Union MSME Credit Card

With the Union MSME Credit Card, you can get 20% of sanctioned FB WC limit with minimum of Rs.20,000 and a maximum of Rs.2 lakh. The card was launched to offer a credit card to MSME units within the sanctioned Fund Based Working Capital limit so that they can meet their business operational expenses via digital delivery channel.

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Features and Benefits of the Union MSME Credit Card

Airport and lounge benefits:

  1. You get 2 visits every quarter to domestic airport lounge access.

Loan benefits:

  1. Get 20% of sanctioned FB WC limit with minimum of Rs.20,000 and a maximum of Rs.2 lakh.

Insurance benefits:

  1. Get accidental insurance coverage of up to Rs.10 lakh
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Eligibility of the Union MSME Credit Card

  1. The unit must be classified as MSME.
  2. The unit has to be an existing borrower with sanctioned FB WC limit (CC/OD) of above Rs.1 lakh.
  3. The account should not be under any stress category or overdue for review/renewal.
  4. Your CIC score should be minimum 700/-1(in case of customers with no credit history).
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FAQs on Union MSME Credit Card

  • What is the interchangeability for the credit card?

    There is interchangeability between credit card and CC/OD limit and they will be operated separately.

  • Where can I get more details on the credit card?

    You can visit https://www.unionbankofindia.co.in/english/unionmsme-creditcard.aspx

  • How do I reach the customer service of the Union Bank?

    You can reach the customer service by calling 1800 22 2244.

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