Offers:

    Citibank brings special EMI options when you shop at Croma. Avail of low interest rates on your purchase and pay it back in equated monthly instalments.

    • The tenures available are 3 and 6 months.
    • Interest is charged on a reducing balance per month.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months 13% per annum Not specified Nil
    6 months 13% per annum Not specified Nil

    RBL Bank Croma Credit Card Offers:

    RBL Bank offers its credit cardholders the “Split n Pay” scheme. Customers can enjoy paying for their purchases in easy EMIs.

    • RBL Bank offers a minimal interest rate. The interest rate will be communicated at the time of availing the offer.
    • Also get low processing fees.
    • The tenures available are 3, 6, 9, 12, and 18 months.
    • Anyone who holds a valid RBL Bank Credit Card can avail of this scheme.
    • No documentation is required.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months Communicated at the time of availing the offer. Low 3% of outstanding balance
    6 months Communicated at the time of availing the offer. Low 3% of outstanding balance
    9 months Communicated at the time of availing the offer. Low 3% of outstanding balance
    12 months Communicated at the time of availing the offer. Low 3% of outstanding balance

    Axis Bank Croma Credit Card Offers:

    Axis Bank offers flexible EMI options for credit cardholders when they shop at Croma.

    • Customers can avail of equated monthly instalment plans for 3 months, 6 months, 9 months and 12 months.
    • Interest is charged at 12% and 13% per annum.
    • There are no processing fees applicable for the EMI conversion.
    • The minimum transaction amount required is Rs. 2,500.
    • The EMI offer will be valid only if the customer opts for this at the time of purchase. Customers can convert the purchase later to an EMI, but the charges will be different.
    • The Croma EMI offers are valid on the following Axis Bank credit cards:
      • Infinite Credit Card
      • My Business Credit Card
      • Insta Easy Credit Card
      • Miles and More Credit Card
      • MY Wings Credit Card
      • MY Choice Credit Card
      • MY Zone Credit Card
      • Titanium Smart Traveler
      • Signature Wealth Credit Card.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months 12% per annum Nil 3% of outstanding balance
    6 months 12% per annum Nil 3% of outstanding balance
    9 months 13% per annum Nil 3% of outstanding balance
    12 months 13% per annum Nil 3% of outstanding balance
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