YES Premia Card is an outstanding lifestyle credit card that helps you save on you shopping, dining, travel and entertainment bills. This credit card offers the best-in-class features and a highly rewarding experience.
YES Premia Credit Card key highlights
Complimentary Priority Pass Membership which gives you 2 free visits outside India (Valid for primary cardholder) in a calendar year.
Enjoy 2 domestic airport lounge access per quarter across 25+ lounges in India under the Mastercard Lounge Program.
Enjoy accelerated reward points on dining spends, supermarket purchases, and grocery purchases.
Enjoy 25% on movie tickets booked through BookMyShow.
YES Premia Credit Card lifestyle benefits
Earn 3 reward points on retail on retail spends.
Earn 4 reward points on every Rs.100 spent on dining, supermarket purchases, and groceries.
Register on Yes PayNow and get 750 reward points instantly.
YES Premia Credit Card features and benefits
MasterCard World Golf Programme: Enjoy 4 Green Fee waiver at select golf courses in the country. Also, get a complimentary golf lesson every month.
Rewards redemption option: Redeem your reward points into InterMiles and use it to book your flight tickets. 4 reward points will be 1 InterMiles.
Fuel Surcharge waiver: Save on your fuel bills using the fuel surcharge waiver applicable at all fuel outlets in India for transactions between Rs.400 to Rs.5,000.
Credit shield: This features that the card offers protects you in case of loss of card, fraudulent activities, or theft.
Priority Pass Membership and MasterCard Lounge Program: Enjoy up to 2 domestic lounge visits every quarter across 30+ airport lounges in India.
Concierge services: Get 24x7 dedicated concierge assistance who will help you with hotel reservations, flight bookings, restaurant referral, movie tickets assistance, and flower and gift delivery.
Card Protection Plan: Safeguard your credit card with the Card Protection Plan. This feature protects you in case of loss of card, theft, or fraud.
Insurance cover of Rs.2.5 lakh in case of an accidental death of the primary card holder.
Rate of interest charged at 3.5% on revolving credit or overdue amount.
Preferential Foreign Currency Markup of 2.50% only.
Documents requited to apply for YES Premia Credit Card
Any one of the documents
Voter ID card
Any one of the documents
Voter’s ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. YES Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
FAQs on YES Premia Credit Card
How do I get the concierge services? Can I reach the Concierge desk via e-mail?
Please dial 1800119371 to reach the concierge desk. You can also reach the customer care department at 1800 103 1212.
Is there a maximum limit for the fuel surcharge waiver offered by my card?
Yes. The maximum fuel surcharge waiver in a billing cycle cannot exceed Rs.500.
Should I pay a reward redemption fee while I redeem the accumulated points on my YES Premia Credit Card?
Yes. A reward redemption fee of Rs.100 will be levied when you redeem your reward points.
How do NRI cardholders redeem their reward points?
NRI cardholders can redeem their reward points by calling +91 40 6653 4510 or write a mail to email@example.com. You can also contact your bank relationship manager for more information.
Can I covert a transaction I made on my YES Premia Credit Card into EMI?
Yes, you can convert a transaction into EMI without processing fees. Please get in touch with YES Bank for more details.
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It was a free card and when i chose the card there was a offer going on grofers, Amazon and flipkart. There was a 15% cashback offers. Its my third credit card. I have received the card on time. I have not required to call their customer care service since i can manage everything through online.
It was a free card and the offers attached with it good and its a master card and i didn't have a master card so i opted for this card. I get the offers like payback, airport launch access and travel booking. I have just received 15 days back and so far i have done only one transactions. My due date is mentioned in the welcome kit.
I had applied for YES PREMIA credit card from Yes Bank. They have given sufficient credit limit, I am happy with the credit limit. I had received the card on time and annual fee is not chargeable. I am getting messages after every transaction.
The process in getting my YES PREMIA CREDIT CARD was quite okay but there was a bit of delay happened, where they did not follow up all my instructions. They had given me with a good credit limit & they had also explained me with the benefits about the card. It is a life time free card as well.
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Reviewed on Apr 02, 2019
The processing of getting the YES BANK credit card is simple and easy also the card has the good credit limit along with that it is hassle free to use. It has the offers like airport lounge facility with this credit card. The card is good card to use.
Reason to like this YES bank Premia credit card, its good for the air lounges and rewards offers for the transactions, moreover its a life time free credit card. I was expecting paperless approval but bank have collected few papers, any way its was pretty fast within 3 days of time I got the card.