Unity Bank BharatPe Credit Card

1. Offers flexible EMI tenures of up to 12 months. 

1. Offers limitless rewards and 2% uncapped benefits. 

1. The card comes at zero hidden charges. 

1. Zero joining or annual fees. 

1. Does not charge foreclosure fees. 

1. Allows payment via UPI by linking RuPay credit card to UPI application. 

1. Offers complimentary access to domestic and international airport lounges. 

1. Provides complimentary preventive health checkups. 

1. Offers fuel surcharge waiver of 1% of the transaction amount. 

Fees and Charges on Unity Bank BharatPe Credit Card 

The fees and charges applicable on Unity Bank BharatPe credit card are listed below: 

Late Payment Charges

1. Less than Rs.100: Rs.40
2. Rs.101 - Rs.250: Rs.90
3. Rs.251 - Rs.500: Rs.150
4. Rs.501 - Rs.1000: Rs.250
5. Rs.1,001 - Rs.2,500: Rs.500
6. Rs.2,501 – Rs.5000: Rs.750
7. Rs.5,001 - Rs.7,500: Rs.900
8. Rs.7,501 – Rs.10,000: Rs.1000
9. Rs.10,001 and more: Rs.1,500 

Eligibility Criteria for Unity Bank BharatPe Credit Card

The eligibility criteria to apply for the Unity Bank BharatPe credit card is that the applicants must be between 21 to 65 years of age. 

Documents Required of Unity Bank BharatPe Credit Card

Though there is no need of submission of any physical documents, you may need the following details, such as: 

1. Aadhaar number KYC (Know Your Customer) confirmation 

1. PAN card details 

How to Apply for Unity Bank BhartPe Credit Card? 

To apply for Unity Bank BhartaPe credit card follow the below-mentioned steps: 

1. Download the BharatPe App 

1. Start onboarding by entering your phone number and PAN. 

1. Complete your eKYC and VKYC. 

1. Check the eligibility criteria as your credit limit will be assigned based on the test results. 

1. Then, activate your card, set the billing date, and create the card PIN. 

1. Set your billing date. 

1. Create your card PIN. 

1. Once activated, your Unity Bank BharatPe Credit Card will be ready for transactions.

How Can I Activate my Unity Bank BharatPe Credit Card?

To activate your credit card, follow the below-mentioned steps: 

1. Navigate to the home screen and select 'Activate Card'. 

1. Select your preferred bill date. 

1. Enter the OTP (One Time Password) sent to you to authenticate the request. 

1. Set your Card PIN. 

1. Enter the OTP to authenticate again. 

1. Once the activation process is completed, you can access your card successfully. 

How Can I Make Payment on my Unity Bank BharatPe Credit Card?

You can make payment on your Unity Bank BharatPe credit card by the following modes: 

1. Net banking 

1. Debit Card 

1. UPI payments

Customer Care Center of Unity Bank BharatPe Credit Card 

For any credit card related issues, customers can reach out to the customer care team of Unity Bank by following ways: 

1. Call Unity Bank support team at 18002091122 

1. Contact number for customers abroad is 02268707700 

1. You can also email at care@unitybank.co.in 

How Can I Contact the Grievance Redressal Official for Any Issues? 

For any credit card related issues, contact the grievance redressal officer by following the below steps: 

Level 1: Centralised Customer Care 

1. Representative: Ms. Mariammal Gunasekar 

1. Email: m.gunasekar@unitybank.co.in 

1. Phone: 9167225962 

1. Timings: 9:30 a.m. to 6:00 p.m. from Monday to Friday 

Level 2: Escalation Contact 

1. Representative: Ms. Rajinder Kaur 

1. Email: level2escalation@unitybank.co.in 

1. Phone: 9152366105 

1. Timings: 9:30 a.m. to 6:00 p.m. from Monday to Friday 

Level 3: Final Escalation 

1. Representative: Mr. Mahendra Bindra 

1. Email: level3escalation@unitybank.co.in 

1. Phone: 9152366104 

1. Timings: 9:30 a.m. to 6:00 p.m. from Monday to Friday 

Address: Unity Small Finance Bank Limited, Unit No. 2, First Floor, Central Plaza, 166, CST Road, Kalina, Mumbai – 400098 

Note: You will receive a reply to your complaint within 7 working days. 

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