Union Bank Credit Card PIN Generation

On approval of your credit card application, Union Bank sends the credit card to your registered address along with other details that include the credit card PIN. A physical PIN is either sent to your registered mailing address or through SMS as an OTP or a One-Time Password.

However, it is important to generate your PIN to carry out online transactions via your credit card. Here are some of the ways that can help you generate your PIN.

How to Activate Union Bank Credit Card PIN

Your credit card can only be activated when you generate the PIN. A PIN can be generated either at an ATM or by using it for an online transaction. You can also generate the PIN by calling the customer care of the bank.

Methods to Generate Union Bank Credit Card PIN

• Union Bank ATM
• Union Bank PhoneBanking

Generating PIN at an ATM

You can generate your credit card PIN at your nearest ATM once you have received an OTP for the same. Once you receive your Union bank credit card, the bank does send you an OTP-based PIN to generate your credit card PIN.

To generate the Union Bank Credit Card PIN at an ATM, here’s what you need to do:

• Insert your Union Bank credit card in the machine.
• Choose your preference of language.
• Click on 'Create new ATM PIN’.
• Choose the ‘using OTP' option.
• Then enter the OTP sent to your mobile.
• Add your mobile number when prompted.
• Add a 4-digit PIN of your choice.
• Once done, re-type the PIN and click 'Submit'.

Generating PIN by Making a PIN-based transaction

You can also generate your PIN by making an online transaction that requires you to add your PIN. On making a transaction, you can add the OTP sent by the bank to authenticate the transaction. Once done, you can choose to add a new PIN during the transaction.

Via Phone Banking

Apart from visiting an ATM or making a transaction, you can also generate your Union Bank PIN by contacting the Union Bank credit card customer care. You can call the credit card customer care of the bank at 1800 22 22 44 or 1800 208 2244 and request to change your credit card PIN.

How to Change Your Union Bank Credit Card PIN

In case you wish to change your Union Bank Credit Card PIN, you can opt for either of the following ways:

• ATM

Changing Union Bank Credit Card PIN at an ATM

• Insert your credit card in the machine.
• Choose the language.
• Enter the existing credit card PIN.
• Click on the option of 'Change PIN'.
• Once done, an OTP will be sent to your registered mobile number.
• Enter the OTP on the screen.
• Add a 4-digit PIN of your choice.
• Re-type the PIN to confirm and click on 'Submit'.

Once done, the new PIN will be effective immediately.

FAQs on Union Bank Credit Card PIN Generation

1. Can I use the same PIN for the add-on credit cards?

   Yes, the PIN will be the same for the primary and add-on credit cards.

2. Will I receive a new PIN for a re-issued or renewed credit card?

   No, you can use the same PIN in case of a re-issue of your credit card.

3. What can I do if I see any unauthorised activity on the credit card?

   If you notice any unauthorised activity on your credit card, it is important that you immediately inform the customer care of Union Bank.