Various banks offer customers attractive credit card offers and discounts for grocery shopping on the e-commerce platform Zepto. Examples of such credit cards are IDBI Bank Credit Card,, AU Small Finance Bank Credit Card, and Federal Bank Credit Card. Here are more details about the discounts and cashback on the various credit cards that can be used on Zepto.
The following are the different types of offers that you can avail from credit cards for Zepto purchases:
Credit Card | Zepto Offer | Minimum Order & Conditions |
City Union Bank. Credit Card | Flat 10% discount. | Get 10% up to Rs.100 instant discount on orders above Rs.399 with City Union Bank credit cards. This offer is applicable once per user. |
SBM Credilio Credit Card | Flat Rs. 100 instant discount | This offer is exclusive for SBMM Credilio RuPay credit card customers only. They get a flat Rs.100 discount on transactions above Rs.499. |
IDBI Credit Card | Flat 10% instant discount | Enjoy flat 10% discount with IDBI Bank credit cards on transactions above Rs.599. The discount is capped at Rs.100. This offer can be used only once per card per user. |
Federal Bank MagniFi Credit Card | Flat 20% instant discount | Get a flat 20% discount with Federal Bank MagniFi Credit Card on transactions above Rs.499. This offer is applicable only on weekends. And it is applicable only once per user per month. |
IDFC FIRST SWYP Credit Card | 10% off up to Rs.50 | Minimum order Rs.499. The offer applies exclusively to the IDFC FIRST SWYP credit cards. |
AU Bank Credit Card | Flat 5% off | Get 5% off Rs.30 on orders above Rs.500 with AU credit cards. The offer is applicable once per month and also once per user. |
RBL Bank Credit Card | Flat Rs.100 off | Avail yourself of a discount of Rs.100 on transactions above Rs.999 on RBL Bank credit cards. The offer is not applicable on commercial and corporate RBL Bank credit cards. This offer is valid once per user during the offer period. |
HSBC Credit Card | Flat Rs.100 discount | The minimum order is Rs.999. Offer is only applicable on HSBC credit card transactions once per user during the offer period. |
YES Bank Credit Card | Flat Rs.125 off | This offer is applicable once per user and once per card per month. Get an instant discount of Rs.125 on orders above Rs.1499. |
YES Bank Credit Card | Flat 7.5% off | Enjoy a straight 7.5% discount on purchases over Rs.5000 made with YES Bank credit cards. Applicable exclusively to electronics and appliances. Limited to one redemption per user during the offer period. |
RBL Bank Credit Card | Flat 7.5% off | Get a flat 7.5% off up to Rs.1250 on transactions above Rs.5000 on RBL Bank credit cards. The offer is valid only on electronics and appliances. This offer is valid once per user during the offer period. |

Follow the steps given below to redeem offers using credit cards on Zepto App:
Note: The offer will only be visible at checkout if your cart contents, payment method, and total order value satisfy the eligibility requirements. If any of the criteria are not met, the discount will not appear.

Zepto offers various discounts, cashback, promo-codes, etc.
No, multiple Zepto offers cannot be combined in one order as one offer is applicable per order.
If any offer does not apply, then check the eligibility criteria. As offers will not be applicable if the customers fail to meet the eligibility criteria.
Yes, you can get bank specific offers on Zepto, such as 5% discount offered through the AU Bank credit card.
No, credit card offers are typically valid only on selected categories or products, such as electronics, appliances, or grocery items. Always check the offer details before placing an order.
Zepto Credit Card offers typically will require that the customer meets certain minimum requirements (for example, buyer must purchase X amount to receive the discount). The amount required is specified in the terms associated with the offer.
Some offers may limit the number of times a customer is eligible to use the offer (one-time-only), while others will allow for multiple uses throughout the period of time in which the offer is valid. Check the Terms for each offer carefully to determine the allowed number of times you may redeem the offer.
Many of the offers available with a Zepto Credit Card will provide the ability to receive discounts/cashback for purchases made on EMI, although the rate of discount/cashback may depend on the EMI tenure you select.
The discount or cashback that you are eligible to receive under a Zepto credit card offer will automatically be applied at checkout based on your order meeting all requirements stated under the offer. Check the final total at checkout before payments are made to confirm that the applicable offer has been properly applied.
Yes, all Zepto credit card offers will specify a validity period. To receive the discounted price associated with the offer, you must be careful to place an order prior to the expiration date stated in the Offer Terms associated with the Offer.

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