Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • YES Premia Credit Card

  • We found 1 YES Premia Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    Reduced to 0 On spends of 25,000 within 90 days 1599
    What you'll love
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    Fee details

    YES Premia Card offers reward points on select categories as well as accelerated reward points for special ones. Reward points can be redeemed for movie and flight tickets as well as hotel bookings through a dedicated website for the same. The points can also be redeemed for exclusive products from the bank's special catalogue. The accumulated points can also be redeemed against Air Miles for Club Vistara or InterMile.

    YES Premia Credit Card Key Highlights

    • Complimentary Priority Pass Membership which gives you 2 free visits outside India (Valid for primary cardholder) in a calendar year.
    • Enjoy accelerated reward points on dining spends, supermarket purchases, and grocery purchases.
    • Enjoy 25% on movie tickets booked through BookMyShow.

    YES Premia Credit Card Lifestyle Benefits

    • Earn 3 reward points on retail on retail spends for every Rs.200 spent on other categories.
    • Earn 6 reward points on every Rs.200 spent on dining and grocery spends.
    • Register on Yes PayNow and get 750 reward points instantly.

    YES Premia Credit Card Features and Benefits

    • Rewards redemption option: Redeem your reward points into InterMiles and use it to book your flight tickets. 4 reward points will be 1 InterMiles.
    • Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • Credit shield: This features that the card offers protects you in case of loss of card, fraudulent activities, or theft.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
    • Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.
    • Green fee waiver & complimentary golf lessons at select golf courses in India.
    • Insurance cover of Rs.2.5 lakh in case of an accidental death of the primary card holder.
    • Reward points never expire.
    • Rate of interest charged at 3.5% on revolving credit or overdue amount.
    • Preferential Foreign Currency Markup of 2.50% only.
    • Contactless Card Technology.
    • Password for IVR Transaction

    YES Premia Credit Card Fees and Charges

    Type of Fee Amount
    First Year Fee Rs.1,599
    First Year Membership Fee Reversal condition First Year Membership Fee of Rs.1,599 + Applicable Taxes, waived on total retail spends of Rs. 25,000 within 90 days of card set up date
    Renewal Fee Rs.1,599 p.a
    Renewal Membership Fee Reversal condition Renewal Membership Fee of Rs.1,599 + Applicable Taxes, waived on total retail spends of Rs.150,000 within 12 months prior to card renewal date
    Foreign currency mark-up charge 2.50% on the transaction amount

    Eligibility Criteria for YES Premia Credit Card

    To be eligible to get a YES Premia Credit Card, you need to meet the following eligibility criteria:

    • You should be at least 21 years of age.
    • You should not be over 60 years.
    • You should be salaried or self-employed.
    • Your minimum net monthly salary should be Rs.1,20,000.
    • If you are self-employed, your Income Tax Return should be Rs.15 lakh or more.

    Documents Required for YES Premia Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    FAQs on YES Premia Credit Card

    1. How do I get the concierge services? Can I reach the Concierge desk via e-mail?

      Please dial 1800119371 to reach the concierge desk. You can also reach the YES Bank customer care department at 1800 103 1212.

    2. Is there a maximum limit for the fuel surcharge waiver offered by my card?

      Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    3. Should I pay a reward redemption fee while I redeem the accumulated points on my YES Premia Credit Card?

      Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    4. How do NRI cardholders redeem their reward points?

      NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to support@yesrewardz.com. You can also contact your bank relationship manager for more information.

    5. Can I covert a transaction I made on my YES Premia Credit Card into EMI?

      Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.

    6. What is the interest rate that is levied on the overdue amount?

      The interest rate that is levied on the overdue amount, cash advance or revolving credit is 3.5% per month (42% per year).

    7. Is there any processing fee levied if I avail the credit card?

      No processing fee is levied if you avail the YES Premia Credit Card.

    8. What are the repayment tenure and the interest rates in the case of EMI conversion?

      In the case of EMI conversion, the repayment tenure ranges between 3 months and 24 months. Based on the repayment tenure you have chosen, the rate of interest could range between 12.5% p.a. and 15% p.a.

      

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