Request received - loud & clear!
Returning you to where you were...
The Union Bank of India RuPay Select Credit Card allows you to avail discounts and cashback every time you swipe the credit card. The annual fee of the card is Rs.499.
RuPay benefits:
Fuel benefits:
Milestone benefits:
Insurance benefits:
Type of charge | Fee | ||||||
---|---|---|---|---|---|---|---|
Joining fee | NIL | ||||||
Annual fee | Rs.499 | ||||||
Annual fee for add-on credit cards | Rs.399 | ||||||
Fee to get an add-on credit card | Rs.300 | ||||||
Roll-over facility fee | 5% | ||||||
Interest-free period | 21 to 50 days | ||||||
Cash advance limit | 30% of the limit that has been sanctioned by the bank | ||||||
Lost card charges | NIL | ||||||
Replacement of lost credit card | Rs.149 | ||||||
Charge-slip request | Rs.200 | ||||||
Transactions fee at railways | 1.5% + IRCTC charges | ||||||
Foreign currency mark-up fee | 3% | ||||||
Temporary enhancement fee | Rs.200 per occasion | ||||||
Fee for hotlisting a credit card | Rs.200 | ||||||
Withdrawal of cash from Union Bank of India ATMs | 3% of the amount you withdraw or Rs.200 (whichever is higher) | ||||||
Withdrawal of cash from other banks' ATMs | 3% of the amount you withdraw or Rs.200 (whichever is higher) + Rs.50 | ||||||
Balance enquiry at Union Bank of India ATMs | NIL | ||||||
Balance Enquiry at ATMs of other banks | Rs.20 | ||||||
Interest payable on cash advances | 2.5% every month | ||||||
Service charge on revolving credit facility (if your Minimum Payment Due (MPD) has been paid by the due date) | 2.5% per month or 34.49% (Annualised Percentage Rate) | ||||||
Service charge on revolving credit facility (if your Minimum Payment Due-MPD has not been paid by the due date) | 2.95% per month or 41.75% (Annualised Percentage Rate) | ||||||
Overlimit fee | 2.5% of the overlimit amount, subject to a minimum of Rs.250 | ||||||
Duplicate statement (over 3 months) | Rs.50 per statement | ||||||
Duplicate physical PIN mailer | Rs.50 per occasion | ||||||
Processing fee | 2% subject to a minimum of Rs.200 and a maximum amount of Rs.1,000 | ||||||
Interest | 16% per year (reducing balance method) | ||||||
Late payment fee |
|
The following are the list of eligibility criteria you need to meet to apply for the Union Bank of India RuPay Select Credit Card:
These are the documents you have to submit to the bank when you apply for the Union Bank of India RuPay Select Credit Card:
If you lose your Union Bank of India RuPay Select Credit Card, you have to immediately call the Union bank credit card customer care at 18004251515 (toll-free number) and report the loss of your card. Your credit card will then be blocked by the bank.
The applicant has to be over 18 years of age to get an add-on credit card.
2.5% of the overlimit amount, subject to a minimum of Rs.250.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Gain an edge by connecting with us via email. We promise never to spam you.
Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.