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  • Croma Credit Card Offers 2019

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  • Croma is among the top retail shopping chains in the country with a wide variety of electronic products from companies from all over the world. Major banks in the country offer a wide range of deals and EMI options on purchases made with your credit card at Croma.

    Croma credit card offers

    Top Croma Credit Card Offers 2019

    HSBC Credit Card
    Credit Card Offer Validity
    Cashback of up to Rs.1,500 7 September 2019 to 29 December 2019
    Axis Bank Flexible EMI offer 31 March 2020
    Kotak Mahindra Bank EMI offer 31 December 2020

    Offer Details

    Offer 1 – Cashback of up to Rs.1,500 on HSBC Credit Card

    • Avail 5% discount when you pay with your HSBC Credit Card for buying electronics at Croma store and website.
    • To avail the offer, you will need to make a minimum transaction of Rs.15,000.
    • The maximum cashback that can be availed has been capped at Rs.1,500.
    • The cashback offer can be availed only on Saturdays and Sundays.
    • Equated Monthly Instalment (EMI) transactions are also eligible for the offer.
    • You will receive the cashback in your credit card account within 60 days post the offer expiry date.

    Offer 2 – Flexible EMI options on Axis Bank Credit Card

    • You can avail flexible EMI options of 3 months, 6 months, 9 months, 12 months, 18 months, and 24 months on using Axis Bank Credit Card for your purchases at Croma stores.
    • 12% interest rate will apply for 3- and 6-months EMI while for 9- and 12-months EMI, interest rate of 13% will apply. For 18- and 24-months EMI, 15% will be the interest rate charged.
    • You need not pay any processing fee for availing the EMI facility on the Axis Bank Credit Card.
    • To avail the EMI facility, you must visit the Croma store and choose the EMI option while paying for the purchase.
    • To know which outlets allow the EMI facility, you can click on the given link -https://www.axisbank.com/docs/default-source/default-document-library/croma_address.pdf?sfvrsn=21a5ba55_0

    Offer 3 – EMI offer on Kotak Mahindra Bank Credit Card

    • When buying electronics at Croma, you can pay using your Kotak Mahindra Bank Credit Card and convert it into EMIs of 3 months, 6 months, 9 months, and 12 months.
    • To redeem the offer, you will need to visit the payment desk at the participating Croma outlets.
    • No processing fee will be charged for availing the EMI facility.
    • For the 3 months and 6 months EMI, the interest rate charged will be 12% while for 9 months and 12 months EMI, you will be charged an interest rate of 14%.
    • The offer is not applicable on Kotak Travel Card, Kotak Best Price Card, and Kotak Corporate Card.
    • Education cess and service tax may apply on interest and fees as per statutory regulations.

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    Croma Credit Card Offers Reviews

    • HDFC Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have HDFC Bank credit card which was taken through Bank directly. I am using this credit card for the past 5 years .This was a regalia card .I am getting offers on flipkart as well as amazon. The complete process of this credit card was clearly explained by the agent .Even will get offers on Croma for every purchase .
      Was this review helpful? 1
      , ranchi
      Reviewed on Dec 20, 2019
    • ICICI Bank
      ICICI Bank Credit Card
      "Good Service"
      0.5 2.0/5 "Expected more"
      I have ICICI Bank credit card which was taken through Bank directly .I am using this credit card for the past 2 years and there was no difficulties faced so far .There will be offers on croma on Thursday .I have got very good credit limit and this card was good to use and so far not faced any drawback .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 13, 2019
    • HSBC Bank Credit Card
      "Good Service"
      0.5 2.0/5 "Expected more"
      I am using HSBC Bank credit card which was directly taken through Bank .This is a free card and i am using this credit card for the past 2 years .The credit limit was really good and there are good reward points as well as cash back offers .There are offers on Croma on saturday .
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 13, 2019
    • SBI Cards Credit Card
      "Good offers"
      0.5 4.0/5 "Great!"
      I use to get offers on croma as i received the tata sbi credit card from them and they give best deals to the customer . On the purchase of 10,000 in three months they will be waived off the service charged of Rs.600.
      Was this review helpful? 1
      , mumbai
      Reviewed on Oct 22, 2015
    • review Credit Card
      "Satisfied with Service"
      0.5 5.0/5 "Blown Away!"
      I am using Croma credit card from SBI i am happy with the service, they provide good facilities like get cash back offers on croma outlets, they offered excellent credit limit, their is no annual charges. EMI option on shopping, interest rate is reasonable.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 13, 2014
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