YES Premia Credit Card

YES Premia Card is an outstanding lifestyle credit card that helps you save on you shopping, dining, travel and entertainment bills. This credit card offers the best-in-class features and a highly rewarding experience.

YES Premia Credit Card key highlights

• Complimentary Priority Pass Membership which gives you 2 free visits outside India (Valid for primary cardholder) in a calendar year.
• Enjoy 2 domestic airport lounge access per quarter across 25+ lounges in India under the Mastercard Lounge Program.
• Enjoy accelerated reward points on dining spends, supermarket purchases, and grocery purchases.
• Enjoy 25% on movie tickets booked through BookMyShow.

YES Premia Credit Card lifestyle benefits

• Earn 4 reward points on retail on retail spends.
• Earn 5 reward points on every Rs.100 spent on dining, supermarket purchases, and groceries.
• Register on Yes PayNow and get 750 reward points instantly.

YES Premia Credit Card features and benefits

• MasterCard World Golf Programme: Enjoy 4 Green Fee waiver at select golf courses in the country. Also, get a complimentary golf lesson every month.
• Rewards redemption option: Redeem your reward points into JPMiles and use it to book your flight tickets. 4 reward points will be 1 JPMile.
• Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
• Credit shield: This features that the card offers protects you in case of loss of card, fraudulent activities, or theft.
• Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
• Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
• Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

YES Premia Credit Card fees and charges

Eligibility to apply for YES Premia Credit Card

To be eligible to get a YES Premia Credit Card, you need to meet the following eligibility criteria:

• You should be at least 21 years of age.
• You should not be over 60 years.
• You should be salaried or self employed.
• Your minimum net monthly salary should be Rs.1,20,000.
• If you are self-employed, your Income Tax Return should be Rs.15 lakh or more.
• Or, you should have a fixed deposit with YES Bank.

Documents requited to apply for YES Premia Credit Card

Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

FAQs on YES Premia Credit Card

1. How do I get the concierge services? Can I reach the Concierge desk via e-mail?

Please dial 1800119371 to reach the concierge desk. You can also reach the customer care department at 1800 103 1212.

2. Is there a maximum limit for the fuel surcharge waiver offered by my card?

Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

3. Should I pay a reward redemption fee while I redeem the accumulated points on my YES Premia Credit Card?

Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

4. How do NRI cardholders redeem their reward points?

NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to support@yesrewardz.com. You can also contact your bank relationship manager for more information.

5. Can I covert a transaction I made on my YES Premia Credit Card into EMI?

Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.