Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Croma Credit Card Offers 2019

Croma is among the top retail shopping chains in the country with a wide variety of electronic products from companies from all over the world. Major banks in the country are offering a wide range of offers and EMI options on purchases with credit cards at Croma.

Croma credit card offers

Top Croma Credit Card Offers 2019

Credit Card Offer Expiry Date
HDFC Bank Credit Card
  • Get 5% cashback on purchases made with the HDFC Bank Credit Card at BigBasket
  • Avail no-cost and regular EMI for a wide range of products at Croma.
31 March 2019
Axis Bank Credit Card
  • Avail 5% cashback on the purchases made at Croma with the Axis Bank Credit Card
31 March 2019
ICICI Bank Credit Card
  • Get up to Rs.2,500 cashback on purchases made at Croma with the ICICI Bank Credit Card
  • Avail the regular or no-cost EMI for a wide variety of products at the Croma store.
31 March 2019
Kotak Mahindra Credit Card
  • Avail no-cost EMI and regular EMI with your Kotak Mahindra Credit Card on purchases made at Croma
31 December 2020

HDFC Credit Card Offers at Croma

Offer 1: Get 5% cashback on purchasing various products with your HDFC Credit Card

Expiring on 31 March 2019

What you get:

If you purchase a product from Croma which is worth a minimum of Rs.10,000, you can avail a cashback of 5%. This offer can be availed only with the HDFC credit card. This offer is available in any store of Croma and on the website of Croma.

Terms and Conditions:

  • The maximum cashback which can be earned in this offer is Rs. 2,000 for the transaction made with the HDFC credit card.
  • This offer can only be availed on every Friday of each week until the expiry date.
  • Apart from credit cards, this offer is also available for HDFC debit cardholders.
  • This offer will not be applicable for the people holding corporate credit cards, business credit cards, Netsafe ,and Virtual credit cards and Jet Privilege World credit and debit cards.
  • The cashback offer is also applicable to all the transactions which are done on the website of Croma.
  • The cashback amount earned from the credit card transactions will be directly credited into the credit card account of the holder with 90 days from that date of transaction or purchase.
  • The customer can redeem the cashback reward either by calling phone banking or logging into Netbanking. Once done, the cashback will be credited to the account of the cardholder within 48 hours.
  • This cashback offer cannot be clubbed with any other offer or discount by Croma or HDFC Bank.

Offer 2: Avail the No-cost EMI and EMI schemes offered on the purchase of various products with the HDFC credit card.

Ongoing Offer

What you get:

With the HDFC credit card, you can purchase a wide range of electronic products from the Croma retail store or from the website and opt for the EMI scheme of payment. Croma offers no-cost EMI options on a variety of products on specified tenures. For a no-cost EMI, you will not be required to pay any kind of interest. The no-cost EMI is majorly available for a minimum tenure of 3 months, 6 months and 9 months as well. The processing fees for the no-cost EMI is also free of charge. To know more, it is advised to visit the Croma store, check the website or call the customer care number.

You as an HDFC credit cardholder can also avail the regular EMI scheme for the purchase of products. The advantages of the regular EMI scheme are lower rates of interest and increased tenure options. For an EMI scheme, the tenure options range from a minimum of 3 months and to a maximum of 24 months.

Terms and Conditions:

  • The offer will be applicable on credit cards depending on the rules of eligibility set by HDFC Bank.
  • The conversion of the EMI will be at the discretion of the bank.
  • The EMI offer is an ongoing offer and can be withdrawn or discontinued at the discretion of the bank.

ICICI Bank Credit Card Offers at Croma

Offer 1: Get up to Rs.2,500 cashback for purchases made with the ICICI Bank credit card at Croma

Expiring on 31 March 2019

What you get:

Every Thursday of the week, the purchases made at Croma with your ICICI Bank credit card can get you the same-day cashback offer of up to Rs.2,500. This offer can be availed at the Croma store or at the official website of Croma.

Terms and Conditions:

  • The offer is valid every Thursday till the expiration date on 31 March 2019.
  • Under the offer: For all regular transactions which do not include the EMI scheme.
    • If you purchase products worth Rs 15,000 or more with your ICICI credit card, you can avail a cashback of Rs.1,000 as same-day cashback on qualifying transaction and for the purchase of Rs 50,000 and above cardholder can avail Rs.2,000 as same-day cashback at the Croma store
    • For purchases of Rs 15,000 and more with the ICICI Bank credit card, you can avail a cashback of Rs.1,000. If you as a cardholder purchase product worth Rs 50,000 or more, you can avail Rs.2,000 as cashback on the official website of Croma. This cashback amount which will be processed within 10 days from the date of transaction.
  • For EMI Transactions
    • In terms of purchases made which are worth Rs.15,000 or more, with the ICICI Bank credit card, you as a cardholder can avail Rs.1,250 as same-day cashback, under this offer on your EMI transaction. For the purchase of Rs.50,000 and more with your ICICI Bank credit card, you can avail Rs.2,500 as same-day cashback at the Croma store.
    • If you purchase products worth Rs.15,000 or more with the credit card, you as a cardholder can avail Rs.1,000 as cashback on EMI transaction and for the purchase of Rs.50,000 and more, you can avail Rs.2,000 cashback on the website of Croma. This will be processed within 10 days from the transaction date.
  • This offer will not be applicable for the ICICI Corporate or Business Credit cards.
  • The offer is applicable on all ICICI debit cards. EMI offer is not applicable on debit cards and will be only applicable for the ICICI Bank credit cards.
  • The offer will be applicable only on the transactions which are done on Thursdays and will not be applicable on any other day of the week.
  • The cashback received will not be applicable on any advance invoice.
  • A maximum of 1 transaction on a card will be eligible for the cashback on a Thursday. For any further transaction using the same card, the offer will not be applicable.

Offer 2: Avail the no-cost EMI and regular EMI scheme on purchases at the Croma website and at Croma store

Ongoing Offer

What you get:

You can avail several benefits by opting for the EMI or the no-cost EMI scheme which is offered by Croma on the purchase of a wide range of products.

A no-cost EMI scheme is available on a variety of products where you will not be required to pay any kind of interest for the tenure you have chosen to repay the amount. ICICI no-cost EMI scheme is available for the tenures of 3 months, 6 months, 9 months and 12 months depending on the product you choose to buy.

If you choose a regular EMI scheme, you can choose a tenure option ranging between a minimum of 3 months to a maximum of 2 years. To know more about the different EMI schemes and the interest rates, visit the Croma store, you can also visit the Croma website or call customer care.

Terms and Conditions:

  • The EMI conversion will be done at the discretion of the bank.
  • The offer will be applicable on credit cards depending on the rules of eligibility set by HDFC Bank.
  • The EMI offer is an ongoing offer and can be withdrawn or discontinued at the discretion of the bank.

Kotak Mahindra Credit Card Offers at Croma

Offer 1: Avail the EMI scheme offered by Kotak Mahindra and Croma on credit card purchases

Expiring on 31 December 2020

What you get:

If you hold a Kotak Mahindra credit card, you can purchase a wide range of products at Croma and pay it in EMIs. The bank and Croma offers an EMI scheme with tenure options of 3 months, 6 months, 9 months and 12 months. The interest rate charged on each of these tenures is minimum and Croma does not charge any processing fees for cardholders of Kotak Mahindra credit card.

For a tenure of 3 months and 6 months, the interest rate charged is 12%. For the tenures of 9 months and 12 months, the interest rate charged is 14%. However, for all tenure options, there is no charge for processing fees and the foreclosure fee.

To know more about the interest rates and other formalities, visit Kotak Mahindra’s website or the website of Croma.

Terms and Conditions:

  • You as a cardholder will be allowed to convert the transaction into EMI, by informing the merchant regarding the same before swiping the Kotak Mahindra credit card at the counter.
  • The bank has the right to decline the conversion of the purchase amount into EMI depending on various factors and terms and conditions.
  • This offer cannot be availed on a Kotak Corporate Card, Kotak Best Price Card and Kotak Travel Card.
  • Only a single transaction can be converted into an EMI. More than 2 transactions cannot be clubbed with this offer.
  • The cardholders classified as delinquent will not be eligible for this offer.

Axis Bank Credit Card Offers on Croma

Offer 1: Avail cashback of 5% on purchase of products at Croma with the Axis Bank credit card.

Expiring on 31 March 2019

What you get:

You as an Axis Bank credit cardholder can avail up to 5% cashback on your purchases made at Croma. This offer can be availed on every Wednesday of the week. The offer will not be available on any other day.

Terms and Conditions:

  • If you purchase products from Croma which amounts to Rs.15,000 and more with Axis Bank credit card, you can avail of a 5% cashback.
  • The maximum cashback you can earn with this offer is Rs.1,000.
  • This offer is applicable on credit cards as well as debit cards.
  • The offer will not be applicable on the Axis Bank corporate or business cards.
  • This cashback offer is also applicable on the purchases made on the official website of Croma as well.
  • The amount which is earned through cashback will be credited to the card account within 3 months from the date of the transaction.
  • The cashback offer is also available on all EMI transactions done with the Axis Bank credit cards.

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