YES Premia Card is an outstanding lifestyle credit card that helps you save on you shopping, dining, travel and entertainment bills. This credit card offers the best-in-class features and a highly rewarding experience.
YES Premia Credit Card key highlights
Complimentary Priority Pass Membership which gives you 2 free visits outside India (Valid for primary cardholder) in a calendar year.
Enjoy 2 domestic airport lounge access per quarter across 25+ lounges in India under the Mastercard Lounge Program.
Enjoy accelerated reward points on dining spends, supermarket purchases, and grocery purchases.
Enjoy 25% on movie tickets booked through BookMyShow.
YES Premia Credit Card lifestyle benefits
Earn 4 reward points on retail on retail spends.
Earn 5 reward points on every Rs.100 spent on dining, supermarket purchases, and groceries.
Register on Yes PayNow and get 750 reward points instantly.
Rs.1,500 (Waived if applied through BankBazaar or if total retail spends exceed Rs.20,000 within the first 90 days from the date of card issuance)
Rs.1,500 (Waived if total retail spends exceed Rs.1,50,000 within 12 months prior to the renewal)
For YES Bank salary and savings account holders: 2.99% per month and 35.88% per annum.
For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.
Cash advance charges
2.5% of the advance amount
Over limit charges
2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
Add-on card fee
Nil up to 3 cards
Late payment fees
Outstanding balance up to Rs.100- Nil
From Rs.101 to Rs.500- Rs.100
From Rs.501to Rs.5,000- Rs.400
From Rs.5,001 to Rs.20,000- Rs.500
Above Rs.20,000- Rs.700
Foreign currency mark-up charge
2.50% on the transaction amount
Duplicate statement request
Rs.100 per statement
Re-issue of lost or stolen card
Eligibility to apply for YES Premia Credit Card
To be eligible to get a YES Premia Credit Card, you need to meet the following eligibility criteria:
You should be at least 21 years of age.
You should not be over 60 years.
You should be salaried or self employed.
Your minimum net monthly salary should be Rs.1,20,000.
If you are self-employed, your Income Tax Return should be Rs.15 lakh or more.
Or, you should have a fixed deposit with YES Bank.
Documents requited to apply for YES Premia Credit Card
Any one of the documents
Voter ID card
Any one of the documents
Voter’s ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
How to apply for YES Premia Credit Card?
You can visit YES Bank’s official website and apply for a YES Premia Credit Card. If you choose to apply through BankBazaar, follow the below process:
Open the official BankBazaar website
Under the “Cards” option on the menu, choose “Credit Card”
Filter your results by choosing “YES Bank”
You will see a list of credit cards offered by YES Bank
Against “YES Premia Credit Card” click on the “Check Eligibility” option
Enter your contact details and proceed
If you are eligible, you will be redirected to fill an online application
Enter all the details required
Upload the required documents
Click on “Submit”
Make a note of the “Application ID” and use to check the status of the application
FAQs on YES Premia Credit Card
How do I get the concierge services? Can I reach the Concierge desk via e-mail?
Please dial 1800119371 to reach the concierge desk. You can also reach the customer care department at 1800 103 1212.
Is there a maximum limit for the fuel surcharge waiver offered by my card?
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Should I pay a reward redemption fee while I redeem the accumulated points on my YES Premia Credit Card?
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
How do NRI cardholders redeem their reward points?
NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to firstname.lastname@example.org. You can also contact your bank relationship manager for more information.
Can I covert a transaction I made on my YES Premia Credit Card into EMI?
Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.
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The process in getting my YES PREMIA CREDIT CARD was quite okay but there was a bit of delay happened, where they did not follow up all my instructions. They had given me with a good credit limit & they had also explained me with the benefits about the card. It is a life time free card as well.
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Reviewed on Apr 02, 2019
The processing of getting the YES BANK credit card is simple and easy also the card has the good credit limit along with that it is hassle free to use. It has the offers like airport lounge facility with this credit card. The card is good card to use.
Reason to like this YES bank Premia credit card, its good for the air lounges and rewards offers for the transactions, moreover its a life time free credit card. I was expecting paperless approval but bank have collected few papers, any way its was pretty fast within 3 days of time I got the card.