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    Croma Credit Card Offers 2018

    India’s first format specialist retail chain for consumer electronics and durables, Croma, has been a successful business since its inception in 2006. The company is run by Infiniti Retail, which is a 100% subsidiary of Tata Sons. Croma stores are known for their ambience and the variety of branded products they offer. With a total of 101 stores across 25 cities in India, Croma offers over 6,000 products falling into a total of 8 categories. The company offers cameras, mobile phones, computers, home appliances, kitchen appliances, entertainment, gaming and accessories.

    Credit Card EMI Offers At Croma.Com

    Croma through its online website, croma.com, is offering multiple products on EMI offer. The EMI offer is valid on major credit cards. The details of the EMI offer are provided below

    • Eligible products for EMI offer include smartphones of various brands including Google, Samsung, Oppo, LG, Honor, HTC, etc., Google Chromecast, wi-fi routers, Apple watches, Nikon cameras, washing machines, LED TVs, air purifiers, power banks, Amazon Kindle, Bluetooth speakers, laptops, Macbooks, refrigerators, water dispensers and ACs.
    • To become eligible for EMI offer, the transaction value should be minimum of Rs.2,500 or above
    • The available EMI tenures are 3, 6, 9, 12, 18 and 24 months
    • For 12 months tenure, no cost EMI facility is available
    • Eligible credit cards include American Express credit cards, Axis Bank credit cards, Citibank credit cards, HDFC bank credit cards, HSBC credit cards, ICICI bank credit cards, Indus bank credit cards, Kotak Bank credit cards, SBI cards and YES bank credit cards.
    • No processing fee will be charged for EMI transactions
    • Only one purchase is allowed per credit card

    Kotak Mahindra Credit Card Offers At Croma Stores

    With your Kotak Credit Card, you can avail on-the-spot EMI offers at select Croma Stores under the “Dream Big EMI” scheme. The offer allows the cardholders to convert their purchases made between 15 November 2013 and 31 December 2018 at Croma stores to easy monthly instalments. The list of eligible Croma stores across the country are available on Kotak Mahindra website.

    How To Avail 'Dream Big' Emi Offer At Croma Stores?

    • Visit any one of the eligible Croma stores
    • Choose the product you want to purchase
    • While making the payment display your Kotak Mahindra credit card and inform the executive that you want to make the purchase in EMI
    • Choose an EMI duration from the available tenures of 3, 6, 9 and 12 months

    Terms and conditions of Kotak Mahindra’s 'Dream Big' EMI offer

    • All Kotak Mahindra Bank credit cards are eligible for the EMI scheme, except a few cards including Kotak Best Price Card, Kotak Corporate Card and Kotak Travel
    • Only interest will be levied on EMI trasanctions. There is 0% processing fee and 0% foreclosure fee
    Tenure Interest Rate (p.a.)
    3 months 12%
    6 months 12%
    9 months 14%
    12 months 14%
    • Only one product should be purchased to avail the offer. Multiple products cannot be clubbed and converted into EMI

    State Bank Of India Credit Card Offers At Croma

    Get EMI offers on just about anything you buy at Croma. No documents are required and there is no processing fee.

    • The tenures available are 3, 6, 9 and 12 months.
    • All SBI credit cards are eligible for this offer except the SBI Corporate Card.
    • Interest is computed on a monthly reducing balance.
    • The minimum transaction amount required is Rs.2,500. Croma may at its own discretion choose to offer EMIs on any amount.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months 14% per annum Nil 3% of outstanding balance
    6 months 14% per annum Nil 3% of outstanding balance
    9 months 14% per annum Nil 3% of outstanding balance
    12 months 14% per annum Nil 3% of outstanding balance

     

    RBL Bank Credit Card Offers at Croma

    RBL Bank offers its credit cardholders the Split n Pay” scheme. Customers can enjoy paying for their purchases in easy EMIs.

    • RBL Bank offers a minimal interest rate. The interest rate will be communicated at the time of availing the offer.
    • Also get low processing fees.
    • The tenures available are 3, 6, 9, 12, and 18 months.
    • Anyone who holds a valid RBL Bank Credit Card can avail of this scheme.
    • No documentation is required.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months Communicated at the time of availing the offer. Low 3% of outstanding balance
    6 months Communicated at the time of availing the offer. Low 3% of outstanding balance
    9 months Communicated at the time of availing the offer. Low 3% of outstanding balance
    12 months Communicated at the time of availing the offer. Low 3% of outstanding balance

     

    Axis Bank Croma Credit Card Offers:

    Axis Bank offers flexible EMI options for credit cardholders when they shop at Croma.

    • Customers can avail equated monthly instalment plans for 3 months, 6 months, 9 months and 12 months.
    • Interest is charged at 12% and 13% per annum.
    • There is no processing fees applicable for the EMI conversion.
    • The minimum transaction amount required is Rs.2,500.
    • The EMI offer will be valid only if the customer opts for this at the time of purchase. Customers can convert the purchase later to an EMI, but the charges will be different.

    The Croma EMI offers are valid on the following Axis Bank credit cards:

      • Infinite Credit Card
      • My Business Credit Card
      • Insta Easy Credit Card
      • Miles and More Credit Card
      • MY Wings Credit Card
      • MY Choice Credit Card
      • MY Zone Credit Card
      • Titanium Smart Traveler
      • Signature Wealth Credit Card.

    Interest rate and charges:

    Tenure Interest Rate Processing Charges Foreclosure Charges
    3 months 12% per annum Nil 3% of outstanding balance
    6 months 12% per annum Nil 3% of outstanding balance
    9 months 13% per annum Nil 3% of outstanding balance
    12 months 13% per annum Nil 3% of outstanding balance

    Croma Credit Card Offers Reviews

    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for while, there service is good, they have not charge any annual fee in this bank ,and i am happy with my credit limit which they have given in this card and they provide good offer and discount in shopping and in fuel , overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • Standard Chartered Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using standard chartered bank credit card for an while, they have not charged me annual fee in this card , as it is life time free credit card, and i am happy with my credit limit they have given me in this card, and there overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding SBI credit card for long time, they have charged me annual fee in this card. but it use to get revise it like there is waived off option is available in this card, if i spend certain amount then my annual fee will get waived off, i am happy with my credit limit they have given me good limit, there service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Citi bank credit card for an while, they have charged me annual fee in this card,but there is waived off option available in this card,like if i spend certain amount then my annual fee will get waived off, and i am happy with the credit limit they have given me in this card,there overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using Axis bank credit card recently, they have not charged me annual fee in this card, as it is life time free card, and i am happy with the credit limit they have given me in this card, the reason for choosing this bank credit card is because they provide me good offers and there service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using HDFC credit card recently, they have charged me annual fee in this card, but there is waived off option available in this card ,like if i spend 90,000 in an calender year,then my annual fee will get waived off, and i am happy with the credit limit they have given me in this card, and they are giving good on line shopping offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 21, 2019
    • Kotak Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Kotak mahindra platinum bank credit card for an while,they have not charged me annual fee in this card, as it is life time free credit card, and i am happy with the credit limit they have given me in this card, and they have not giving much good offers, only for shopping this card is useful.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2019
    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Citi Rewards bank credit card , they have charged me annual fee in this card they have charged me up to 500 rupees and annual fee,but there is waived off option available in this card, like if i spend certain amount they my annual fee will get waived off, and they have given me good credit limit in this card, and i am happy with reward point they use to give good reward points.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • HSBC Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      There are many offers are going on and there is no annual fee hence i have opted this card. I have received the card on time. I got my first month bill and the statements are clear. I used to receive a promotional updates to my mails. Once i spoke with customer care and its easy to connect.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card for long time, they have not charged em annual fee in this card ,as it is life time free credit card, and i am not happy with the credit limit ,i want to extend my credit limit, and the best thing is there offers they give good offers in regular basis.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Sbi credit card for long time,they have charged me annual fee in this card, but there is waived off option available in this card,like if i spend certain amount then my annual fee will get waived off ,and i am happy with the credit limit they have given me in this card, there offers are good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • Citibank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding Citi INDIAN OIL bank credit card for long time, they have not charged me annual fee in this card as it is life time free credit card, and i am happy with my credit limit they have charging me in this card, there service is good, they give good offers in fuels, like in petrol they use to give good cash back and even discount.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • HDFC Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using HDFC credit card for long time,they have charged me annual fee in this card, but there is waived off option available in this card, as i spend certain amount then my annual fee will get waived off , and i am happy with the credit limit they have given me in this card, and even there offers are good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 1-2 years ,there service is good, and i came to know through on line, as i usually check the credit score and compare the bank which one would be good, i have been using mobile application, it is easy to access, and there application is user friendly, overall service is good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • Axis Bank Credit Card
      "Excellent card"
      0.5 4.0/5 "Great!"
      I have applied for Axis bank credit card recently,the reason for choosing this bank credit card is that they give good offers in on line like in flip kart or amazon site i use to get good cash back,and they have charged me annual fee up to 250 rupees, but it is kind of life time free card,like i use to get offers or points in it , and i am happy with credit limit they have given me in this card, they have given me 25,000 i am satisfied with it,and there service is good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 21, 2019
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, and i have been using both website and mobile application which was easy to access,and even i have applied for credit card recently, there customer team had done time to time follow up with me regarding my application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 21, 2019
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI credit card from long time, they have not charged me annual fee in this card , as it is life time free card i have got ,and i am happy with the credit limit they have given me in this card,and there customer service is good, they provide good offers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card for long time, the reason for choosing this card is that they are giving very good service, and they have not charged me annual fee in this card, as it is life time free credit card, and i am happy with the credit limit they have given me in this card, and there customer service is good, they use to give good offers .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past six months, and i came to know about bank bazaar service through on line, as i was checking my credit report through it, and recently i have applied for credit card through bank bazaar , and i have been using mobile application ,it is easy to access and there application is user friendly application.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
    • HDFC Bank Credit Card
      "Bad experience"
      0.5 2.0/5 "Expected more"
      I have been applied for HDFC credit card recently, i am not happy with there service , like i have applied for regalia first card and they have given me club miles card ,i asked the customer care to change it they are not responding me and not resolving my issue , i am going to cancel this card now,i am not satisfied with there overall service, i had bad experience with this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 21, 2019
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