Unity BharatPe Credit Card

The eligibility criteria to apply for a Unity BharatPe credit card is as follows:

1. The applicant should be an Indian national.
2. The applicant should be a minimum of 21 years of age up to 65 years.
3. The applicant should earn at least Rs. 5 lakh p.a. in the case of self-employment and Rs. 2.5 lakh p.a. in the case of salaried employment.

Documents required to apply for a Unity BharatPe Credit Card

The documents required to apply for a Unity BharatPe credit card are as follows:

1. PAN card is mandatory
2. Proof of identity (any one of the following):
   1. Driving license
   2. Voter ID
   3. Aadhar
   4. Passport
3. Income proof (Any one of the following):
4. Pay slip of last three months’
5. Bank statement of last three months’
6. Form 16

Note: You are not required to provide any physical documents to apply for the Unity BharatPe credit card. However, do provide PAN card during the Video KYC process.

Auto EMI conversion option on Unity BharatPe Credit Card

The BharatPe Unity Credit Card offers an automatic EMI conversion feature, where any unpaid balance at the end of the billing cycle is automatically converted into EMIs. The rate of interest applicable on Auto-EMIs is 2%. In case you pay your bill before the due date, you earn 2% reward points on EMI repayments. Details of the EMI conversions option are as listed below:

Fees and charges for Unity Bank BharatPe Credit Card

The fees and charges for the Unity Bank BharatPe credit card are as follows:

How to apply for the Unity Bank BharatPe Credit Card?

Follow the steps given below to apply for the Unity Bank BharatPe credit card:

Step 1: You need to download the BharatPe app to apply for its credit card.

Step 2: Fill in your phone number and provide your PAN details to start.

Step 3: Complete your KYC and e-KYC process.

Step 4: Check your eligibility criteria.

Step 5: Set your billing date and create your card PIN.

Step 6: Start using your BharatPe credit card once the activation is complete.

Customer care:

You can reach out on the below listed numbers in case of grievances related to Unity BharatPe credit card:

1. Email: care@unitybank.co.in
2. Principal Nodal officer for handling queries: Mr. Mahendra Bindra
3. Email ID of the Principal Nodal Officer: level3escalation@unitybank.co.in
4. Contact number of the Nodal officer: +91 9152366104
5. Timing for contacting the Nodal Officer: Monday to Friday between 9:30 AM to 6:00 PM, closed on public holidays.

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