Union MSME Credit Card

With the Union MSME Credit Card, you can get 20% of sanctioned FB WC limit with minimum of Rs.20,000 and a maximum of Rs.2 lakh. The card was launched to offer a credit card to MSME units within the sanctioned Fund Based Working Capital limit so that they can meet their business operational expenses via digital delivery channel.

Features and Benefits of the Union MSME Credit Card

Airport and lounge benefits:

• You get 2 visits every quarter to domestic airport lounge access.

Loan benefits:

• Get 20% of sanctioned FB WC limit with minimum of Rs.20,000 and a maximum of Rs.2 lakh.

Insurance benefits:

• Get accidental insurance coverage of up to Rs.10 lakh

Eligibility of the Union MSME Credit Card

• The unit must be classified as MSME.
• The unit has to be an existing borrower with sanctioned FB WC limit (CC/OD) of above Rs.1 lakh.
• The account should not be under any stress category or overdue for review/renewal.
• Your CIC score should be minimum 700/-1(in case of customers with no credit history).

FAQs on Union MSME Credit Card

1. What is the interchangeability for the credit card?

   There is interchangeability between credit card and CC/OD limit and they will be operated separately.

2. Where can I get more details on the credit card?

   You can visit https://www.unionbankofindia.co.in/english/unionmsme-creditcard.aspx

3. How do I reach the customer service of the Union Bank?

   You can reach the customer service by calling 1800 22 2244.