Croma Credit Card Offers 2026

Customers who use credit cards to buy selected products on croma.com or at participating Croma stores will receive an immediate discount or cashback via credit cards as part of these exclusive bank credit card offers, depending on which bank you have and how you pay. 

What type of benefits can customers receive on credit card payments at Croma?

Customers who pay via an eligible credit card at Croma will receive an instant discount equal to the amount of their eligible product(s) at checkout. Most discounts are received in the form of cashback, but customers may also receive an instant discount at the time of paying via credit card dependent on the transaction processed by their bank. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on Croma Credit Card Offers

1. Where do I get more information on the offers?

   You can visit https://www.croma.com/lp-more-for-your-money

2. When can I avail the HSBC credit card offer?

   You can avail the offer only on Saturdays and Sundays.

3. What should my minimum transaction be to get the HDFC Bank offer?

   Your minimum transaction has to be Rs.10,000.

4. Which bank credit cards are eligible for Croma’s credit card offers?

   Croma can offer credit card discounts through a number of banks including HDFC Bank, IDFC First Bank, Federal Bank, and BOBCARD. You can find out which banks you can use to receive a discount on credit cards by checking the details of each campaign on the Croma website.  

5. What is the minimum purchase requirement for a credit card deal at Croma?

   Almost all credit card offers at Croma require you to spend a specific minimum amount to receive a discount. The exact minimum amount will depend on which bank you're using and what type of deal it is. To receive a discount, your final purchase must be equal or more than the stated amount. 

6. Can I use my credit card to pay for products purchased at Croma with an EMI option and still receive credit card deals?

   Croma will provide both full swipe (not using an EMI option) and EMI payment options on the credit card deal. Some offers may provide different discount percentages, maximum discount amounts, and/or minimum purchase amounts based on whether you choose to use an EMI option or not. If you choose to purchase with your credit card and use an EMI option, you should review the EMI options and Credit Card Deal offer details prior to making your purchase to ensure you qualify for the best possible savings. 

7. Is there a maximum discount limitation for credit card deals for customers purchasing products from Croma?

   Yes, all credit card offers will have a maximum discount limitation for each transaction. The maximum discount will be the total discount of the purchase made at the time of the sale, and the maximum limit stated in the terms and conditions of the credit card deal may differ from one bank to another and/or by promotional campaign. 

8. Will customers be able to take advantage of Croma's credit card promotions more than once?

   Typically, during the promotional timeframe, Croma's credit card promotions only allow one transaction per cardholder per promotion (as opposed to one transaction per card as most credit card promotions permit). However, some cards that have special bank codes will allow their users to make multiple transactions with that type of card. Nevertheless, the total amount of discounts from any specific transaction using that type of card will usually be limited to the total amount that is eligible from the participating merchant and bank. 

9. Are add-on credit cards eligible to participate in Croma credit card promotions?

   Typically, all add-on credit cards will qualify for Croma credit card promotions if they are directly connected to a primary cardholder account and if they meet the terms and conditions set forth by the bank issuer. In addition, the total discount eligibility available through both the primary and add-on cardholder's card may become limited by the terms and conditions. 

10. Are customers allowed to use both credit card promotions from Croma and other promotions/discounts?

    In general, most credit card promotions from Croma cannot be used with any other bank promotions that are ongoing in conjunction with the promotion being used. Exemptions are made for Croma's product-specific discounts, incentive discounts, or sale prices that are available at the time of an individual transaction unless otherwise prohibited in the credit card promotion terms and conditions located at Croma's website. 

11. What happens if a product purchased using a credit card offer at Croma is cancelled or returned?

    If a customer cancels or returns an order placed at Croma using a credit card offer, the refund will be processed as per Croma’s return and refund policy. Any instant discount availed during the purchase may be reversed or adjusted against the refund amount, in accordance with the bank’s and Croma’s applicable terms.