What you'll love
Fee details
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
YES Premia Card is an outstanding lifestyle credit card that helps you save on you shopping, dining, travel and entertainment bills. This credit card offers the best-in-class features and a highly rewarding experience.
| Type of Fee | Amount |
|---|---|
| First Year Fee | Rs.1,599 |
| First Year Membership Fee Reversal condition | First Year Membership Fee of Rs.1,599 + Applicable Taxes, waived on total retail spends of Rs. 25,000 within 90 days of card set up date |
| Renewal Fee | Rs.1,599 p.a |
| Renewal Membership Fee Reversal condition | Renewal Membership Fee of Rs.1,599 + Applicable Taxes, waived on total retail spends of Rs.150,000 within 12 months prior to card renewal date |
| Foreign currency mark-up charge | 2.50% on the transaction amount |
To be eligible to get a YES Premia Credit Card, you need to meet the following eligibility criteria:
| Address proof |
Any one of the documents
|
| Identity Proof |
Any one of the documents
|
| Income proof (For salaried) |
|
| Income proof (For self-employed) |
|
| Other documents |
|
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
Please dial 1800119371 to reach the concierge desk. You can also reach the customer care department at 1800 103 1212.
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to support@yesrewardz.com. You can also contact your bank relationship manager for more information.
Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.
The interest rate that is levied on the overdue amount, cash advance or revolving credit is 3.5% per month (42% per year).
No processing fee is levied if you avail the YES Premia Credit Card.
In the case of EMI conversion, the repayment tenure ranges between 3 months and 24 months. Based on the repayment tenure you have chosen, the rate of interest could range between 12.5% p.a. and 15% p.a.
One of the key attractions of the YES Premia Credit Card is Zero Documentation. Therefore, you need not provide any documents when you apply for the card.
The main benefits of the YES Premia Credit Card are mentioned below:
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