Will my credit score be affected if the add-on cardholder does not pay the credit card bill?

Yes, if the add-on credit cardholder does not pay the credit card bill, the primary credit cardholder's credit score will be affected.

How many add-on credit cards can I apply for?

You can apply for 3 add-on credit cards.

What is the annual fee of the add-on credit card?

The annual fee of the add-on credit varies from one credit card to another. The fee ranges between Rs.199 and Rs.999.

Union Bank Add-on Credit Cards

Union Bank of India allows you to apply for add-on credit cards for your spouse, siblings and/or children. Here are a few features and benefits of the add-on credit cards offered by the bank.

Updated On - 15 Sep 2025

Features and Benefits of Union Bank Add-On Credit Cards

Almost all the benefits that one gets on the primary credit card is available on the add-on credit cards as well. However, you should always check with the bank before you apply for one.
An add-on credit card can be applied for your children (over 18 years of age), spouse, or/and siblings.
As a primary cardholder, you can track the transactions of the add-on credit card.

Eligibility for Union Bank Add-On Credit Cards

You have to be at least 18 years of age to be eligible for an add-on credit card.
You should be a resident of India.

Documents Required for Union Bank Add-On Credit Cards

PAN card
Aadhaar card
Passport
Driving Licence
Property tax receipt
Voter ID card
Utility bills
Municipal receipt
Rent agreement
Salaried person- you should have the last 2 months' salary slip and your bank statement with salary credits
Self-employed: you should submit your latest income tax return (ITR)

Know How to Apply for Union Bank Add-On Credit Cards Online

You have to visit any Union Bank of India branch and fill in an application form. Along with the documents required, you should submit the form to the bank. If the person meets the eligibility criteria and your documents have been verified, the bank will issue an add-on credit card.

Fees and charges for Union Bank Add-On Credit Cards

The fee for getting and add-on credit card is Rs.300

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on Union Bank Add-On Credit Cards

Will my credit score be affected if the add-on cardholder does not pay the credit card bill?
Yes, if the add-on credit cardholder does not pay the credit card bill, the primary credit cardholder's credit score will be affected.
How many add-on credit cards can I apply for?
You can apply for 3 add-on credit cards.
What is the annual fee of the add-on credit card?
The annual fee of the add-on credit varies from one credit card to another. The fee ranges between Rs.199 and Rs.999.

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