Utkarsh superCard Credit Card
Utkarsh Bank superCard is a co-branded credit card issued by Utkarsh Small Finance Bank that does not charge any fee from the customers while onboarding or annually and charges interest at a rate of 3.00% monthly.
Utkarsh Small Finance Bank Limited and their co-brand Partner Scapic Innovations Private Limited (“Super.Money”) has issued Utkarsh Bank superCard. The card comes with zero joining and annual fees along with a host of benefits, rewards and cashback. Here are more details about Utkarsh Bank superCard.
Features of Utkarsh Bank superCard
The features of Utkarsh Bank superCard are mentioned below:
- The card comes with zero joining fee.
- The card does not charge annual fees.
- On all non-UPI transactions, the card offers 0.50% cashback.
- On all non-UPI spendings on Myntra, Cleartrip and Flipkart, the card also offers cashback of 5%, 3%, and 2%, respectively.
- Offers active-Virtual card from Supermoney app within few minutes of on-boarding.
- PIN generation and UPI set up can be done by the customer from Supermoney app itself.
Rewards
The rewards and cashbacks offered on transactions made using Utkarsh Bank superCard are given below:
- On non-UPI spending on Myntra.com, the card offers 5% cashback up to Rs.150 per statement month.
- The card offers 3.00% cashback on non-UPI spending on Cleartrip.com up to Rs.150 per statement month.
- On non-UPI spends on Flipkart.com, the card offers 2% cashback up to a maximum cashback of Rs.200 per statement month and Rs.100 per transaction.
- The card offers a total cashback of Rs.500 per statement across all preferred merchants.
- On all non-UPI credit card transactions, the cardholders will get 0.50% cashback up to a maximum m of Rs.200 per statement.
Eligibility for Utkarsh Bank superCard
The applicants need to fulfill the eligibility criteria mentioned below to apply for Utkarsh Bank superCard:
- The eligible age limit to apply for Utkarsh Bank superCard is 18 years and above for FD backed credit card.
- The applicants should be an Indian resident.
- Customer should have valid PAN along with mobile number email ID.
Documents Required
The customers need not submit any additional documents apart from KYC (Know Your Customer) documents to apply for Utkarsh Bank superCard.
Fees and Charges
The fees and charges applicable on Utkarsh Bank superCard are given in the table below:
Joining fee | Nil |
Annual fee | Nil |
Interest Rate | Up to 3.00% per month (36% per annum) |
Late payment fees | Credit limit below Rs.100: NilCredit limit below Rs.2000: 5.00% TADCredit limit equal to or above Rs.2000: 10% of TAD, capped at Rs.1,250 |
Forex Mark-up fee | 3.50% of the transaction amount |
Physical card fee | Rs.299 |
Service charge | Nil |
Supplementary card annual and joining fee | Nil |
Cash Advance fee | Domestic cash: 5.00% or Rs.25 (whichever is higher)International cash: 5.00% or Rs.500 (whichever is higher) |
Goods and Services Tax (GST) | 18% |
E-statement fee | Nil |
Note:
- The interest-free period of up to 45 days.
- Cash withdrawal limit is up to 20%.
How to Apply for Utkarsh Bank superCard?
Customers can apply for Utkarsh Bank superCard by visiting the Supermoney application and they must ensure that all their KYC documents are updated.
Contact Details
In case you have any queries or want to raise a complaint, you can reach out to the customer care service of Utkarsh Bank superCard via the following ways:
In-App: Navigate to the Help Center option and raise a ticket.
Email ID: Write a mail to supercard@utkarsh.bank from registered email address.
Contact Number:
- For card blocking: 1800-309-7986
- Grievance Redressal: 1800-309-7986 (toll-free), 91-8189043404, and 0542-7109115
FAQs on Utkarsh superCard Credit Card
- Do I need to pay any fee annually for Utkarsh Bank superCard?
No, you need not pay any fee for Utkarsh Bank superCard annually.
- Can NRI apply for Utkarsh Bank superCard?
No, NRI (Non-Resident India) cannot apply for Utkarsh Bank superCard as only Indian residents are eligible to apply for this card.
- Do I need to submit any additional documents to apply for Utkarsh Bank superCard?
No, apart from KYC documents you need not submit any additional documents to apply for Utkarsh Bank superCard.
- How much is charged on revolving credit, overdue interest, charges on default case?
You will be charged 3.00% monthly or 36% annually for revolving credit, overdue interest, charges on default case.
- Where do I report I lost my Utkarsh Bank superCard due to theft?
In case of loss of your Utkarsh Bank superCard due to theft, you can report the loss to the bank by calling on 18003097986 or sending an email on supercard@utkarsh.bank.
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