Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • We found 1 YES Premia Credit Card
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    1st Year Fee
    Rewards
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    YES Premia Card is an outstanding lifestyle credit card that helps you save on you shopping, dining, travel and entertainment bills. This credit card offers the best-in-class features and a highly rewarding experience.

    YES Premia Credit Card key highlights

    • Complimentary Priority Pass Membership which gives you 2 free visits outside India (Valid for primary cardholder) in a calendar year.
    • Enjoy 2 domestic airport lounge access per quarter across 25+ lounges in India under the Mastercard Lounge Program.
    • Enjoy accelerated reward points on dining spends, supermarket purchases, and grocery purchases.
    • Enjoy 25% on movie tickets booked through BookMyShow.

    YES Premia Credit Card lifestyle benefits

    • Earn 4 reward points on retail on retail spends.
    • Earn 5 reward points on every Rs.100 spent on dining, supermarket purchases, and groceries.
    • Register on Yes PayNow and get 750 reward points instantly.

    YES Premia Credit Card features and benefits

    • MasterCard World Golf Programme: Enjoy 4 Green Fee waiver at select golf courses in the country. Also, get a complimentary golf lesson every month.
    • Rewards redemption option: Redeem your reward points into JPMiles and use it to book your flight tickets. 4 reward points will be 1 JPMile.
    • Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
    • Credit shield: This features that the card offers protects you in case of loss of card, fraudulent activities, or theft.
    • Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
    • Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
    • Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.

    YES Premia Credit Card fees and charges

    Type of fee Amount
    Joining fees Rs.1,500 (Waived if applied through BankBazaar or if total retail spends exceed Rs.20,000 within the first 90 days from the date of card issuance)
    Annual fee Rs.1,500 (Waived if total retail spends exceed Rs.1,50,000 within 12 months prior to the renewal)
    Finance charges For YES Bank salary and savings account holders: 2.99% per month and 35.88% per annum. For Non-YES Bank cardholders: 3.22% per month and 38.64% annually.
    Cash advance charges 2.5% of the advance amount
    Over limit charges 2.5% of Over Limit Amount or Rs.500 (Whichever is higher)
    Add-on card fee Nil up to 3 cards
    Late payment fees Outstanding balance up to Rs.100- Nil From Rs.101 to Rs.500- Rs.100 From Rs.501to Rs.5,000- Rs.400 From Rs.5,001 to Rs.20,000- Rs.500 Above Rs.20,000- Rs.700
    Returned cheque Rs.350
    Foreign currency mark-up charge 2.50% on the transaction amount
    Duplicate statement request Rs.100 per statement
    Re-issue of lost or stolen card Rs.100

    Eligibility to apply for YES Premia Credit Card

    To be eligible to get a YES Premia Credit Card, you need to meet the following eligibility criteria:

    • You should be at least 21 years of age.
    • You should not be over 60 years.
    • You should be salaried or self employed.
    • Your minimum net monthly salary should be Rs.1,20,000.
    • If you are self-employed, your Income Tax Return should be Rs.15 lakh or more.
    • Or, you should have a fixed deposit with YES Bank.

    Documents requited to apply for YES Premia Credit Card

    Address proof Any one of the documents
    • Passport
    • Telephone bill
    • Electricity bill
    • Passport
    • Voter ID card
    • Ration card
    • Aadhaar card
    Identity Proof Any one of the documents
    • Passport
    • PAN Card
    • Ration Card
    • Aadhaar card
    • Voter’s ID card
    • Driving license
    Income proof (For salaried)
    • Recent pay slips
    • Last 6 months bank statements
    Income proof (For self-employed)
    • Recent ITR (Income Tax Returns)
    • Audited profit and loss statement
    • Balance sheet
    Other documents
    • Duly-filed application form
    • Passport size photographs

    Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.

    How to apply for YES Premia Credit Card?

    You can visit YES Bank’s official website and apply for a YES Premia Credit Card. If you choose to apply through BankBazaar, follow the below process:

    • Open the official BankBazaar website
    • Under the “Cards” option on the menu, choose “Credit Card”
    • Filter your results by choosing “YES Bank”
    • You will see a list of credit cards offered by YES Bank
    • Against “YES Premia Credit Card” click on the “Check Eligibility” option
    • Enter your contact details and proceed
    • If you are eligible, you will be redirected to fill an online application
    • Enter all the details required
    • Upload the required documents
    • Click on “Submit”
    • Make a note of the “Application ID” and use to check the status of the application

    FAQs on YES Premia Credit Card

    1. How do I get the concierge services? Can I reach the Concierge desk via e-mail?
    2. Please dial 1800119371 to reach the concierge desk. You can also reach the customer care department at 1800 103 1212.

    3. Is there a maximum limit for the fuel surcharge waiver offered by my card?
    4. Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.

    5. Should I pay a reward redemption fee while I redeem the accumulated points on my YES Premia Credit Card?
    6. Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.

    7. How do NRI cardholders redeem their reward points?
    8. NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to support@yesrewardz.com. You can also contact your bank relationship manager for more information.

    9. Can I covert a transaction I made on my YES Premia Credit Card into EMI?
    10. Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    YES Premia Credit Card Reviews

    • YES Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      The process in getting my YES PREMIA CREDIT CARD was quite okay but there was a bit of delay happened, where they did not follow up all my instructions. They had given me with a good credit limit & they had also explained me with the benefits about the card. It is a life time free card as well.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 02, 2019
    • YES Bank
      YES Bank Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      The processing of getting the YES BANK credit card is simple and easy also the card has the good credit limit along with that it is hassle free to use. It has the offers like airport lounge facility with this credit card. The card is good card to use.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 29, 2019
    • YES Bank Credit Card
      "Fast Approval"
      0.5 5.0/5 "Blown Away!"
      Reason to like this YES bank Premia credit card, its good for the air lounges and rewards offers for the transactions, moreover its a life time free credit card. I was expecting paperless approval but bank have collected few papers, any way its was pretty fast within 3 days of time I got the card.
      Was this review helpful? 6
      , mumbai
      Reviewed on Feb 07, 2019
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